Business Description
Arrow Financial Corp
NAICS : 522110
SIC : 6021
ISIN : US0427441029
Total Employee Number:
578Compare
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Traded in other countries / regions
AROW.USABQE.Germany Index Membership
Russell 2000Russell 3000 IPO Date
1980-08-06Description
Arrow Financial Corp is a holding company. It provides various advisory and administrative services and coordinates the general policies and operations of the banks. It provides financial products, including online and mobile banking, mortgages, commercial loans, investments, and others. The company also provides lending services, including commercial and industrial lending to small and mid-sized companies; mortgage lending for residential and commercial properties; and consumer installment and home equity financing. The key source of the company's revenue is interest income, fees, commission earned through its subsidiaries.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 9.79 | |||||
Equity-to-Asset | 0.1 | |||||
Debt-to-Equity | 0.07 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 8/9 | |||||
Beneish M-Score | -2.26 | |||||
WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 4.7 | |||||
3-Year EPS without NRI Growth Rate | -2.5 | |||||
3-Year FCF Growth Rate | -6.3 | |||||
3-Year Book Growth Rate | 8.2 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 62.66 | |||||
9-Day RSI | 66.2 | |||||
14-Day RSI | 65.76 | |||||
3-1 Month Momentum % | 8.38 | |||||
6-1 Month Momentum % | 18.18 | |||||
12-1 Month Momentum % | 33.73 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2.86 | |||||
Dividend Payout Ratio | 0.38 | |||||
3-Year Dividend Growth Rate | 3.6 | |||||
Forward Dividend Yield % | 2.91 | |||||
5-Year Yield-on-Cost % | 3.5 | |||||
3-Year Average Share Buyback Ratio | 1.2 | |||||
Shareholder Yield % | 4.27 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 29.87 | |||||
FCF Margin % | 24.15 | |||||
OCF Margin % | 27.14 | |||||
ROE % | 12.16 | |||||
ROA % | 1.14 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 13.36 | |||||
Forward PE Ratio | 12.12 | |||||
PE Ratio without NRI | 13.36 | |||||
Shiller PE Ratio | 15.38 | |||||
Price-to-Owner-Earnings | 13.6 | |||||
PEG Ratio | 2.57 | |||||
PS Ratio | 3.96 | |||||
PB Ratio | 1.55 | |||||
Price-to-Tangible-Book | 1.65 | |||||
Price-to-Free-Cash-Flow | 16.41 | |||||
Price-to-Operating-Cash-Flow | 14.61 | |||||
EV-to-Revenue | 2.49 | |||||
EV-to-FCF | 10.31 | |||||
Price-to-GF-Value | 1.15 | |||||
Price-to-Projected-FCF | 0.92 | |||||
Price-to-DCF (Earnings Based) | 1.16 | |||||
Price-to-DCF (FCF Based) | 1.42 | |||||
Price-to-Median-PS-Value | 1.01 | |||||
Price-to-Peter-Lynch-Fair-Value | 2.55 | |||||
Price-to-Graham-Number | 0.99 | |||||
FCF Yield % | 6.06 | |||||
Forward Rate of Return (Yacktman) % | 10.68 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
Arrow Financial Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 171.158 | ||
| EPS (TTM) ($) | 3.09 | ||
| Beta | 0.9353 | ||
| 3-Year Sharpe Ratio | 0.79 | ||
| 3-Year Sortino Ratio | 1.53 | ||
| Volatility % | 19.64 | ||
| 14-Day RSI | 65.76 | ||
| 14-Day ATR ($) | 1.155319 | ||
| 20-Day SMA ($) | 39.3275 | ||
| 12-1 Month Momentum % | 33.73 | ||
| 52-Week Range ($) | 25.835 - 42.44 | ||
| Shares Outstanding (Mil) | 16.53 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Arrow Financial Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Arrow Financial Corp Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings results for 2026 | 2026-10-30 | In 118 days | ||
| Second quarter earnings results for 2026 | 2026-07-24 | In 20 days | ||
| General meeting for 2026 | 2026-06-03 10:00 | 36.99 (+2.10%) | ||
| USD 0.300000 Cash Dividend | 2026-05-12 | 36.39 (-2.54%) | ||
| First quarter earnings results for 2026 | 2026-04-30 | 36.06 (-1.80%) | ||
| Annual report for 2025 | 2026-03-06 | 32.99 (-1.67%) | ||
| USD 0.300000 Cash Dividend | 2026-02-11 | 35.39 (-0.51%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-29 | 32.43 (-0.34%) | ||
| USD 0.290000 Cash Dividend | 2025-11-12 | 30.98 (+2.18%) | ||
| Third quarter earnings results for 2025 | 2025-10-30 | 26.44 (-2.33%) |
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Arrow Financial Corp Frequently Asked Questions
What is Arrow Financial Corp(AROW)'s stock price today?
The current price of AROW is $41.29. The 52 week high of AROW is $42.44 and 52 week low is $25.84.
When is next earnings date of Arrow Financial Corp(AROW)?
The next earnings date of Arrow Financial Corp(AROW) is 2026-07-24 Est..
Does Arrow Financial Corp(AROW) pay dividends? If so, how much?
The Dividend Yield %  of Arrow Financial Corp(AROW) is 2.86% (As of Today), Highest Dividend Payout Ratio of Arrow Financial Corp(AROW) was 0.62. The lowest was 0.32. And the median was 0.42. The  Forward Dividend Yield % of Arrow Financial Corp(AROW) is 2.91%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on NAS:AROW
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Headlines
See More- 1
Jun 12, 2026
Piper Sandler assumes coverage of five regional banks
Seeking Alpha • 11:29am
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