Business Description
OFG Bancorp
ISIN : PR67103X1020
Share Class Description:
FRA:OFP: Ordinary SharesTotal Employee Number:
2,181Description
OFG Bancorp is a financial holding company, through its subsidiaries provides banking and financial services. It operates through three segments namely Banking, Wealth Management, and Treasury. It serves to clients such as commercial, consumer, auto, and mortgage lending, checking and savings accounts, financial planning, insurance, financial services, and investment brokerage, and corporate and individual trust and retirement services. The company derives maximum revenue from Banking Segment. It provides services in the region of Puerto Rico.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.56 | |||||
Equity-to-Asset | 0.12 | |||||
Debt-to-Equity | 0.34 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 6/9 | |||||
Beneish M-Score | -2.69 | |||||
WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 9.2 | |||||
3-Year EPS without NRI Growth Rate | 10.8 | |||||
3-Year FCF Growth Rate | 17.4 | |||||
3-Year Book Growth Rate | 13.6 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 3.84 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 69.42 | |||||
9-Day RSI | 67.51 | |||||
14-Day RSI | 66.76 | |||||
3-1 Month Momentum % | 7.11 | |||||
6-1 Month Momentum % | 27.11 | |||||
12-1 Month Momentum % | 11.64 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2.47 | |||||
Dividend Payout Ratio | 0.26 | |||||
3-Year Dividend Growth Rate | 19.7 | |||||
Forward Dividend Yield % | 2.57 | |||||
5-Year Yield-on-Cost % | 10.46 | |||||
3-Year Average Share Buyback Ratio | 3.1 | |||||
Shareholder Yield % | -1.79 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 30.54 | |||||
FCF Margin % | 26.23 | |||||
OCF Margin % | 28.77 | |||||
ROE % | 16.03 | |||||
ROA % | 1.8 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 10.32 | |||||
Forward PE Ratio | 10.84 | |||||
PE Ratio without NRI | 10.32 | |||||
Shiller PE Ratio | 18.18 | |||||
Price-to-Owner-Earnings | 14.13 | |||||
PEG Ratio | 1 | |||||
PS Ratio | 3.15 | |||||
PB Ratio | 1.57 | |||||
Price-to-Tangible-Book | 1.8 | |||||
Price-to-Free-Cash-Flow | 12.14 | |||||
Price-to-Operating-Cash-Flow | 11.07 | |||||
EV-to-Revenue | 2.55 | |||||
EV-to-FCF | 10.29 | |||||
Price-to-GF-Value | 1.21 | |||||
Price-to-Projected-FCF | 0.69 | |||||
Price-to-DCF (Earnings Based) | 0.34 | |||||
Price-to-DCF (FCF Based) | 0.73 | |||||
Price-to-Median-PS-Value | 1.3 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.02 | |||||
Price-to-Graham-Number | 0.91 | |||||
FCF Yield % | 8.55 | |||||
Forward Rate of Return (Yacktman) % | 18.19 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
OFG Bancorp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 620.894 | ||
| EPS (TTM) (€) | 4.37 | ||
| Beta | 1.2451 | ||
| 3-Year Sharpe Ratio | 0.72 | ||
| 3-Year Sortino Ratio | 1.53 | ||
| Volatility % | 22.2 | ||
| 14-Day RSI | 66.76 | ||
| 14-Day ATR (€) | 0.633995 | ||
| 20-Day SMA (€) | 43.77 | ||
| 12-1 Month Momentum % | 11.64 | ||
| 52-Week Range (€) | 31.2 - 46.2 | ||
| Shares Outstanding (Mil) | 42.27 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
OFG Bancorp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
OFG Bancorp Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Fourth quarter earnings conference call for 2026 | 2027-01-22 10:00 | In 182 days | ||
| Fourth quarter earnings results for 2026 | 2027-01-22 | In 181 days | ||
| Third quarter earnings conference call for 2026 | 2026-10-22 10:00 | In 90 days | ||
| Third quarter earnings results for 2026 | 2026-10-22 | In 89 days | ||
| USD 0.350000 Cash Dividend | 2026-09-30 | In 67 days | ||
| Second quarter earnings conference call for 2026 | 2026-07-21 10:00 | 43.60 (+0.00%) | ||
| Second quarter earnings results for 2026 | 2026-07-21 | 43.60 (+0.00%) | ||
| USD 0.350000 Cash Dividend | 2026-06-30 | 42.80 (+0.00%) | ||
| General meeting for 2026 | 2026-04-22 10:00 | 36.00 (+0.00%) | ||
| First quarter earnings conference call for 2026 | 2026-04-21 10:00 | 36.20 (+0.00%) |
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Entries
OFG Bancorp Frequently Asked Questions
What is OFG Bancorp(FRA:OFP)'s stock price today?
The current price of FRA:OFP is €46.00. The 52 week high of FRA:OFP is €46.20 and 52 week low is €31.20.
When is next earnings date of OFG Bancorp(FRA:OFP)?
The next earnings date of OFG Bancorp(FRA:OFP) is 2026-10-22 Est..
Does OFG Bancorp(FRA:OFP) pay dividends? If so, how much?
The Dividend Yield %  of OFG Bancorp(FRA:OFP) is 2.47% (As of Today), Highest Dividend Payout Ratio of OFG Bancorp(FRA:OFP) was 0.26. The lowest was 0.14. And the median was 0.19. The  Forward Dividend Yield % of OFG Bancorp(FRA:OFP) is 2.57%. For more information regarding to dividend, please check our Dividend Page.
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