Arrow FinancialAROW -0.36%69 Shareholder Yield % is 4.28% as of Mar. 2026, which is 18% below its 10-year median of 5.20. GuruFocus rates AROW with a GF Score™ of 69/100 and a GF Value™ of $35.77 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,503 Banks companies, Arrow Financial ranks better than 62.67% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, Arrow Financial's Shareholder Yield % was 4.28%.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
Arrow Financial Shareholder Yield % Related Terms
Arrow Financial Shareholder Yield % Historical Data
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The historical data trend for Arrow Financial's Shareholder Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AROW vs TCBX, HIFS, PFIS: Shareholder Yield % Comparison
For the Banks - Regional subindustry, Arrow Financial's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Arrow Financial Shareholder Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Arrow Financial's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where Arrow Financial's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
Arrow Financial (AROW) has a Shareholder Yield % of 4.28% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Arrow Financial and its competitors. This is 18% below median its historical median of 5.20. According to the industry distribution chart, Arrow Financial ranks #561 out of 1503 companies in the Banks industry, placing it in the top 37.3%.
Is Arrow Financial's Shareholder Yield % too high?
Arrow Financial's current Shareholder Yield % of 4.28% is 18% below median its 10-year median of 5.20. The Banks industry median Shareholder Yield % is 1.57. Arrow Financial's value of 4.28% is 172.6% above this industry median. Based on the distribution chart, Arrow Financial ranks #561 out of 1503 companies in the Banks industry, which is above the industry midpoint. Overall, Arrow Financial has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arrow Financial's Shareholder Yield % compare to TCBX and HIFS?
According to the Banks industry distribution chart, Arrow Financial ranks #561 out of 1503 companies for Shareholder Yield %. This puts Arrow Financial in the upper half of its industry. The industry median Shareholder Yield % is 1.57. Arrow Financial's value of 4.28% is 172.6% above this benchmark. While the company's 10-year median is 5.20 vs. the industry median of 1.57, Arrow Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.57, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Arrow Financial's current Shareholder Yield % of 4.28% is 172.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Arrow Financial and its competitors. For the Banks industry, the median Shareholder Yield % is 1.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Arrow Financial's current Shareholder Yield % is 4.28%, which is 18% below median its own 10-year median of 5.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arrow Financial stock overvalued right now?
Based on GuruFocus' analysis, Arrow Financial (AROW) is currently considered Modestly Overvalued. The stock's GF Value™ is $35.77, compared to a current price of $41.02 — trading 14.7% above its estimated fair value. The current Shareholder Yield % is 4.28%, which is 18% below median its 10-year median of 5.20 and 172.6% above the Banks industry median of 1.57. Arrow Financial's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Arrow Financial (AROW), the current Shareholder Yield % is 4.28% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Arrow Financial (AROW) Overvalued in 2026?
Based on GuruFocus' analysis, Arrow Financial stock appears to be overvalued.
The current stock price of $41.02 is trading 14.7% above its estimated GF Value™ of $35.77.
GuruFocus considers Arrow Financial to be Modestly Overvalued.
Key valuation signals for AROW:
Shareholder Yield %: 4.28% (18% below median its 10-year median of 5.20)
GF Value™: $35.77 vs. price of $41.02 (14.7% above fair value)
Industry Position: 172.6% above the Banks median (#561 of 1503)
No single metric tells the full story. See the AROW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Arrow Financial Corp is a holding company. It provides various advisory and administrative services and coordinates the general policies and operations of the banks. It provides financial products, including online and mobile banking, mortgages, commercial loans, investments, and others. The company also provides lending services, including commercial and industrial lending to small and mid-sized companies; mortgage lending for residential and commercial properties; and consumer installment and home equity financing. The key source of the company's revenue is interest income, fees, commission earned through its subsidiaries.
69GF Score
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