Encore Capital Group Inc (FRA:ECP) Stock Price, Trades & News

Encore Capital Group Inc is an international specialty finance company engaged in providing debt recovery solutions and other related services for consumers across a broad range of financial assets. It mainly purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals to repay their obligations and work toward financial recovery. The company also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. It has only one reportable segment, debt purchasing and recovery. Geographically, the company generates maximum revenue from its business in the United States, followed by the United Kingdom, Europe, and other regions.

Financial Strength

3/10

Name	Current	Vs Industry
Cash-To-Debt	0.06
Equity-to-Asset	0.19
Debt-to-Equity	3.9
Debt-to-EBITDA	5.77
Interest Coverage	2.4
Piotroski F-Score	7/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	1.17	Distress Grey Safe
Beneish M-Score	-2.1	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

2/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	11.9
	3-Year EBITDA Growth Rate	11.9
	3-Year EPS without NRI Growth Rate	13.2
	3-Year FCF Growth Rate	1.6
	3-Year Book Growth Rate	-3.8

Momentum Rank

6/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	61.21
	9-Day RSI	62.9
	14-Day RSI	61.99
	3-1 Month Momentum %	14.88
	6-1 Month Momentum %	49.78
	12-1 Month Momentum %	109.34

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	0.33
	Quick Ratio	0.33
	Cash Ratio	0.24
	Days Sales Outstanding	2.96

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	2.4
	Shareholder Yield %	-13.68

Profitability Rank

7/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	55.05
	Operating Margin %	36.8
	Net Margin %	16
	EBITDA Margin %	37.79
	FCF Margin %	8.96
	OCF Margin %	10.26
	ROE %	31.66
	ROA %	5.65
	ROIC %	9.16
	3-Year ROIIC %	25.57
	ROC (Joel Greenblatt) %	479.78
	ROCE %	15.62
	Years of Profitability over Past 10-Year	8
	Moat Score	5
	Tariff Resilience Score	9

GF Value Rank

5/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	7.03
	Forward PE Ratio	6.28
	PE Ratio without NRI	7.03
	Shiller PE Ratio	18.68
	Price-to-Owner-Earnings	6.23
	PS Ratio	1.13
	PB Ratio	1.88
	Price-to-Tangible-Book	3.86
	Price-to-Free-Cash-Flow	12.49
	Price-to-Operating-Cash-Flow	10.92
	EV-to-EBIT	8.56
	EV-to-Forward-EBIT	8.15
	EV-to-EBITDA	8.22
	EV-to-Revenue	3.11
	EV-to-Forward-Revenue	2.74
	EV-to-FCF	34.61
	Price-to-GF-Value	1.25
	Price-to-Projected-FCF	0.75
	Price-to-Median-PS-Value	1.32
	Price-to-Graham-Number	1.1
	Earnings Yield (Greenblatt) %	11.68
	FCF Yield %	8.55
	Forward Rate of Return (Yacktman) %	-7.32

Financials (Next Earnings Date:2026-08-06 Est.)

Annual Quarterly TTM

FRA:ECP's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

Not Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

Not Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

Not Enough Data

Operating Revenue by Business Segment

Operating Revenue by Geographic Region

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

Not Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2026	2025	2024	2023	2022	2021	2020	2019	2018	2017

Encore Capital Group Inc Executives

Details

GF Value™: €59.84

FRA:ECP

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 4 Severe warning signs with ECP. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	1,591.185
	EPS (TTM) (€)	11.077
	Beta	1.2471
	3-Year Sharpe Ratio	0.56
	3-Year Sortino Ratio	0.93
	Volatility %	32.08
	14-Day RSI	61.99
	14-Day ATR (€)	1.286228
	20-Day SMA (€)	70.625
	12-1 Month Momentum %	109.34
	52-Week Range (€)	31 - 77.5
	Shares Outstanding (Mil)	21.44

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	7
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Encore Capital Group Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Encore Capital Group Inc Stock Events

Financials Calendars

Event	Date	Price (€)
Third quarter earnings conference call for 2026	2026-11-05 17:00	In 131 days
Third quarter earnings results for 2026	2026-11-05	In 130 days
Second quarter earnings conference call for 2026	2026-08-06 17:00	In 40 days
Second quarter earnings results for 2026	2026-08-06	In 39 days
General meeting for 2026	2026-06-12 12:00	69.50 (+0.00%)
First quarter earnings conference call for 2026	2026-05-06 17:00	71.00 (+0.00%)
First quarter earnings results for 2026	2026-05-06	71.00 (+0.00%)
Fourth quarter earnings conference call for 2025	2026-02-25 17:00	47.80 (+0.00%)
Annual report for 2025	2026-02-25	47.80 (+0.00%)
Fourth quarter earnings results for 2025	2026-02-25	47.80 (+0.00%)

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Entries

Encore Capital Group Inc Frequently Asked Questions

What is Encore Capital Group Inc(FRA:ECP)'s stock price today?

The current price of FRA:ECP is €75.00. The 52 week high of FRA:ECP is €77.50 and 52 week low is €31.00.

When is next earnings date of Encore Capital Group Inc(FRA:ECP)?

The next earnings date of Encore Capital Group Inc(FRA:ECP) is 2026-08-06 Est..

Does Encore Capital Group Inc(FRA:ECP) pay dividends? If so, how much?

Encore Capital Group Inc(FRA:ECP) does not pay dividend.

Press Release

	Subject	Date
	Encore Capital Group, Inc. (ECPG) Investors Who Lost Money -- Contact Law Offices of Howard G. Smith About Securities Fraud Investigation	2025-03-07
	Securities Fraud Investigation Into Encore Capital Group, Inc. (ECPG) Continues -- Investors Who Lost Money Urged To Contact Glancy Prongay & Murray LLP, a Leading Securities Fraud Law Firm	2025-03-06
	Securities Fraud Investigation Into Encore Capital Group, Inc. (ECPG) Continues -- Investors Who Lost Money Urged To Contact The Law Offices of Frank R. Cruz	2025-03-05
	Securities Fraud Investigation Into Encore Capital Group, Inc. (ECPG) Announced -- Investors Who Lost Money Urged To Contact Glancy Prongay & Murray LLP, a Leading Securities Fraud Law Firm	2025-03-04
	Encore Capital Group, Inc. (ECPG) Investors Who Lost Money -- Contact Law Offices of Howard G. Smith About Securities Fraud Investigation	2025-03-04
	Securities Fraud Investigation Into Encore Capital Group, Inc. (ECPG) Announced -- Investors Who Lost Money Urged to Contact The Law Offices of Frank R. Cruz	2025-03-03
	INVESTOR ALERT: Scott+Scott Attorneys at Law LLP Continues to Investigate Encore Capital Group, Inc.'s Directors and Officers for Breach of Fiduciary Duties – ECPG	2021-03-11
	Haeggquist & Eck, LLP Is Investigating Claims Against Encore Capital Group, Inc.'s Directors and Officers for Breach of Fiduciary Duty	2021-02-25
	INVESTOR ALERT: Scott+Scott Attorneys at Law LLP Investigates Encore Capital Group, Inc.'s Directors and Officers for Breach of Fiduciary Duties – ECPG	2021-01-26
	ROSEN, A LEADING AND LONGSTANDING FIRM, Continues to Investigate Securities Claims Against Encore Capital Group - ECPG	2020-10-28

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