Business Description

Financial Institutions Inc
NAICS : 522110
SIC : 6021
ISIN : US3175854047
Share Class Description:
FISI: Ordinary SharesDescription
Financial Institutions Inc operates as a financial holding company, engages in the provision of a wide range of consumer and commercial banking services to individuals, municipalities, and businesses in Western and Central New York. It operates through the following segments: The Banking segment which includes all of the company's retail and commercial banking operations and All Other includes the activities of SDN, a full-service insurance agency that provides a broad range of insurance services to both personal and business clients.
Financial Strength
3/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Cash-To-Debt | 0.36 | |||||
Equity-to-Asset | 0.07 | |||||
Debt-to-Equity | 1.17 | |||||
Debt-to-EBITDA | N/A |
N/A
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N/A
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Interest Coverage | N/A |
N/A
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N/A
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Piotroski F-Score | 4/9 | |||||
Beneish M-Score | -2.91 | |||||
WACC vs ROIC |
Growth Rank
8/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 9 | |||||
3-Year EPS without NRI Growth Rate | 6.3 | |||||
3-Year FCF Growth Rate | 33.9 | |||||
3-Year Book Growth Rate | -1.3 |
Momentum Rank
2/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
5-Day RSI | 41.17 | |||||
9-Day RSI | 40.93 | |||||
14-Day RSI | 41.84 | |||||
6-1 Month Momentum % | -7.92 | |||||
12-1 Month Momentum % | -25.35 |
Liquidity Ratio
Name | Current | Vs Industry | Vs History |
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Dividend & Buy Back
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Dividend Yield % | 7.08 | |||||
Dividend Payout Ratio | 0.36 | |||||
3-Year Dividend Growth Rate | 5.1 | |||||
Forward Dividend Yield % | 7.14 | |||||
5-Year Yield-on-Cost % | 9.3 | |||||
3-Year Average Share Buyback Ratio | 1.4 | |||||
Shareholder Yield % | -67.39 |
Profitability Rank
6/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
Net Margin % | 24.33 | |||||
ROE % | 12.63 | |||||
ROA % | 0.9 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
8/10
Name | Current | Vs Industry | Vs History | |||
---|---|---|---|---|---|---|
PE Ratio | 5.08 | |||||
PE Ratio without NRI | 5.08 | |||||
Shiller PE Ratio | 5.37 | |||||
Price-to-Owner-Earnings | 6.57 | |||||
PEG Ratio | 1.27 | |||||
PS Ratio | 1.2 | |||||
PB Ratio | 0.63 | |||||
Price-to-Tangible-Book | 0.77 | |||||
Price-to-Free-Cash-Flow | 4.25 | |||||
Price-to-Operating-Cash-Flow | 3.89 | |||||
EV-to-Revenue | 2.76 | |||||
EV-to-FCF | 9.74 | |||||
Price-to-Projected-FCF | 0.25 | |||||
Price-to-DCF (Earnings Based) | 0.34 | |||||
Price-to-DCF (FCF Based) | 0.29 | |||||
Price-to-Median-PS-Value | 0.43 | |||||
Price-to-Graham-Number | 0.42 | |||||
Forward Rate of Return (Yacktman) % | 27.04 |
Balance Sheet Breakdown
No Enough Data
Cashflow Statement Breakdown
No Enough Data
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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No Available Data
Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Financial Institutions Inc Executives
DetailsAnalyst Estimate
Key Statistics
Name | Value | ||
---|---|---|---|
Revenue (TTM) (Mil $) | 215.372 | ||
EPS (TTM) ($) | 3.31 | ||
Beta | 0.64 | ||
Volatility % | 36.82 | ||
14-Day RSI | 41.84 | ||
14-Day ATR ($) | 0.492633 | ||
20-Day SMA ($) | 17.0435 | ||
12-1 Month Momentum % | -25.35 | ||
52-Week Range ($) | 13.835 - 26.855 | ||
Shares Outstanding (Mil) | 15.4 |
Piotroski F-Score Details
Year:
Component | Result | ||
---|---|---|---|
Piotroski F-Score | 4 | ||
Positive ROA | |||
Positive CFROA | |||
Higher ROA yoy | |||
CFROA > ROA | |||
Lower Leverage yoy | |||
Higher Current Ratio yoy | |||
Less Shares Outstanding yoy | |||
Higher Gross Margin yoy | |||
Higher Asset Turnover yoy |
Financial Institutions Inc Filings
Filing Date | Document Date | Form | ||
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No Filing Data |
Financial Institutions Inc Stock Events
Event | Date | Price($) | ||
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No Event Data |
Financial Institutions Inc Frequently Asked Questions
What is Financial Institutions Inc(FISI)'s stock price today?
The current price of FISI is $16.81. The 52 week high of FISI is $26.86 and 52 week low is $13.84.
When is next earnings date of Financial Institutions Inc(FISI)?
The next earnings date of Financial Institutions Inc(FISI) is 2023-10-27 Est..
Does Financial Institutions Inc(FISI) pay dividends? If so, how much?
The Dividend Yield %  of Financial Institutions Inc(FISI) is 7.08% (As of Today), Highest Dividend Payout Ratio of Financial Institutions Inc(FISI) was 0.45. The lowest was 0.23. And the median was 0.39. The  Forward Dividend Yield % of Financial Institutions Inc(FISI) is 7.14%. For more information regarding to dividend, please check our Dividend Page.
Press Release
Subject | Date | |||
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No Press Release |