Switch to:

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.31
MGYR's Cash-to-Debt is ranked lower than
83% of the 1613 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.09 vs. MGYR: 0.31 )
Ranked among companies with meaningful Cash-to-Debt only.
MGYR' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.04  Med: 0.29 Max: N/A
Current: 0.31
Equity-to-Asset 0.08
MGYR's Equity-to-Asset is ranked lower than
71% of the 1580 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. MGYR: 0.08 )
Ranked among companies with meaningful Equity-to-Asset only.
MGYR' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06  Med: 0.09 Max: 0.12
Current: 0.08
0.06
0.12
Interest Coverage 0.58
MGYR's Interest Coverage is ranked lower than
79% of the 1539 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.74 vs. MGYR: 0.58 )
Ranked among companies with meaningful Interest Coverage only.
MGYR' s Interest Coverage Range Over the Past 10 Years
Min: 0.02  Med: 0.11 Max: 0.58
Current: 0.58
0.02
0.58
Beneish M-Score: -2.50
WACC vs ROIC
4.53%
1.90%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 4/10

vs
industry
vs
history
Operating Margin % 10.54
MGYR's Operating Margin % is ranked lower than
87% of the 1618 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.66 vs. MGYR: 10.54 )
Ranked among companies with meaningful Operating Margin % only.
MGYR' s Operating Margin % Range Over the Past 10 Years
Min: -35.2  Med: 2.66 Max: 10.54
Current: 10.54
-35.2
10.54
Net Margin % 6.34
MGYR's Net Margin % is ranked lower than
89% of the 1619 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.82 vs. MGYR: 6.34 )
Ranked among companies with meaningful Net Margin % only.
MGYR' s Net Margin % Range Over the Past 10 Years
Min: -35.52  Med: 3.13 Max: 21.77
Current: 6.34
-35.52
21.77
ROE % 2.62
MGYR's ROE % is ranked lower than
86% of the 1619 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.56 vs. MGYR: 2.62 )
Ranked among companies with meaningful ROE % only.
MGYR' s ROE % Range Over the Past 10 Years
Min: -14.26  Med: 1.2 Max: 9.36
Current: 2.62
-14.26
9.36
ROA % 0.22
MGYR's ROA % is ranked lower than
86% of the 1624 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.91 vs. MGYR: 0.22 )
Ranked among companies with meaningful ROA % only.
MGYR' s ROA % Range Over the Past 10 Years
Min: -1.13  Med: 0.11 Max: 0.71
Current: 0.22
-1.13
0.71
3-Year Revenue Growth Rate 3.50
MGYR's 3-Year Revenue Growth Rate is ranked lower than
54% of the 1364 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.20 vs. MGYR: 3.50 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
MGYR' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 0  Med: 0.3 Max: 7.6
Current: 3.5
0
7.6
3-Year EBITDA Growth Rate 27.90
MGYR's 3-Year EBITDA Growth Rate is ranked higher than
88% of the 1281 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.90 vs. MGYR: 27.90 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
MGYR' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 0  Med: -9.4 Max: 29.8
Current: 27.9
0
29.8
3-Year EPS without NRI Growth Rate 56.00
MGYR's 3-Year EPS without NRI Growth Rate is ranked higher than
96% of the 1241 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.60 vs. MGYR: 56.00 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
MGYR' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 0  Med: -57.65 Max: 78.3
Current: 56
0
78.3
GuruFocus has detected 4 Warning Signs with Magyar Bancorp Inc $MGYR.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» MGYR's 30-Y Financials

Financials (Next Earnings Date: 2017-07-25 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Insider Trades

Latest Guru Trades with MGYR

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6022
Compare:OTCPK:CLDB, OTCPK:TYCB, NAS:WBB, NAS:SSBI, OTCPK:COFS, OTCPK:FABK, NAS:SSFN, NAS:BYBK, OTCPK:NWYF, OTCPK:FFHD, OTCPK:FDVA, NAS:SBFG, OTCPK:FBTT, NAS:SFBC, OTCBB:CSBB, OTCPK:PUGB, OTCPK:CRLN, OTCPK:VABK, NAS:CZWI, NAS:ASRV » details
Headquarter Location:USA
Magyar Bancorp Inc through Magyar Bank is engaged in attracting retail deposits from the general public and investing those deposits together with funds generated from operations in loans and investment securities.

Magyar Bancorp Inc is a Delaware-chartered mid-tier stock holding company of Magyar Bank. The Company is an independent, community, financial services provider, and offers traditional banking and related financial services to individual, business and government customers. The Company offers commercial and retail financial services, including the taking of time, savings and demand deposits; the making of commercial, consumer and home equity loans; and the provision of other financial services. It is engaged in attracting retail deposits from the general public in the areas surrounding its main office in New Brunswick, New Jersey and its branch offices located in Middlesex and Somerset Counties, New Jersey, and investing those deposits, together with funds generated from operations and wholesale funding, in residential mortgage loans, home equity loans, home equity lines of credit, commercial real estate loans, commercial business loans, Small Business Administration loans, construction loans and investment securities. Its primary sources of funds are deposits, borrowings and principal and interest payments on loans and securities.

Ratios

vs
industry
vs
history
PE Ratio 63.10
MGYR's PE Ratio is ranked lower than
95% of the 1505 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.59 vs. MGYR: 63.10 )
Ranked among companies with meaningful PE Ratio only.
MGYR' s PE Ratio Range Over the Past 10 Years
Min: 4.63  Med: 76.92 Max: 1097
Current: 63.1
4.63
1097
PE Ratio without NRI 63.10
MGYR's PE Ratio without NRI is ranked lower than
95% of the 1504 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.62 vs. MGYR: 63.10 )
Ranked among companies with meaningful PE Ratio without NRI only.
MGYR' s PE Ratio without NRI Range Over the Past 10 Years
Min: 4.63  Med: 76.92 Max: 1097
Current: 63.1
4.63
1097
Price-to-Owner-Earnings 41.28
MGYR's Price-to-Owner-Earnings is ranked lower than
92% of the 881 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.23 vs. MGYR: 41.28 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
MGYR' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 3.59  Med: 31.03 Max: 362.73
Current: 41.28
3.59
362.73
PB Ratio 1.61
MGYR's PB Ratio is ranked lower than
72% of the 1581 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. MGYR: 1.61 )
Ranked among companies with meaningful PB Ratio only.
MGYR' s PB Ratio Range Over the Past 10 Years
Min: 0.31  Med: 1 Max: 1.83
Current: 1.61
0.31
1.83
PS Ratio 3.91
MGYR's PS Ratio is ranked lower than
58% of the 1567 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.43 vs. MGYR: 3.91 )
Ranked among companies with meaningful PS Ratio only.
MGYR' s PS Ratio Range Over the Past 10 Years
Min: 0.8  Med: 2.65 Max: 7.4
Current: 3.91
0.8
7.4
Price-to-Free-Cash-Flow 6.74
MGYR's Price-to-Free-Cash-Flow is ranked higher than
67% of the 856 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.60 vs. MGYR: 6.74 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
MGYR' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 1.04  Med: 4.39 Max: 116.42
Current: 6.74
1.04
116.42
Price-to-Operating-Cash-Flow 6.66
MGYR's Price-to-Operating-Cash-Flow is ranked higher than
65% of the 931 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.46 vs. MGYR: 6.66 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
MGYR' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.97  Med: 4.52 Max: 49.38
Current: 6.66
0.97
49.38
EV-to-EBIT 48.47
MGYR's EV-to-EBIT is ranked lower than
92% of the 1241 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.20 vs. MGYR: 48.47 )
Ranked among companies with meaningful EV-to-EBIT only.
MGYR' s EV-to-EBIT Range Over the Past 10 Years
Min: -899.8  Med: 81 Max: 2834
Current: 48.47
-899.8
2834
EV-to-EBITDA 34.97
MGYR's EV-to-EBITDA is ranked lower than
90% of the 1244 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.98 vs. MGYR: 34.97 )
Ranked among companies with meaningful EV-to-EBITDA only.
MGYR' s EV-to-EBITDA Range Over the Past 10 Years
Min: -53.6  Med: 38.5 Max: 185.2
Current: 34.97
-53.6
185.2
PEG Ratio 2.80
MGYR's PEG Ratio is ranked lower than
70% of the 821 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.45 vs. MGYR: 2.80 )
Ranked among companies with meaningful PEG Ratio only.
MGYR' s PEG Ratio Range Over the Past 10 Years
Min: 2.4  Med: 3.36 Max: 6.47
Current: 2.8
2.4
6.47

Buy Back

vs
industry
vs
history
3-Year Average Share Buyback Ratio -0.10
MGYR's 3-Year Average Share Buyback Ratio is ranked higher than
74% of the 1065 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. MGYR: -0.10 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
MGYR' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -0.2  Med: -0.1 Max: 0
Current: -0.1
-0.2
0

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.60
MGYR's Price-to-Tangible-Book is ranked lower than
64% of the 1573 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.29 vs. MGYR: 1.60 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
MGYR' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.32  Med: 1.04 Max: 1.74
Current: 1.6
0.32
1.74
Price-to-Intrinsic-Value-Projected-FCF 0.56
MGYR's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
71% of the 896 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.79 vs. MGYR: 0.56 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
MGYR' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.12  Med: 0.34 Max: 0.57
Current: 0.56
0.12
0.57
Price-to-Median-PS-Value 1.48
MGYR's Price-to-Median-PS-Value is ranked lower than
77% of the 1527 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.13 vs. MGYR: 1.48 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
MGYR' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.31  Med: 1.04 Max: 7.56
Current: 1.48
0.31
7.56
Price-to-Peter-Lynch-Fair-Value 3.61
MGYR's Price-to-Peter-Lynch-Fair-Value is ranked lower than
95% of the 451 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.15 vs. MGYR: 3.61 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
MGYR' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 2.49  Med: 3.25 Max: 6.19
Current: 3.61
2.49
6.19
Price-to-Graham-Number 2.12
MGYR's Price-to-Graham-Number is ranked lower than
95% of the 1414 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.95 vs. MGYR: 2.12 )
Ranked among companies with meaningful Price-to-Graham-Number only.
MGYR' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.33  Med: 2 Max: 6.88
Current: 2.12
0.33
6.88
Earnings Yield (Greenblatt) % 2.06
MGYR's Earnings Yield (Greenblatt) % is ranked lower than
70% of the 1625 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.91 vs. MGYR: 2.06 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
MGYR' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -12.5  Med: 0.9 Max: 3.1
Current: 2.06
-12.5
3.1
Forward Rate of Return (Yacktman) % 30.33
MGYR's Forward Rate of Return (Yacktman) % is ranked higher than
83% of the 934 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.21 vs. MGYR: 30.33 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
MGYR' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 17.9  Med: 37.7 Max: 118.1
Current: 30.33
17.9
118.1

More Statistics

Revenue (TTM) (Mil) $19.71
EPS (TTM) $ 0.21
Beta0.20
Short Percentage of Float0.12%
52-Week Range $9.65 - 14.95
Shares Outstanding (Mil)5.82
» More Articles for MGYR

Headlines

Articles On GuruFocus.com
Magyar Bancorp, Inc. Announces Second Quarter Financial Results Apr 25 2017 
Magyar Bancorp Inc. Reports Operating Results (10-Q) May 14 2010 
Magyar Bancorp Inc. Reports Operating Results (10-Q) Aug 14 2009 
Magyar Bancorp Inc. (MGYR) CEO Elizabeth E Hance buys 1,000 Shares Aug 05 2009 
Magyar Bancorp Inc. Reports Operating Results (10-Q) Feb 13 2009 

More From Other Websites
Magyar Bancorp, Inc.: Strong price momentum but will it sustain? Jun 12 2017
Magyar Bancorp, Inc. :MGYR-US: Earnings Analysis: Q2, 2017 By the Numbers : June 1, 2017 Jun 01 2017
Magyar Bancorp, Inc. Announces Second Quarter Financial Results Apr 25 2017
Magyar Bancorp, Inc. :MGYR-US: Earnings Analysis: Q1, 2017 By the Numbers : January 26, 2017 Jan 26 2017
Magyar Bancorp, Inc. Announces First Quarter Financial Results Jan 25 2017
Magyar Bancorp, Inc. :MGYR-US: Earnings Analysis: 2016 By the Numbers : December 22, 2016 Dec 22 2016
Magyar Bancorp, Inc. :MGYR-US: Earnings Analysis: Q4, 2016 By the Numbers : November 4, 2016 Nov 04 2016
Magyar Bancorp, Inc. Announces Fourth Quarter And Year End Financial Results Nov 02 2016
Magyar Bancorp, Inc. :MGYR-US: Earnings Analysis: Q3, 2016 By the Numbers : August 1, 2016 Aug 01 2016
Magyar Bancorp, Inc. Announces Third Quarter Financial Results Jul 25 2016
Magyar Bancorp, Inc. :MGYR-US: Earnings Analysis: Q2, 2016 By the Numbers Apr 28 2016
Magyar Bancorp, Inc. Earnings Analysis: Q1, 2016 By the Numbers Jan 29 2016
Magyar Bancorp, Inc. Earnings Q3, 2015 Sep 11 2015

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)

GF Chat

{{numOfNotice}}