Business Description
Happen Inc
NAICS : 522110
SIC : 6021
ISIN : US52603A2087
Total Employee Number:
1,075Compare
Compare
Traded in other countries / regions
HAPN.USA8LCA.Germany Index Membership
Russell 2000Russell 3000 IPO Date
2014-12-11Description
Happen Inc is a U.S. digital marketplace bank focused on the Motivated Middle - high FICO, high-income borrowers actively managing their financial lives. The bank's success is fueled by evolved credit underwriting, a proprietary technology platform, and a marketplace bank model that generates compelling revenue through loan sales, net interest income, and fee-based services.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 80.29 | |||||
Equity-to-Asset | 0.13 | |||||
Debt-to-Equity | 0.01 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 5/9 | |||||
Beneish M-Score | -1.23 | |||||
WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -9.3 | |||||
3-Year EPS without NRI Growth Rate | -6.3 | |||||
3-Year Book Growth Rate | 6 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 43.13 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 15.71 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 39.93 | |||||
9-Day RSI | 46.44 | |||||
14-Day RSI | 49 | |||||
3-1 Month Momentum % | 22.81 | |||||
6-1 Month Momentum % | 21.71 | |||||
12-1 Month Momentum % | 36.94 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -2.7 | |||||
Shareholder Yield % | 1.46 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 18.67 | |||||
FCF Margin % | -282.19 | |||||
OCF Margin % | -273.57 | |||||
ROE % | 13.11 | |||||
ROA % | 1.69 | |||||
Years of Profitability over Past 10-Year | 5 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 11.58 | |||||
Forward PE Ratio | 11.65 | |||||
PE Ratio without NRI | 11.58 | |||||
Price-to-Owner-Earnings | 11.69 | |||||
PEG Ratio | 1.15 | |||||
PS Ratio | 2.18 | |||||
PB Ratio | 1.42 | |||||
Price-to-Tangible-Book | 1.49 | |||||
EV-to-Forward-EBIT | 5.4 | |||||
EV-to-Forward-EBITDA | 3.22 | |||||
EV-to-Revenue | 1.26 | |||||
EV-to-Forward-Revenue | 2.06 | |||||
EV-to-FCF | -0.45 | |||||
Price-to-GF-Value | 1.27 | |||||
Price-to-Median-PS-Value | 1.07 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.16 | |||||
Price-to-Graham-Number | 0.88 | |||||
FCF Yield % | -133.23 | |||||
Forward Rate of Return (Yacktman) % | -53.27 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
Log
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Annualized Return % Â
Total Annual Return % Â
Happen Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 1,047.808 | ||
| EPS (TTM) ($) | 1.66 | ||
| Beta | 2.0236 | ||
| 3-Year Sharpe Ratio | 0.66 | ||
| 3-Year Sortino Ratio | 1.36 | ||
| Volatility % | 39.14 | ||
| 14-Day RSI | 49 | ||
| 14-Day ATR ($) | 0.790186 | ||
| 20-Day SMA ($) | 19.31875 | ||
| 12-1 Month Momentum % | 36.94 | ||
| 52-Week Range ($) | 13.05 - 21.67 | ||
| Shares Outstanding (Mil) | 115.41 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Happen Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Happen Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Fourth quarter earnings conference call for 2026 | 2027-01-28 17:00 | In 170 days | ||
| Fourth quarter earnings results for 2026 | 2027-01-28 | In 169 days | ||
| Third quarter earnings conference call for 2026 | 2026-10-22 17:00 | In 72 days | ||
| Third quarter earnings results for 2026 | 2026-10-22 | In 71 days | ||
| Second quarter earnings conference call for 2026 | 2026-07-27 17:00 | 18.06 (-0.17%) | ||
| Second quarter earnings results for 2026 | 2026-07-27 | 18.06 (-0.17%) | ||
| General meeting for 2026 | 2026-06-02 10:00 | 18.39 (+5.51%) | ||
| First quarter earnings conference call for 2026 | 2026-04-27 17:00 | 17.47 (+1.75%) | ||
| First quarter earnings results for 2026 | 2026-04-27 | 17.47 (+1.75%) | ||
| Annual report for 2025 | 2026-02-12 | 16.72 (-4.35%) |
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Happen Inc Frequently Asked Questions
What is Happen Inc(HAPN)'s stock price today?
The current price of HAPN is $19.23. The 52 week high of HAPN is $21.67 and 52 week low is $13.05.
When is next earnings date of Happen Inc(HAPN)?
The next earnings date of Happen Inc(HAPN) is 2026-10-22 Est..
Does Happen Inc(HAPN) pay dividends? If so, how much?
Happen Inc(HAPN) does not pay dividend.
Guru Commentaries on NAS:HAPN
No articles.
Press Release
Articles on Happen Inc
HAPN SWOT Analysis: Strong Revenue Growth Amidst Valuation Concerns Revealed in 10-Q Filing
Aug 01, 2026
Happen Inc (HAPN) Q2 2026 Earnings Call Highlights: Record Pretax Income and Strategic Growth Initiatives
Jul 28, 2026
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