Business Description
Intact Financial Corp
NAICS : 524121
SIC : 7339
ISIN : CA45823T1066
Total Employee Number:
32,000Compare
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Traded in other countries / regions
IFC.CanadaIFCZF.USAI5U.GermanyIFCN.Mexico IPO Date
2005-11-29Description
Intact Financial Corp is a property and casualty insurance company that provides written premiums in Canada. The company distributes insurance under the Intact Insurance brand through a network of brokers and a wholly-owned subsidiary, BrokerLink, and directly to consumers through Belairdirect. The majority of the company's direct premiums are written in the personal automotive space. Intact directly manages its investments through its subsidiary Intact Investment Management. The vast majority of these invested assets are fixed-income securities. Its asset mix is designed to generate interest and dividend income. The company has three reportable segments Canada, UK & International, and U.S.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.48 | |||||
Equity-to-Asset | 0.34 | |||||
Debt-to-Equity | 0.23 | |||||
Debt-to-EBITDA | 0.91 | |||||
Interest Coverage | 20.72 | |||||
Piotroski F-Score | 8/9 | |||||
Beneish M-Score | -2.55 | |||||
WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 4.4 | |||||
3-Year EBITDA Growth Rate | 11.8 | |||||
3-Year EPS without NRI Growth Rate | 14.7 | |||||
3-Year FCF Growth Rate | 5.9 | |||||
3-Year Book Growth Rate | 9 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 5.07 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 62.73 | |||||
9-Day RSI | 57.77 | |||||
14-Day RSI | 56.97 | |||||
3-1 Month Momentum % | 9.45 | |||||
6-1 Month Momentum % | 10.43 | |||||
12-1 Month Momentum % | -8.05 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 1.91 | |||||
Dividend Payout Ratio | 0.27 | |||||
3-Year Dividend Growth Rate | 10 | |||||
Forward Dividend Yield % | 1.97 | |||||
5-Year Yield-on-Cost % | 3.16 | |||||
3-Year Average Share Buyback Ratio | -0.4 | |||||
Shareholder Yield % | 3.48 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 13.2 | |||||
EBITDA Margin % | 20.82 | |||||
FCF Margin % | 14.24 | |||||
OCF Margin % | 16.24 | |||||
ROE % | 17.2 | |||||
ROA % | 5.55 | |||||
ROIC % | 6.15 | |||||
3-Year ROIIC % | 11.04 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 6 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 15.4 | |||||
Forward PE Ratio | 16.68 | |||||
PE Ratio without NRI | 14.07 | |||||
Shiller PE Ratio | 28.19 | |||||
Price-to-Owner-Earnings | 11.57 | |||||
PEG Ratio | 1.09 | |||||
PS Ratio | 2.03 | |||||
PB Ratio | 2.73 | |||||
Price-to-Tangible-Book | 5.58 | |||||
Price-to-Free-Cash-Flow | 14.25 | |||||
Price-to-Operating-Cash-Flow | 12.5 | |||||
EV-to-EBIT | 12.2 | |||||
EV-to-EBITDA | 10.44 | |||||
EV-to-Revenue | 2.17 | |||||
EV-to-Forward-Revenue | 2.23 | |||||
EV-to-FCF | 15.27 | |||||
Price-to-GF-Value | 1.15 | |||||
Price-to-Projected-FCF | 0.96 | |||||
Price-to-DCF (Earnings Based) | 0.57 | |||||
Price-to-DCF (FCF Based) | 0.58 | |||||
Price-to-Median-PS-Value | 1.25 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.84 | |||||
Price-to-Graham-Number | 1.89 | |||||
Earnings Yield (Greenblatt) % | 8.2 | |||||
FCF Yield % | 7.21 | |||||
Forward Rate of Return (Yacktman) % | 13.24 |
Intact Financial Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Intact Financial Corp Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-11-04 11:00 | In 100 days | ||
| Third quarter earnings results for 2026 | 2026-11-04 | In 99 days | ||
| Second quarter earnings conference call for 2026 | 2026-07-29 11:00 | In 2 days | ||
| Second quarter earnings results for 2026 | 2026-07-29 | In 1 day | ||
| CAD 1.470000 Cash Dividend | 2026-06-16 | 195.36 (-1.01%) | ||
| General meeting for 2026 | 2026-05-06 13:00 | 190.91 (+0.01%) | ||
| First quarter earnings conference call for 2026 | 2026-05-06 11:00 | 190.91 (+0.01%) | ||
| First quarter earnings results for 2026 | 2026-05-06 | 190.91 (+0.01%) | ||
| Guidance call for 2024 | 2026-03-25 10:30 | 183.58 (-0.61%) | ||
| CAD 1.470000 Cash Dividend | 2026-03-17 | 190.24 (+0.62%) |
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