AROW:NAS (USA)

Arrow Financial Corp

$ 34.21 -0.16 (-0.47%)
Volume: 8,214 Avg Vol (1m): 15,926
Market Cap $: 494.97 Mil Enterprise Value $: 392.20 Mil
P/E (TTM): 13.67 P/B: 1.83
Earnings Power Value 6.12
Net Current Asset Value 0
Tangible Book 16.99
Projected FCF 36.46
Median P/S Value 28.92
Graham Number 30.93
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
YTD (-%)

Financial Strength : 4/10

Current vs industry vs history
Cash-to-Debt 0.28
Equity-to-Asset 0.09
Debt-to-Equity 1.11
Debt-to-EBITDA 2.65
Beneish M-Score -2.57
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 5.62%

Profitability & Growth : 4/10

Current vs industry vs history
Net Margin % 32.11
ROE % 13.99
ROA % 1.26
3-Year Total Revenue Growth Rate 6.30
3-Year EPS w/o NRI Growth Rate 12.70

» AROW's 30-Y Financials

Financials (Next Earnings Date: 2019-05-09)

Guru Trades Click for details

» Details

Insider Trades

SEC Filings

Gurus Latest Trades with NAS:AROW

» Interactive Chart

Peter Lynch Chart

Business Description

Industry Banks » Banks - Regional - US    NAICS : 522110    SIC : 6021
Compare NAS:FISI NAS:HTBI NYSE:FSB NAS:ACBI NAS:BMRC NAS:FCBC NAS:IBCP NAS:FRBK NAS:FMBH NAS:THFF OTCPK:FMCB OTCPK:HBIA NAS:ABTX NAS:NCBS OTCPK:CARE AMEX:BHB NAS:RBB NAS:CNBKA NAS:BHBK NAS:OSBC
Traded in other countries
Address 250 Glen Street, Glens Falls, NY, USA, 12801
Arrow Financial Corp is a holding company of two nationally chartered banks, Glens Falls National and Saratoga National in United States. The company provides various advisory and administrative services and coordinates the general policies and operation of the banks. It provides financial products, including online and mobile banking, mortgages, commercial loans, investments and other. The company also provides lending services including commercial and industrial lending primarily to small and mid-sized companies; mortgage lending for residential and commercial properties; and consumer installment and home equity financing. The significant source of company's revenue is interest income, fees, commission earned through its subsidiaries.

Ratios

Current vs industry vs history
PE Ratio (TTM) 13.67
PE Ratio without NRI 13.67
Price-to-Owner-Earnings 13.40
PB Ratio 1.83
PS Ratio 4.38
Price-to-Free-Cash-Flow 13.43
Price-to-Operating-Cash-Flow 11.80
EV-to-Revenue 3.46
Shiller PE Ratio 18.02

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 2.97
Dividend Payout Ratio 0.40
3-Year Dividend Growth Rate (Per Share) 3.40
Forward Dividend Yield % 3.04
N/A
Yield-on-Cost (5-Year) % 3.39
3-Year Share Buyback Rate -0.60

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 2.01
Price-to-Projected-FCF 0.94
Price-to-Median-PS-Value 1.18
Price-to-Graham-Number 1.11

More Statistics

Revenue (TTM) (Mil) $ 112.97
EPS (TTM) $ 2.5
Beta 0.65
Volatility % 20.97
52-Week Range $ 30.45 - 38.98
Shares Outstanding (Mil) 14.47

Analyst Estimate

Piotroski F-Score Details