HIFS (Hingham Institution forvings) EV-to-FCF: 45.07 (As of Jul. 21, 2026) — 89% Above Median

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HIFS Hingham Institution for Savings HIFS
57 GF Score
Price $295.62
GF Value $320.17
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Hingham Institution forvings EV-to-FCF?

Hingham Institution forvings HIFS +1.43% 57 EV-to-FCF is 45.07 as of Jul. 21, 2026, which is 89% above its 10-year median of 23.79. GuruFocus rates HIFS with a GF Score™ of 57/100 and a GF Value™ of $320.17 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,198 Banks companies, Hingham Institution forvings ranks worse than 92.07% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Hingham Institution forvings's Enterprise Value is $1,676.27 Mil. Hingham Institution forvings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $37.19 Mil. Therefore, Hingham Institution forvings's EV-to-FCF for today is 45.07.

The historical rank and industry rank for Hingham Institution forvings's EV-to-FCF or its related term are showing as below:

HIFS' s EV-to-FCF Range Over the Past 10 Years
Min: 12.37   Med: 23.79   Max: 149
Current: 45.07

During the past 13 years, the highest EV-to-FCF of Hingham Institution forvings was 149.00. The lowest was 12.37. And the median was 23.79.

HIFS's EV-to-FCF is ranked worse than
92.07% of 1198 companies
in the Banks industry
Industry Median: 6.68 vs HIFS: 45.07

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-21), Hingham Institution forvings's stock price is $295.62. Hingham Institution forvings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $22.810. Therefore, Hingham Institution forvings's PE Ratio (TTM) for today is 12.96.


Hingham Institution forvings  (NAS:HIFS) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Hingham Institution forvings's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=295.62/22.810
=12.96

Hingham Institution forvings's share price for today is $295.62.
Hingham Institution forvings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $22.810.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Hingham Institution forvings EV-to-FCF Related Terms


Hingham Institution forvings EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Hingham Institution forvings's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hingham Institution forvings EV-to-FCF Chart

Hingham Institution forvings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.53 28.25 94.85 144.56 48.24

Hingham Institution forvings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 83.52 79.59 58.93 48.24 44.46

HIFS vs AROW, TCBX, PFIS: EV-to-FCF Comparison

For the Banks - Regional subindustry, Hingham Institution forvings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hingham Institution forvings EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Hingham Institution forvings's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Hingham Institution forvings's EV-to-FCF falls into.


HIFS
57GF Score
Hingham Institution for Savings HIFS
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hingham Institution forvings EV-to-FCF Calculation

Hingham Institution forvings's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1676.272/37.19
=45.07

Hingham Institution forvings's current Enterprise Value is $1,676.27 Mil.
Hingham Institution forvings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $37.19 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 45.07 mean?
Hingham Institution forvings (HIFS) has a EV-to-FCF of 45.07 as of Jul. 21, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Hingham Institution forvings and its competitors. This is 89% above median its historical median of 23.79. Over the past decade, Hingham Institution forvings' EV-to-FCF has ranged from 12.37 to 149.00. According to the industry distribution chart, Hingham Institution forvings ranks #1103 out of 1198 companies in the Banks industry, placing it in the top 92.1%.
Is Hingham Institution forvings' EV-to-FCF too high?
Hingham Institution forvings' current EV-to-FCF of 45.07 is 89% above median its 10-year median of 23.79. Over the past 10 years, this metric has ranged from a low of 12.37 to a high of 149.00. The Banks industry median EV-to-FCF is 6.68. Hingham Institution forvings' value of 45.07 is 574.7% above this industry median. Based on the distribution chart, Hingham Institution forvings ranks #1103 out of 1198 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Hingham Institution forvings has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hingham Institution forvings' EV-to-FCF compare to AROW and TCBX?
According to the Banks industry distribution chart, Hingham Institution forvings ranks #1103 out of 1198 companies for EV-to-FCF. This places Hingham Institution forvings in the lower half of its industry. The industry median EV-to-FCF is 6.68. Hingham Institution forvings' value of 45.07 is 574.7% above this benchmark. Historically, Hingham Institution forvings' own EV-to-FCF has ranged from 12.37 to 149.00 over the past decade. While the company's 10-year median is 23.79 vs. the industry median of 6.68, Hingham Institution forvings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.68, based on 1,198 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hingham Institution forvings's current EV-to-FCF of 45.07 is 574.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Hingham Institution forvings and its competitors. For the Banks industry, the median EV-to-FCF is 6.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hingham Institution forvings's current EV-to-FCF is 45.07, which is 89% above median its own 10-year median of 23.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hingham Institution forvings stock overvalued right now?
Based on GuruFocus' analysis, Hingham Institution forvings (HIFS) is currently considered Fairly Valued. The stock's GF Value™ is $320.17, compared to a current price of $295.62 — trading 7.7% below its estimated fair value. The current EV-to-FCF is 45.07, which is 89% above median its 10-year median of 23.79 and 574.7% above the Banks industry median of 6.68. Hingham Institution forvings' overall GF Score™ is 57/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Hingham Institution forvings (HIFS), the current EV-to-FCF is 45.07 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hingham Institution forvings (HIFS) Overvalued in 2026?

Based on GuruFocus' analysis, Hingham Institution forvings stock appears to be undervalued. The current stock price of $295.62 is trading 7.7% below its estimated GF Value™ of $320.17. GuruFocus considers Hingham Institution forvings to be Fairly Valued.

Key valuation signals for HIFS:

  • EV-to-FCF: 45.07 (89% above median its 10-year median of 23.79)
  • GF Value™: $320.17 vs. price of $295.62 (7.7% below fair value)
  • GF Score™: 57/100 with 2 warning signs
  • Industry Position: 574.7% above the Banks median (#1103 of 1198)

No single metric tells the full story. See the HIFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hingham Institution forvings Business Description

Address 55 Main Street, Hingham, MA, USA, 02043
Hingham Institution for Savings is a Massachusetts-chartered savings bank headquartered in Hingham, Massachusetts. The bank is principally engaged in the business of commercial and residential real estate mortgage lending, funded by a mix of retail and commercial deposits, wholesale deposits and borrowings. Its primary deposit products are savings, checking, and term certificate accounts, and its primary lending products are residential and commercial mortgage loans secured by properties in eastern Massachusetts. The bank also lends to commercial and residential real estate borrowers and services deposits for customers in the greater Washington, D.C. metropolitan area (WMA) and in the San Francisco Bay Area.
57GF Score

Get the complete analysis for HIFS

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$295.62
Price
$320.17
GF Value