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GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.68
HIFS's Cash-to-Debt is ranked lower than
70% of the 1613 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.09 vs. HIFS: 0.68 )
Ranked among companies with meaningful Cash-to-Debt only.
HIFS' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.03  Med: 0.36 Max: No Debt
Current: 0.68
Equity-to-Asset 0.08
HIFS's Equity-to-Asset is ranked lower than
71% of the 1580 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.10 vs. HIFS: 0.08 )
Ranked among companies with meaningful Equity-to-Asset only.
HIFS' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.08 Max: 0.1
Current: 0.08
0.07
0.1
Debt-to-Equity 2.96
HIFS's Debt-to-Equity is ranked lower than
93% of the 1244 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.63 vs. HIFS: 2.96 )
Ranked among companies with meaningful Debt-to-Equity only.
HIFS' s Debt-to-Equity Range Over the Past 10 Years
Min: 1.24  Med: 2.91 Max: 4.45
Current: 2.96
1.24
4.45
Interest Coverage 2.97
HIFS's Interest Coverage is ranked higher than
66% of the 1539 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.74 vs. HIFS: 2.97 )
Ranked among companies with meaningful Interest Coverage only.
HIFS' s Interest Coverage Range Over the Past 10 Years
Min: 0.26  Med: 1.83 Max: 3.36
Current: 2.97
0.26
3.36
Beneish M-Score: -2.40
WACC vs ROIC
4.28%
8.10%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % 66.15
HIFS's Operating Margin % is ranked higher than
94% of the 1618 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 31.66 vs. HIFS: 66.15 )
Ranked among companies with meaningful Operating Margin % only.
HIFS' s Operating Margin % Range Over the Past 10 Years
Min: 38.49  Med: 55.05 Max: 66.15
Current: 66.15
38.49
66.15
Net Margin % 38.96
HIFS's Net Margin % is ranked higher than
83% of the 1619 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 22.82 vs. HIFS: 38.96 )
Ranked among companies with meaningful Net Margin % only.
HIFS' s Net Margin % Range Over the Past 10 Years
Min: 25.32  Med: 32.6 Max: 41.14
Current: 38.96
25.32
41.14
ROE % 15.72
HIFS's ROE % is ranked higher than
83% of the 1619 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 8.56 vs. HIFS: 15.72 )
Ranked among companies with meaningful ROE % only.
HIFS' s ROE % Range Over the Past 10 Years
Min: 8.42  Med: 14.87 Max: 19.81
Current: 15.72
8.42
19.81
ROA % 1.23
HIFS's ROA % is ranked higher than
71% of the 1624 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.91 vs. HIFS: 1.23 )
Ranked among companies with meaningful ROA % only.
HIFS' s ROA % Range Over the Past 10 Years
Min: 0.63  Med: 1.09 Max: 1.53
Current: 1.23
0.63
1.53
3-Year Revenue Growth Rate 13.70
HIFS's 3-Year Revenue Growth Rate is ranked higher than
83% of the 1364 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 4.20 vs. HIFS: 13.70 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
HIFS' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -1.8  Med: 11 Max: 23.3
Current: 13.7
-1.8
23.3
3-Year EBITDA Growth Rate 19.90
HIFS's 3-Year EBITDA Growth Rate is ranked higher than
80% of the 1281 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.90 vs. HIFS: 19.90 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
HIFS' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -12.5  Med: 15 Max: 136.2
Current: 19.9
-12.5
136.2
3-Year EPS without NRI Growth Rate 20.10
HIFS's 3-Year EPS without NRI Growth Rate is ranked higher than
80% of the 1241 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.60 vs. HIFS: 20.10 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
HIFS' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -8.5  Med: 15.55 Max: 118.3
Current: 20.1
-8.5
118.3
» HIFS's 30-Y Financials

Financials (Next Earnings Date: 2017-10-12 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q3 2016

HIFS Guru Trades in Q3 2016

Jim Simons 8,900 sh (+2.30%)
» More
Q4 2016

HIFS Guru Trades in Q4 2016

Jim Simons 11,100 sh (+24.72%)
» More
Q1 2017

HIFS Guru Trades in Q1 2017

Jim Simons 13,800 sh (+24.32%)
» More
Q2 2017

HIFS Guru Trades in Q2 2017

Jim Simons 15,400 sh (+11.59%)
» More
» Details

Insider Trades

Latest Guru Trades with HIFS

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Banks » Savings & Cooperative Banks    NAICS: 522120    SIC: 6022
Compare:NAS:EBTC, NAS:BSF, NAS:BKMU, NAS:CSBK, NAS:UCFC, NAS:HBCP, NAS:FDEF, NAS:TBNK, NAS:SMBC, OTCPK:NASB, NAS:WSBF, NAS:GCBC, NAS:HONE, NAS:TSBK, NAS:ICBK, NAS:FNWB, NAS:SIFI, NAS:ESSA, NAS:RVSB, NAS:FSBK » details
Headquarter Location:USA
Hingham Institution for Savings is a savings bank situated in Hingham, Massachusetts. It is involved in the business of residential and commercial real estate mortgage lending and also financial and banking services.

Hingham Institution for Savings is a savings bank based in Hingham, Massachusetts and is involved in the business of residential and commercial real estate mortgage lending and also financial and banking services. The bank's financial services include personal checking accounts, personal mortgages, home equity lines of credit, money market accounts, savings accounts, certificates of deposit and business checking accounts. Its lending portfolio mainly encompasses commercial real estate, residential owner occupied real estate and loans for construction of residential real estate.

Ratios

vs
industry
vs
history
PE Ratio 16.83
HIFS's PE Ratio is ranked lower than
60% of the 1505 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.59 vs. HIFS: 16.83 )
Ranked among companies with meaningful PE Ratio only.
HIFS' s PE Ratio Range Over the Past 10 Years
Min: 7.5  Med: 10.81 Max: 18.13
Current: 16.83
7.5
18.13
PE Ratio without NRI 16.83
HIFS's PE Ratio without NRI is ranked lower than
60% of the 1504 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.62 vs. HIFS: 16.83 )
Ranked among companies with meaningful PE Ratio without NRI only.
HIFS' s PE Ratio without NRI Range Over the Past 10 Years
Min: 7.5  Med: 10.81 Max: 18.13
Current: 16.83
7.5
18.13
Price-to-Owner-Earnings 17.48
HIFS's Price-to-Owner-Earnings is ranked lower than
63% of the 881 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 14.23 vs. HIFS: 17.48 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
HIFS' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 3.71  Med: 12.85 Max: 18.88
Current: 17.48
3.71
18.88
PB Ratio 2.40
HIFS's PB Ratio is ranked lower than
91% of the 1581 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.20 vs. HIFS: 2.40 )
Ranked among companies with meaningful PB Ratio only.
HIFS' s PB Ratio Range Over the Past 10 Years
Min: 0.82  Med: 1.46 Max: 2.61
Current: 2.4
0.82
2.61
PS Ratio 6.56
HIFS's PS Ratio is ranked lower than
87% of the 1567 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.43 vs. HIFS: 6.56 )
Ranked among companies with meaningful PS Ratio only.
HIFS' s PS Ratio Range Over the Past 10 Years
Min: 2.03  Med: 3.47 Max: 7.07
Current: 6.56
2.03
7.07
Price-to-Free-Cash-Flow 15.77
HIFS's Price-to-Free-Cash-Flow is ranked lower than
67% of the 856 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.60 vs. HIFS: 15.77 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
HIFS' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 3.62  Med: 12.29 Max: 17.05
Current: 15.77
3.62
17.05
Price-to-Operating-Cash-Flow 15.70
HIFS's Price-to-Operating-Cash-Flow is ranked lower than
74% of the 931 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 10.46 vs. HIFS: 15.70 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
HIFS' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 3.38  Med: 10.58 Max: 16.9
Current: 15.7
3.38
16.9
EV-to-EBIT 13.68
HIFS's EV-to-EBIT is ranked lower than
55% of the 1241 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 12.20 vs. HIFS: 13.68 )
Ranked among companies with meaningful EV-to-EBIT only.
HIFS' s EV-to-EBIT Range Over the Past 10 Years
Min: 6.2  Med: 12.9 Max: 48
Current: 13.68
6.2
48
EV-to-EBITDA 13.44
HIFS's EV-to-EBITDA is ranked lower than
59% of the 1244 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 10.98 vs. HIFS: 13.44 )
Ranked among companies with meaningful EV-to-EBITDA only.
HIFS' s EV-to-EBITDA Range Over the Past 10 Years
Min: 6.2  Med: 12.5 Max: 48
Current: 13.44
6.2
48
EV-to-Revenue 9.06
HIFS's EV-to-Revenue is ranked lower than
86% of the 1284 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 3.86 vs. HIFS: 9.06 )
Ranked among companies with meaningful EV-to-Revenue only.
HIFS' s EV-to-Revenue Range Over the Past 10 Years
Min: 2.7  Med: 7.3 Max: 17.5
Current: 9.06
2.7
17.5
PEG Ratio 1.19
HIFS's PEG Ratio is ranked higher than
58% of the 821 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.45 vs. HIFS: 1.19 )
Ranked among companies with meaningful PEG Ratio only.
HIFS' s PEG Ratio Range Over the Past 10 Years
Min: 0.27  Med: 0.64 Max: 101.11
Current: 1.19
0.27
101.11
Shiller PE Ratio 27.97
HIFS's Shiller PE Ratio is ranked lower than
71% of the 501 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 20.54 vs. HIFS: 27.97 )
Ranked among companies with meaningful Shiller PE Ratio only.
HIFS' s Shiller PE Ratio Range Over the Past 10 Years
Min: 8.42  Med: 15.48 Max: 30.32
Current: 27.97
8.42
30.32

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.70
HIFS's Dividend Yield % is ranked lower than
93% of the 2354 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.88 vs. HIFS: 0.70 )
Ranked among companies with meaningful Dividend Yield % only.
HIFS' s Dividend Yield % Range Over the Past 10 Years
Min: 0.63  Med: 1.72 Max: 3.72
Current: 0.7
0.63
3.72
Dividend Payout Ratio 0.11
HIFS's Dividend Payout Ratio is ranked higher than
92% of the 1340 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.32 vs. HIFS: 0.11 )
Ranked among companies with meaningful Dividend Payout Ratio only.
HIFS' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.11  Med: 0.17 Max: 0.38
Current: 0.11
0.11
0.38
3-Year Dividend Growth Rate 5.70
HIFS's 3-Year Dividend Growth Rate is ranked lower than
54% of the 794 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 6.70 vs. HIFS: 5.70 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
HIFS' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 0  Med: 6.9 Max: 53.6
Current: 5.7
0
53.6
Forward Dividend Yield % 0.70
HIFS's Forward Dividend Yield % is ranked lower than
95% of the 2231 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 2.85 vs. HIFS: 0.70 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 0.90
HIFS's 5-Year Yield-on-Cost % is ranked lower than
90% of the 2778 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 7.98 vs. HIFS: 0.90 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
HIFS' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.81  Med: 2.21 Max: 4.77
Current: 0.9
0.81
4.77

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.43
HIFS's Price-to-Tangible-Book is ranked lower than
87% of the 1573 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.29 vs. HIFS: 2.43 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
HIFS' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.83  Med: 1.4 Max: 2.6
Current: 2.43
0.83
2.6
Price-to-Intrinsic-Value-Projected-FCF 1.08
HIFS's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
73% of the 896 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.79 vs. HIFS: 1.08 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
HIFS' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.65  Med: 0.81 Max: 1.48
Current: 1.08
0.65
1.48
Price-to-Intrinsic-Value-DCF (Earnings Based) 0.64
HIFS's Price-to-Intrinsic-Value-DCF (Earnings Based) is ranked higher than
66% of the 147 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.88 vs. HIFS: 0.64 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-DCF (Earnings Based) only.
HIFS' s Price-to-Intrinsic-Value-DCF (Earnings Based) Range Over the Past 10 Years
Min: 0.37  Med: 0.69 Max: 0.96
Current: 0.64
0.37
0.96
Price-to-Median-PS-Value 1.89
HIFS's Price-to-Median-PS-Value is ranked lower than
90% of the 1527 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.13 vs. HIFS: 1.89 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
HIFS' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.62  Med: 1.02 Max: 2.03
Current: 1.89
0.62
2.03
Price-to-Peter-Lynch-Fair-Value 1.19
HIFS's Price-to-Peter-Lynch-Fair-Value is ranked lower than
51% of the 451 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 1.15 vs. HIFS: 1.19 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
HIFS' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.34  Med: 0.59 Max: 2.43
Current: 1.19
0.34
2.43
Price-to-Graham-Number 1.35
HIFS's Price-to-Graham-Number is ranked lower than
78% of the 1414 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 0.95 vs. HIFS: 1.35 )
Ranked among companies with meaningful Price-to-Graham-Number only.
HIFS' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.43  Med: 0.82 Max: 1.45
Current: 1.35
0.43
1.45
Earnings Yield (Greenblatt) % 7.29
HIFS's Earnings Yield (Greenblatt) % is ranked higher than
58% of the 1625 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 5.91 vs. HIFS: 7.29 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
HIFS' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 2.1  Med: 7.8 Max: 16.2
Current: 7.29
2.1
16.2
Forward Rate of Return (Yacktman) % 18.49
HIFS's Forward Rate of Return (Yacktman) % is ranked higher than
68% of the 934 Companies
in the Global Savings & Cooperative Banks industry.

( Industry Median: 11.21 vs. HIFS: 18.49 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
HIFS' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -5.2  Med: 19.3 Max: 37.8
Current: 18.49
-5.2
37.8

More Statistics

Revenue (TTM) (Mil) $60.12
EPS (TTM) $ 10.89
Beta0.80
Short Percentage of Float0.64%
52-Week Range $132.00 - 203.01
Shares Outstanding (Mil)2.13
» More Articles for HIFS

Headlines

Articles On GuruFocus.com
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Eight Golden Geese Laying Golden Eggs for Shareholders Jun 27 2011 
10 Stocks Using Real Cash to Pay Higher Dividends Jun 27 2011 
Dividend Roundup: MDT, EDR, AI, HIFS, PFE, BMY Jun 23 2011 
Hingham Institution for Savings (HIFS) Dividend Stock Analysis Apr 09 2010 
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8 Dividend Stocks Avoiding the Cash Trap: Village Super Market, Williams-Sonoma, Raven, ConocoPhilli Mar 28 2010 

More From Other Websites
ETFs with exposure to Hingham Institution for Savings : September 15, 2017 Sep 15 2017
Hingham Institution for Savings :HIFS-US: Earnings Analysis: Q2, 2017 By the Numbers : September 13,... Sep 13 2017
Hingham Institution for Savings : HIFS-US: Dividend Analysis : July 10th, 2017 (record date) : By... Aug 21 2017
Hingham Institution for Savings – Value Analysis (NASDAQ:HIFS) : August 5, 2017 Aug 04 2017
Hingham Institution for Savings breached its 50 day moving average in a Bearish Manner : HIFS-US :... Aug 03 2017
Hingham Institution for Savings breached its 50 day moving average in a Bearish Manner : HIFS-US :... Jul 24 2017
Hingham Savings posts 2Q profit Jul 13 2017
Hingham Savings Announces 9% Increase in Diluted Quarterly Earnings per Share and 15.08% Return on... Jul 13 2017
Hingham Institution for Savings breached its 50 day moving average in a Bearish Manner : HIFS-US :... Jun 22 2017
ETFs with exposure to Hingham Institution for Savings : June 19, 2017 Jun 19 2017
Hingham Institution for Savings :HIFS-US: Earnings Analysis: Q1, 2017 By the Numbers : June 16, 2017 Jun 16 2017
Hingham Institution for Savings breached its 50 day moving average in a Bullish Manner : HIFS-US :... May 29 2017
Hingham Institution for Savings – Value Analysis (NASDAQ:HIFS) : May 19, 2017 May 19 2017
Hingham Institution for Savings breached its 50 day moving average in a Bearish Manner : HIFS-US :... May 18 2017
Hingham Institution for Savings : HIFS-US: Dividend Analysis : April 10th, 2017 (record date) : By... Apr 14 2017
ETFs with exposure to Hingham Institution for Savings : April 7, 2017 Apr 07 2017
Hingham Institution for Savings :HIFS-US: Earnings Analysis: Q4, 2016 By the Numbers : April 3, 2017 Apr 03 2017

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