Business Description
Financial Institutions Inc
NAICS : 522110
SIC : 6021
ISIN : US3175854047
Share Class Description:
FISI: Ordinary SharesDescription
Financial Institutions Inc operates as a financial holding company, engages in the provision of a wide range of consumer and commercial banking services to individuals, municipalities, and businesses in Western and Central New York. It operates through the following segments: The Banking segment which includes all of the company's retail and commercial banking operations and All Other includes the activities of SDN, a full-service insurance agency that provides a broad range of insurance services to both personal and business clients.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.36 | |||||
| Equity-to-Asset | 0.07 | |||||
| Debt-to-Equity | 1.17 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 4/9 | |||||
| Beneish M-Score | -2.91 | |||||
| WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 9 | |||||
| 3-Year EPS without NRI Growth Rate | 6.3 | |||||
| 3-Year FCF Growth Rate | 33.9 | |||||
| 3-Year Book Growth Rate | -1.3 |
Momentum Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 41.17 | |||||
| 9-Day RSI | 40.93 | |||||
| 14-Day RSI | 41.84 | |||||
| 6-1 Month Momentum % | -7.92 | |||||
| 12-1 Month Momentum % | -25.35 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 7.08 | |||||
| Dividend Payout Ratio | 0.36 | |||||
| 3-Year Dividend Growth Rate | 5.1 | |||||
| Forward Dividend Yield % | 7.14 | |||||
| 5-Year Yield-on-Cost % | 9.3 | |||||
| 3-Year Average Share Buyback Ratio | 1.4 | |||||
| Shareholder Yield % | -67.39 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 24.33 | |||||
| ROE % | 12.63 | |||||
| ROA % | 0.9 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 5.08 | |||||
| PE Ratio without NRI | 5.08 | |||||
| Shiller PE Ratio | 5.37 | |||||
| Price-to-Owner-Earnings | 6.57 | |||||
| PEG Ratio | 1.27 | |||||
| PS Ratio | 1.2 | |||||
| PB Ratio | 0.63 | |||||
| Price-to-Tangible-Book | 0.77 | |||||
| Price-to-Free-Cash-Flow | 4.25 | |||||
| Price-to-Operating-Cash-Flow | 3.89 | |||||
| EV-to-Revenue | 2.76 | |||||
| EV-to-FCF | 9.74 | |||||
| Price-to-Projected-FCF | 0.25 | |||||
| Price-to-DCF (Earnings Based) | 0.34 | |||||
| Price-to-DCF (FCF Based) | 0.29 | |||||
| Price-to-Median-PS-Value | 0.43 | |||||
| Price-to-Graham-Number | 0.42 | |||||
| Forward Rate of Return (Yacktman) % | 27.04 |
Balance Sheet Breakdown
No Enough Data
Cashflow Statement Breakdown
No Enough Data
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsGurus Latest Trades with NAS:FISI
No Available Data
Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Financial Institutions Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 215.372 | ||
| EPS (TTM) ($) | 3.31 | ||
| Beta | 0.64 | ||
| Volatility % | 36.82 | ||
| 14-Day RSI | 41.84 | ||
| 14-Day ATR ($) | 0.492633 | ||
| 20-Day SMA ($) | 17.0435 | ||
| 12-1 Month Momentum % | -25.35 | ||
| 52-Week Range ($) | 13.835 - 26.855 | ||
| Shares Outstanding (Mil) | 15.4 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Financial Institutions Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Financial Institutions Inc Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Financial Institutions Inc Frequently Asked Questions
What is Financial Institutions Inc(FISI)'s stock price today?
The current price of FISI is $16.81. The 52 week high of FISI is $26.86 and 52 week low is $13.84.
When is next earnings date of Financial Institutions Inc(FISI)?
The next earnings date of Financial Institutions Inc(FISI) is 2023-10-27 Est..
Does Financial Institutions Inc(FISI) pay dividends? If so, how much?
The Dividend Yield %  of Financial Institutions Inc(FISI) is 7.08% (As of Today), Highest Dividend Payout Ratio of Financial Institutions Inc(FISI) was 0.45. The lowest was 0.23. And the median was 0.39. The  Forward Dividend Yield % of Financial Institutions Inc(FISI) is 7.14%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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