Q2 2025 Encore Capital Group Inc Earnings Call Transcript

Aug 06, 2025 / 09:00PM GMT

Release Date Price: €31.4 (-1.88%)

Transcript 10-Q8-K

Operator

Good day, everyone, and thank you for standing by. Welcome to the Encore Capital Group second-quarter 2025 earnings conference call. (Operator Instructions) Please be advised that today's conference is being recorded.

I would now like to hand the conference over to your first speaker today, Bruce Thomas, VP of Global Investor Relations for Encore. Bruce, please go ahead.

Bruce Thomas

Encore Capital Group Inc - Vice President, Investor Relations

Thank you, operator. Good afternoon and welcome to Encore Capital Group's second-quarter 2025 earnings call. Joining me on the call today are Ashish Masih, our President and Chief Executive Officer; Tomas Hernanz, Executive Vice President and Chief Financial Officer; Ryan Bell, President of Midland Credit Management; and John Yung, President of Cabot Credit Management.

Ashish and Tomas will make prepared remarks today, and then we'll be happy to take your questions. Unless otherwise noted, comparisons on this conference call will be made between the second quarter of 2025 and the second quarter of

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