Business Description
Hiscox Ltd
NAICS : 524126
SIC : 6331
ISIN : US43358P1021
Share Class Description:
HCXLY: ADRTotal Employee Number:
3,000Description
Hiscox Ltd is a property and casualty insurance company. The company aims to balance catastrophe-exposed businesses with less volatile local specialty businesses. Its product offerings include property, casualty, crisis management (covering terrorism and kidnap and ransom), marine, energy, and specialty areas like space insurance. The company's operating segments consist of Hiscox Retail, Hiscox London Market, Hiscox Re, and Other. The majority of the revenue is generated from its Hiscox Retail segment, which represents retail business divisions in the UK, Europe, the USA, and Asia. Geographically, the company earns insurance revenue from places like the United States, which generates key revenue, as well as the United Kingdom, Europe, and other regions.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.57 | |||||
Equity-to-Asset | 0.32 | |||||
Debt-to-Equity | 0.21 | |||||
Debt-to-EBITDA | 1.01 | |||||
Interest Coverage | 10.71 | |||||
Piotroski F-Score | 3/9 | |||||
Beneish M-Score | -2.04 | |||||
WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 8.4 | |||||
3-Year EBITDA Growth Rate | 28.5 | |||||
3-Year EPS without NRI Growth Rate | 30.6 | |||||
3-Year FCF Growth Rate | -56.3 | |||||
3-Year Book Growth Rate | 14.3 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 12.15 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 6.01 |
Momentum Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 59.56 | |||||
9-Day RSI | 51.06 | |||||
14-Day RSI | 49.99 | |||||
3-1 Month Momentum % | 23.31 | |||||
6-1 Month Momentum % | 28 | |||||
12-1 Month Momentum % | 65.76 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 1.97 | |||||
Dividend Payout Ratio | 0.25 | |||||
3-Year Dividend Growth Rate | 4.7 | |||||
Forward Dividend Yield % | 1.97 | |||||
5-Year Yield-on-Cost % | 1.97 | |||||
3-Year Average Share Buyback Ratio | 3 | |||||
Shareholder Yield % | 11.65 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 16 | |||||
EBITDA Margin % | 20.85 | |||||
FCF Margin % | 17.37 | |||||
OCF Margin % | 18.37 | |||||
ROE % | 16.5 | |||||
ROA % | 5.24 | |||||
ROIC % | 6.45 | |||||
3-Year ROIIC % | 23.68 | |||||
Years of Profitability over Past 10-Year | 9 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 13.47 | |||||
Forward PE Ratio | 16.28 | |||||
PE Ratio without NRI | 12.57 | |||||
Shiller PE Ratio | 26.99 | |||||
Price-to-Owner-Earnings | 397.23 | |||||
PS Ratio | 2.1 | |||||
PB Ratio | 2.02 | |||||
Price-to-Tangible-Book | 2.25 | |||||
Price-to-Free-Cash-Flow | 11.76 | |||||
Price-to-Operating-Cash-Flow | 11.15 | |||||
EV-to-EBIT | 9.84 | |||||
EV-to-Forward-EBIT | 10.17 | |||||
EV-to-EBITDA | 9.04 | |||||
EV-to-Revenue | 1.89 | |||||
EV-to-Forward-Revenue | 1.82 | |||||
EV-to-FCF | 10.86 | |||||
Price-to-GF-Value | 1.34 | |||||
Price-to-Projected-FCF | 2.39 | |||||
Price-to-Median-PS-Value | 1.39 | |||||
Price-to-Graham-Number | 1.11 | |||||
Earnings Yield (Greenblatt) % | 10.16 | |||||
FCF Yield % | 8.66 | |||||
Forward Rate of Return (Yacktman) % | -15.68 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Total Annual Return % Â
Hiscox Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 4,005.8 | ||
| EPS (TTM) ($) | 3.788 | ||
| Beta | 0.3312 | ||
| 3-Year Sharpe Ratio | 0.56 | ||
| 3-Year Sortino Ratio | 1.06 | ||
| Volatility % | 29.27 | ||
| 14-Day RSI | 49.99 | ||
| 14-Day ATR ($) | 1.182391 | ||
| 20-Day SMA ($) | 49.983 | ||
| 12-1 Month Momentum % | 65.76 | ||
| 52-Week Range ($) | 32.81 - 53.42 | ||
| Shares Outstanding (Mil) | 159.8 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Hiscox Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Hiscox Ltd Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Second quarter earnings conference call for 2026 | 2026-08-05 05:30 | 48.50 (+0.00%) | ||
| Second quarter earnings results for 2026 | 2026-08-05 | 48.50 (+0.00%) | ||
| General meeting for 2026 | 2026-05-14 12:30 | 46.67 (+0.42%) | ||
| USD 0.713642 Cash Dividend | 2026-04-27 | 45.94 (+0.00%) | ||
| Annual report for 2025 | 2026-03-16 | 42.79 (+0.00%) | ||
| Fourth quarter earnings conference call for 2025 | 2026-02-25 10:30 | 43.64 (+0.00%) | ||
| Fourth quarter earnings results for 2025 | 2026-02-25 | 43.64 (+0.00%) | ||
| USD 0.289317 Cash Dividend | 2025-08-18 | 35.94 (+0.00%) | ||
| Second quarter earnings conference call for 2025 | 2025-08-06 09:30 | 31.66 (+0.00%) | ||
| Second quarter earnings results for 2025 | 2025-08-06 | 31.66 (+0.00%) |
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Hiscox Ltd Frequently Asked Questions
What is Hiscox Ltd(HCXLY)'s stock price today?
The current price of HCXLY is $51.01. The 52 week high of HCXLY is $53.42 and 52 week low is $32.81.
When is next earnings date of Hiscox Ltd(HCXLY)?
The next earnings date of Hiscox Ltd(HCXLY) is 2027-02-25 Est..
Does Hiscox Ltd(HCXLY) pay dividends? If so, how much?
The Dividend Yield %  of Hiscox Ltd(HCXLY) is 1.97% (As of Today), Highest Dividend Payout Ratio of Hiscox Ltd(HCXLY) was 3.14. The lowest was 0.18. And the median was 0.25. The  Forward Dividend Yield % of Hiscox Ltd(HCXLY) is 1.97%. For more information regarding to dividend, please check our Dividend Page.
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