Temenos AG (LTS:0QOA) Stock Price, Trades & News

Temenos is a Swiss company that provides banking software to financial institutions around the world. Its main product is core banking software that helps banks manage accounts, customer information, transaction processing, loans, security, and financial reporting. Besides core banking software, Temenos offers products for digital banking, payments, wealth management, compliance, and analytics to help banks improve customer experience and meet regulatory requirements.

Financial Strength

5/10

Name	Current	Vs Industry
Cash-To-Debt	0.18
Equity-to-Asset	0.17
Debt-to-Equity	2.26
Debt-to-EBITDA	2.3
Interest Coverage	44.09
Piotroski F-Score	6/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	3.64	Distress Grey Safe
Beneish M-Score	-2.71	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

5/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	0.2
	3-Year EBITDA Growth Rate	10.8
	3-Year EPS without NRI Growth Rate	9.4
	3-Year FCF Growth Rate	8.5
	3-Year Book Growth Rate	-9
	Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank	7.59
	Future 3-5Y Total Revenue Growth Rate Estimate	7.26

Momentum Rank

5/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	73.5
	9-Day RSI	69.6
	14-Day RSI	65.55
	3-1 Month Momentum %	-6.75
	6-1 Month Momentum %	-12.4
	12-1 Month Momentum %	-13.68

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	0.51
	Quick Ratio	0.51
	Cash Ratio	0.17
	Days Sales Outstanding	68.41
	Days Payable	234.41

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	1.86
	Dividend Payout Ratio	0.46
	3-Year Dividend Growth Rate	9
	Forward Dividend Yield %	1.86
	5-Year Yield-on-Cost %	2.96
	3-Year Average Share Buyback Ratio	2.1
	Shareholder Yield %	6.76

Profitability Rank

7/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	69.25
	Operating Margin %	25
	Net Margin %	17.51
	EBITDA Margin %	33.27
	FCF Margin %	28.93
	OCF Margin %	35.39
	ROE %	43.2
	ROA %	8.56
	ROIC %	9.46
	3-Year ROIIC %	-10.62
	ROC (Joel Greenblatt) %	524.64
	ROCE %	18.96
	Years of Profitability over Past 10-Year	10
	Moat Score	5
	Tariff Resilience Score	9

GF Value Rank

7/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	33.3
	Forward PE Ratio	21.05
	PE Ratio without NRI	24.51
	Shiller PE Ratio	32.71
	Price-to-Owner-Earnings	27.67
	PEG Ratio	17.51
	PS Ratio	5.87
	PB Ratio	17.26
	Price-to-Free-Cash-Flow	20.35
	Price-to-Operating-Cash-Flow	16.62
	EV-to-EBIT	29.45
	EV-to-Forward-EBIT	24.44
	EV-to-EBITDA	19.4
	EV-to-Forward-EBITDA	16.95
	EV-to-Revenue	6.46
	EV-to-Forward-Revenue	6.1
	EV-to-FCF	22.31
	Price-to-GF-Value	1.07
	Price-to-Projected-FCF	1.94
	Price-to-Median-PS-Value	0.68
	Earnings Yield (Greenblatt) %	3.4
	FCF Yield %	4.97
	Forward Rate of Return (Yacktman) %	6.44

Financials (Next Earnings Date:2026-10-27)

Annual Quarterly TTM

LTS:0QOA's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

Not Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

Not Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

Not Enough Data

Operating Revenue by Business Segment

Operating Revenue by Geographic Region

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

Not Enough Data

Guru Trades

See Details

Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2026	2025	2024	2023	2022	2021	2020	2019	2018	2017

Temenos AG Executives

Details

GF Value™: CHF70.04

LTS:0QOA

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with 0QOA. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil CHF)	880.689
	EPS (TTM) (CHF)	2.267
	Beta	1.1751
	3-Year Sharpe Ratio	-0.02
	3-Year Sortino Ratio	-0.04
	Volatility %	30.98
	14-Day RSI	65.55
	14-Day ATR (CHF)	2.136252
	20-Day SMA (CHF)	71.87375
	12-1 Month Momentum %	-13.68
	52-Week Range (CHF)	59.2 - 87.3
	Shares Outstanding (Mil)	67.96

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	6
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Temenos AG Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Temenos AG Stock Events

Financials Calendars

Event	Date	Price (CHF)
Fourth quarter earnings conference call for 2026	2027-02-24 12:30	In 183 days
Fourth quarter earnings results for 2026	2027-02-24	In 182 days
Third quarter earnings conference call for 2026	2026-10-27	In 62 days
Third quarter earnings results for 2026	2026-10-27	In 62 days
Second quarter earnings conference call for 2026	2026-07-22 12:30	67.48 (-0.77%)
Second quarter earnings results for 2026	2026-07-22	67.48 (-0.77%)
CHF 1.400000 Cash Dividend	2026-05-18	71.68 (+2.65%)
General meeting for 2026	2026-05-13 11:30	71.53 (-1.34%)
First quarter earnings conference call for 2026	2026-04-21 12:30	76.30 (-2.49%)
First quarter earnings results for 2026	2026-04-21	76.30 (-2.49%)

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Entries

Temenos AG Frequently Asked Questions

What is Temenos AG(LTS:0QOA)'s stock price today?

The current price of LTS:0QOA is CHF75.18. The 52 week high of LTS:0QOA is CHF87.30 and 52 week low is CHF59.20.

When is next earnings date of Temenos AG(LTS:0QOA)?

The next earnings date of Temenos AG(LTS:0QOA) is 2026-10-27.

Does Temenos AG(LTS:0QOA) pay dividends? If so, how much?

The Dividend Yield % of Temenos AG(LTS:0QOA) is 1.86% (As of Today), Highest Dividend Payout Ratio of Temenos AG(LTS:0QOA) was 0.46. The lowest was 0.22. And the median was 0.26. The Forward Dividend Yield % of Temenos AG(LTS:0QOA) is 1.86%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
	Zest AI's Credit Decisioning and Fraud Detection Now Seamlessly Integrated with Temenos Loan Origination Solution	2025-04-29
	SHAREHOLDER ALERT: Pomerantz Law Firm Investigates Claims On Behalf of Investors of Temenos AG - TMSNY	2024-03-03
	Banks to Move Online and Form Customer-Centric Digital Ecosystems Within Five Years, Finds Economist Intelligence Unit Report for Temenos	2021-06-29
	Top Italian Bank, Credem Goes Live with Temenos Infinity in the Cloud to Deliver Frictionless Digital Experiences	2021-06-22
	Temenos to Accelerate the Modernization of Top Global Bank Societe Generale's Transaction Banking Platform in Europe and Asia	2021-06-16
	IBS Recognizes Temenos as the #1 Best-Selling Banking Software in Nine Categories, More Than Any Other Technology provider	2021-06-14
	Virgin Money Australia Digital Bank Goes Live with Temenos	2021-06-09
	360factors Announces Partnership with Temenos to Deliver Leading Compliance and Risk Management Solution in the United States	2020-08-25

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