Q1 2026 Encore Capital Group Inc Earnings Call Transcript

May 06, 2026 / 09:00PM GMT

Release Date Price: €72.5 (+2.11%)

Transcript 10-Q8-K

Operator

Good day, and thank you for standing by. Welcome to the Encore Capital Group's first-quarter 2026 earnings conference call. (Operator Instructions) Please be advised that today's conference is being recorded.

I would now like to hand the conference over to your first speaker today, Bruce Thomas, Vice President of Global Investor Relations. Please go ahead.

Bruce Thomas

Encore Capital Group Inc - Vice President, Investor Relations

Thank you, operator. Good afternoon, and welcome to Encore Capital Groupâs first quarter 2026 earnings call. Joining me on the call today are Ashish Masih, our President and Chief Executive Officer; Tomas Hernanz, Executive Vice President and Chief Financial Officer; and Ryan Bell, President of Midland Credit Management. Ashish and Tomas will make prepared remarks today, and then weâll be happy to take your questions.

Unless otherwise noted, comparisons on this conference call will be made between the first quarter of 2026 and the first quarter of 2025. In addition, todayâs discussion will include forward-looking

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