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12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-09-21), Magyar Bancorp's 12-1 Month Momentum % is 13.64%.
The industry rank for Magyar Bancorp's 12-1 Month Momentum % or its related term are showing as below:
MGYR's 12-1 Month Momentum % is ranked worse than 56.75% of 1586
companies
in the Banks industry
Industry Median: 18.67
vs MGYR: 13.64
Magyar Bancorp (NAS:MGYR) 12-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Magyar Bancorp 12-1 Month Momentum % Related Terms
MGYR vs CZBS, HARL, BOTJ: 12-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Magyar Bancorp's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Magyar Bancorp 12-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Magyar Bancorp's 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Magyar Bancorp's 12-1 Month Momentum % falls into.
Magyar Bancorp (NAS:MGYR) 12-1 Month Momentum % Calculation
12-1 Month Momentum % is calculated as following:
12-1 Month Momentum %
=
( Price 1-month ago
/
Price 12-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Magyar Bancorp (MGYR) has a 12-1 Month Momentum % of 13.64% as of Sep. 21, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Magyar Bancorp and its competitors. According to the industry distribution chart, Magyar Bancorp ranks #900 out of 1586 companies in the Banks industry, placing it in the top 56.7%.
Is Magyar Bancorp's 12-1 Month Momentum % too high?
Magyar Bancorp's current 12-1 Month Momentum % is 13.64%. The Banks industry median 12-1 Month Momentum % is 18.67. Magyar Bancorp's value of 13.64% is 26.9% below this industry median. Based on the distribution chart, Magyar Bancorp ranks #900 out of 1586 companies in the Banks industry, which is below the industry midpoint. Overall, Magyar Bancorp has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Magyar Bancorp's 12-1 Month Momentum % compare to CZBS and HARL?
According to the Banks industry distribution chart, Magyar Bancorp ranks #900 out of 1586 companies for 12-1 Month Momentum %. This places Magyar Bancorp in the lower half of its industry. The industry median 12-1 Month Momentum % is 18.67. Magyar Bancorp's value of 13.64% is 26.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 18.67, based on 1,586 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Magyar Bancorp's current 12-1 Month Momentum % of 13.64% is 26.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Magyar Bancorp and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 18.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Magyar Bancorp's current 12-1 Month Momentum % is 13.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Magyar Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Magyar Bancorp (MGYR) is currently considered Fairly Valued. The stock's GF Value™ is $18.03, compared to a current price of $19.40 — trading 7.6% above its estimated fair value. The current 12-1 Month Momentum % is 13.64% and 26.9% below the Banks industry median of 18.67. Magyar Bancorp's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Magyar Bancorp (MGYR), the current 12-1 Month Momentum % is 13.64% as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Magyar Bancorp (MGYR) Overvalued in 2026?
Based on GuruFocus' analysis, Magyar Bancorp stock appears to be overvalued.
The current stock price of $19.40 is trading 7.6% above its estimated GF Value™ of $18.03.
GuruFocus considers Magyar Bancorp to be Fairly Valued.
Key valuation signals for MGYR:
12-1 Month Momentum %: 13.64%
GF Value™: $18.03 vs. price of $19.40 (7.6% above fair value)
Industry Position: 26.9% below the Banks median (#900 of 1586)
No single metric tells the full story. See the MGYR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Magyar Bancorp Inc is an independent, community financial services provider offering traditional banking services to individual, business, and government customers. The Company attracts retail deposits through its main office in New Brunswick, New Jersey, and branch offices in Middlesex and Somerset Counties, and invests those funds mainly in commercial and residential real estate loans, commercial business loans, SBA loans, home equity loans and lines of credit, construction and land loans, and investment securities. Revenues are derived mainly from interest on loans and securities and from fees and service charges, with lending relationships focused on small to mid-sized businesses and individual consumers in central and northern New Jersey.
63GF Score
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