Business Description
Community Heritage Financial Inc
NAICS : 522220
SIC : 6159
ISIN : US20370L1035
Description
Community Heritage Financial Inc is an independent and community-oriented financial institution offering a full range of retail and commercial banking services to individuals and businesses in its market area. Its deposit products are demand, savings, and time deposits, and its lending products are real estate mortgages, commercial business loans and installment loans. In addition to retail and commercial banking services offered to individuals and businesses, common to community-oriented financial institutions, the company operates a mortgage banking business segment. The mortgage banking segment engages in the origination of residential mortgages for sale into the secondary market, unlike the company's other deposit and loan activities, which are conducted for Investment purposes.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.61 | |||||
Equity-to-Asset | 0.08 | |||||
Debt-to-Equity | 0.56 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 7/9 | |||||
Beneish M-Score | -2.54 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 1.3 | |||||
3-Year EPS without NRI Growth Rate | 1.2 | |||||
3-Year FCF Growth Rate | 1.3 | |||||
3-Year Book Growth Rate | 9.5 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 91.61 | |||||
9-Day RSI | 92.3 | |||||
14-Day RSI | 92.54 | |||||
3-1 Month Momentum % | 7.06 | |||||
6-1 Month Momentum % | 24.22 | |||||
12-1 Month Momentum % | 28.47 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 0.76 | |||||
Dividend Payout Ratio | 0.11 | |||||
3-Year Dividend Growth Rate | 26 | |||||
Forward Dividend Yield % | 0.76 | |||||
5-Year Yield-on-Cost % | 1.58 | |||||
3-Year Average Share Buyback Ratio | -0.3 | |||||
Shareholder Yield % | -16.27 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 22.03 | |||||
FCF Margin % | 28.11 | |||||
OCF Margin % | 32.34 | |||||
ROE % | 10.31 | |||||
ROA % | 0.81 | |||||
Years of Profitability over Past 10-Year | 7 | |||||
Moat Score | 2 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 14.33 | |||||
PE Ratio without NRI | 14.35 | |||||
Price-to-Owner-Earnings | 13.71 | |||||
PEG Ratio | 3.19 | |||||
PS Ratio | 3.15 | |||||
PB Ratio | 1.39 | |||||
Price-to-Tangible-Book | 1.41 | |||||
Price-to-Free-Cash-Flow | 11.22 | |||||
Price-to-Operating-Cash-Flow | 9.75 | |||||
EV-to-Revenue | 3.63 | |||||
EV-to-FCF | 12.92 | |||||
Price-to-GF-Value | 1.52 | |||||
Price-to-Graham-Number | 0.95 | |||||
FCF Yield % | 8.96 | |||||
Forward Rate of Return (Yacktman) % | 11.22 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
Community Heritage Financial Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 39.273 | ||
| EPS (TTM) ($) | 2.93 | ||
| Beta | 0.2945 | ||
| 3-Year Sharpe Ratio | 1.82 | ||
| 3-Year Sortino Ratio | 3.86 | ||
| Volatility % | 23.5 | ||
| 14-Day RSI | 92.54 | ||
| 14-Day ATR ($) | 0.53886 | ||
| 20-Day SMA ($) | 37.5465 | ||
| 12-1 Month Momentum % | 28.47 | ||
| 52-Week Range ($) | 26.05 - 42 | ||
| Shares Outstanding (Mil) | 2.93 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Community Heritage Financial Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Community Heritage Financial Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Fourth quarter earnings results for 2026 | 2027-01-26 | In 177 days | ||
| Third quarter earnings results for 2026 | 2026-10-23 | In 82 days | ||
| USD 0.080000 Cash Dividend | 2026-07-31 | 42.00 (+0.00%) | ||
| Second quarter earnings results for 2026 | 2026-07-23 | 35.65 (+0.00%) | ||
| General meeting for 2025 | 2026-06-18 09:00 | 34.50 (+0.00%) | ||
| USD 0.080000 Cash Dividend | 2026-05-01 | 33.30 (+0.91%) | ||
| First quarter earnings results for 2026 | 2026-04-23 | 33.00 (+0.00%) | ||
| Annual report for 2025 | 2026-04-20 | 33.00 (+0.00%) | ||
| USD 0.080000 Cash Dividend | 2026-01-30 | 28.70 (+0.00%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-26 | 28.21 (+0.75%) |
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Community Heritage Financial Inc Frequently Asked Questions
What is Community Heritage Financial Inc(CMHF)'s stock price today?
The current price of CMHF is $42.00. The 52 week high of CMHF is $42.00 and 52 week low is $26.05.
When is next earnings date of Community Heritage Financial Inc(CMHF)?
The next earnings date of Community Heritage Financial Inc(CMHF) is 2026-10-23 Est..
Does Community Heritage Financial Inc(CMHF) pay dividends? If so, how much?
The Dividend Yield %  of Community Heritage Financial Inc(CMHF) is 0.76% (As of Today), Highest Dividend Payout Ratio of Community Heritage Financial Inc(CMHF) was 0.16. The lowest was 0.06. And the median was 0.1. The  Forward Dividend Yield % of Community Heritage Financial Inc(CMHF) is 0.76%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on OTCPK:CMHF
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Press Release
Articles on Community Heritage Financial Inc
Headlines
See More- 1
Jul 23, 2026
Community Heritage Financial GAAP EPS of $1.02, revenue of $6.38M
Seeking Alpha • 2:36pm
- 1
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