Business Description
VCredit Holdings Ltd
ISIN : KYG940441077
Share Class Description:
HKSE:02003: Ordinary SharesTotal Employee Number:
796Compare
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Traded in other countries / regions
02003.Hong Kong5R6.Germany IPO Date
2018-06-21Description
VCredit Holdings Ltd is an investment holding company and has one operating segment. The Group is a technology-driven consumer financial service provider in the People's Republic of China. The Group offers tailored consumer finance products to prime and near-prime borrowers who are underserved by traditional financial institutions. The Group also offers consumer finance products by facilitating transactions between borrowers and financial institutions. The company generates the majority of its revenue from Interest and similar income.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.65 | |||||
Equity-to-Asset | 0.42 | |||||
Debt-to-Equity | 0.78 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 5/9 | |||||
Beneish M-Score | -5.17 | |||||
WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -33.9 | |||||
3-Year FCF Growth Rate | -5.8 | |||||
3-Year Book Growth Rate | 1 |
Momentum Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 40.3 | |||||
9-Day RSI | 40.73 | |||||
14-Day RSI | 39.72 | |||||
3-1 Month Momentum % | -29.03 | |||||
6-1 Month Momentum % | -61.74 | |||||
12-1 Month Momentum % | -76.09 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 5.56 | |||||
3-Year Dividend Growth Rate | 0.8 | |||||
Forward Dividend Yield % | 27.78 | |||||
5-Year Yield-on-Cost % | 5.56 | |||||
3-Year Average Share Buyback Ratio | 0.3 | |||||
Shareholder Yield % | 61.32 |
Profitability Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | -158.82 | |||||
FCF Margin % | 723.09 | |||||
OCF Margin % | 732.37 | |||||
ROE % | -12.87 | |||||
ROA % | -4.82 | |||||
Years of Profitability over Past 10-Year | 5 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Forward PE Ratio | 0.7 | |||||
Price-to-Owner-Earnings | 0.85 | |||||
PS Ratio | 1.12 | |||||
PB Ratio | 0.1 | |||||
Price-to-Tangible-Book | 0.1 | |||||
Price-to-Free-Cash-Flow | 0.15 | |||||
Price-to-Operating-Cash-Flow | 0.15 | |||||
EV-to-Revenue | 4.16 | |||||
EV-to-Forward-Revenue | 1.34 | |||||
EV-to-FCF | 0.58 | |||||
Price-to-GF-Value | 1.51 | |||||
Price-to-Projected-FCF | 0.02 | |||||
FCF Yield % | 654.3 | |||||
Forward Rate of Return (Yacktman) % | 433.06 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
VCredit Holdings Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil HK$) | 390.989 | ||
| EPS (TTM) (HK$) | -1.276 | ||
| Beta | 0.7458 | ||
| 3-Year Sharpe Ratio | -0.82 | ||
| 3-Year Sortino Ratio | -1.15 | ||
| Volatility % | 22.14 | ||
| 14-Day RSI | 39.72 | ||
| 14-Day ATR (HK$) | 0.032464 | ||
| 20-Day SMA (HK$) | 0.9065 | ||
| 12-1 Month Momentum % | -76.09 | ||
| 52-Week Range (HK$) | 0.83 - 3.79 | ||
| Shares Outstanding (Mil) | 485.5 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
VCredit Holdings Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
VCredit Holdings Ltd Stock Events
| Event | Date | Price (HK$) | ||
|---|---|---|---|---|
| HKD 0.050000 Cash Dividend | 2025-10-15 | 3.22 (+0.00%) | ||
| HKD 0.200000 Cash Dividend | 2025-06-18 | 3.95 (-3.19%) |
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VCredit Holdings Ltd Frequently Asked Questions
What is VCredit Holdings Ltd(HKSE:02003)'s stock price today?
The current price of HKSE:02003 is HK$0.89. The 52 week high of HKSE:02003 is HK$3.79 and 52 week low is HK$0.83.
When is next earnings date of VCredit Holdings Ltd(HKSE:02003)?
The next earnings date of VCredit Holdings Ltd(HKSE:02003) is .
Does VCredit Holdings Ltd(HKSE:02003) pay dividends? If so, how much?
The Dividend Yield %  of VCredit Holdings Ltd(HKSE:02003) is 5.56% (As of Today), Highest Dividend Payout Ratio of VCredit Holdings Ltd(HKSE:02003) was 0.2. The lowest was 0.07. And the median was 0.12. The  Forward Dividend Yield % of VCredit Holdings Ltd(HKSE:02003) is 27.78%. For more information regarding to dividend, please check our Dividend Page.
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