Business Description
South Plains Financial Inc
NAICS : 522110
SIC : 6022
ISIN : US83946P1075
Total Employee Number:
603Description
South Plains Financial Inc operates as a bank holding company. The company provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals. The principal business activities include commercial and retail banking, along with insurance, investment, trust, and mortgage services. The company has one reportable segment: banking. The majority of the company's revenues is derived from interest income and other sources, including loans, securities and derivatives.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 11.94 | |||||
Equity-to-Asset | 0.11 | |||||
Debt-to-Equity | 0.12 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 9/9 | |||||
Beneish M-Score | -2.34 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 1.4 | |||||
3-Year EPS without NRI Growth Rate | 2.1 | |||||
3-Year FCF Growth Rate | -13.8 | |||||
3-Year Book Growth Rate | 13.1 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 39.74 | |||||
9-Day RSI | 46.56 | |||||
14-Day RSI | 49.35 | |||||
3-1 Month Momentum % | -3.89 | |||||
6-1 Month Momentum % | 6.13 | |||||
12-1 Month Momentum % | 9.49 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 1.57 | |||||
Dividend Payout Ratio | 0.18 | |||||
3-Year Dividend Growth Rate | 10.5 | |||||
Forward Dividend Yield % | 1.61 | |||||
5-Year Yield-on-Cost % | 6.03 | |||||
3-Year Average Share Buyback Ratio | 1.5 | |||||
Shareholder Yield % | 6.06 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 28.83 | |||||
FCF Margin % | 29.26 | |||||
OCF Margin % | 32.05 | |||||
ROE % | 12.79 | |||||
ROA % | 1.36 | |||||
Years of Profitability over Past 10-Year | 9 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 11.89 | |||||
Forward PE Ratio | 11.44 | |||||
PE Ratio without NRI | 11.89 | |||||
Price-to-Owner-Earnings | 12.44 | |||||
PEG Ratio | 1.54 | |||||
PS Ratio | 3.42 | |||||
PB Ratio | 1.37 | |||||
Price-to-Tangible-Book | 1.49 | |||||
Price-to-Free-Cash-Flow | 11.69 | |||||
Price-to-Operating-Cash-Flow | 10.67 | |||||
EV-to-Revenue | 0.74 | |||||
EV-to-FCF | 2.45 | |||||
Price-to-GF-Value | 1.01 | |||||
Price-to-Projected-FCF | 0.69 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.43 | |||||
Price-to-Graham-Number | 0.88 | |||||
FCF Yield % | 7.55 | |||||
Forward Rate of Return (Yacktman) % | 18.57 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
South Plains Financial Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 181.041 | ||
| EPS (TTM) (€) | 3.068 | ||
| Beta | 0.7039 | ||
| 3-Year Sharpe Ratio | 0.82 | ||
| 3-Year Sortino Ratio | 1.67 | ||
| Volatility % | 17.03 | ||
| 14-Day RSI | 49.35 | ||
| 14-Day ATR (€) | 0.665476 | ||
| 20-Day SMA (€) | 35.68 | ||
| 12-1 Month Momentum % | 9.49 | ||
| 52-Week Range (€) | 30.6 - 38.2 | ||
| Shares Outstanding (Mil) | 19.15 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 9 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
South Plains Financial Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
South Plains Financial Inc Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-10-23 17:00 | In 108 days | ||
| Third quarter earnings results for 2026 | 2026-10-23 | In 107 days | ||
| Second quarter earnings conference call for 2026 | 2026-07-16 17:00 | In 9 days | ||
| Second quarter earnings results for 2026 | 2026-07-16 | In 8 days | ||
| General meeting for 2026 | 2026-05-11 14:00 | 34.20 (+0.00%) | ||
| First quarter earnings conference call for 2026 | 2026-04-28 17:00 | 35.80 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-04-28 | 35.80 (+0.00%) | ||
| USD 0.170000 Cash Dividend | 2026-04-27 | 36.40 (+0.00%) | ||
| Annual report for 2025 | 2026-03-05 | 35.40 (+0.00%) | ||
| USD 0.170000 Cash Dividend | 2026-02-02 | 33.00 (+0.00%) |
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Entries
South Plains Financial Inc Frequently Asked Questions
What is South Plains Financial Inc(FRA:4S4)'s stock price today?
The current price of FRA:4S4 is €35.40. The 52 week high of FRA:4S4 is €38.20 and 52 week low is €30.60.
When is next earnings date of South Plains Financial Inc(FRA:4S4)?
The next earnings date of South Plains Financial Inc(FRA:4S4) is 2026-07-16 Est..
Does South Plains Financial Inc(FRA:4S4) pay dividends? If so, how much?
The Dividend Yield %  of South Plains Financial Inc(FRA:4S4) is 1.57% (As of Today), Highest Dividend Payout Ratio of South Plains Financial Inc(FRA:4S4) was 0.25. The lowest was 0.04. And the median was 0.14. The  Forward Dividend Yield % of South Plains Financial Inc(FRA:4S4) is 1.61%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on South Plains Financial Inc
No articles.
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