NAS:KRNY (USA)

Kearny Financial Corp

$ 12.89 -0.14 (-1.07%)
Volume: 317,235 Avg Vol (1m): 274,667
Market Cap $: 1.17 Bil Enterprise Value $: 1.71 Bil
P/E (TTM): 28.63 P/B: 1.00
Earnings Power Value -6.51
Net Current Asset Value 0
Tangible Book 10.52
Projected FCF 15.27
Median P/S Value 19.23
Graham Number 10.32
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 3/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.04
Cash-To-Debt ranked lower than
96.72% of 1617 companies
in the Savings & Cooperative Banks industry.
Industry Max: 2539500, Med: 1.43, Min: 0.01
KRNY: 0.04
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.03, Med: 0.54, Max: 5.73
Current: 0.04
0.03
5.73
Equity-to-Asset 0.17
Equity-to-Asset ranked higher than
90.96% of 1627 companies
in the Savings & Cooperative Banks industry.
Industry Max: 1, Med: 0.11, Min: -11.05
KRNY: 0.17
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.13, Med: 0.21, Max: 0.28
Current: 0.17
0.13
0.28
Debt-to-Equity 1.15
Debt-to-Equity ranked lower than
67.19% of 1393 companies
in the Savings & Cooperative Banks industry.
Industry Max: 543.58, Med: 0.68, Min: 0.01
KRNY: 1.15
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.06, Med: 0.5, Max: 1.35
Current: 1.15
0.06
1.35
Debt-to-EBITDA 7.70
Debt-to-EBITDA ranked lower than
89.97% of 1416 companies
in the Savings & Cooperative Banks industry.
Industry Max: 2306.11, Med: 1.79, Min: 0.01
KRNY: 7.7
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 0, Med: 0, Max: 7.7
Current: 7.7
0
7.7
Beneish M-Score -2.13
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 0%
WACC 4.15%

Profitability & Growth : 4/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 23.83
Net Margin ranked lower than
60.34% of 1639 companies
in the Savings & Cooperative Banks industry.
Industry Max: 10754.72, Med: 25.15, Min: -234138
KRNY: 23.83
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: 6.36, Med: 11.49, Max: 23.83
Current: 23.83
6.36
23.83
ROE % 3.52
ROE ranked lower than
85.29% of 1638 companies
in the Savings & Cooperative Banks industry.
Industry Max: 231.61, Med: 9.79, Min: -53900
KRNY: 3.52
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: 0.68, Med: 1.4, Max: 3.52
Current: 3.52
0.68
3.52
ROA % 0.65
ROA ranked lower than
73.19% of 1645 companies
in the Savings & Cooperative Banks industry.
Industry Max: 54.28, Med: 1.01, Min: -205.98
KRNY: 0.65
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 0.15, Med: 0.31, Max: 0.65
Current: 0.65
0.15
0.65
3-Year Total Revenue Growth Rate 15.00
3-Year Revenue Growth Rate ranked higher than
89.95% of 1513 companies
in the Savings & Cooperative Banks industry.
Industry Max: 672.4, Med: 4.3, Min: -100
KRNY: 19.1
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -12.5, Med: 7.9, Max: 19.1
Current: 19.1
-12.5
19.1
3-Year EPS w/o NRI Growth Rate 58.70
3-Year EPS w/o NRI Growth Rate ranked higher than
94.55% of 1359 companies
in the Savings & Cooperative Banks industry.
Industry Max: 804.5, Med: 5.3, Min: -214.9
KRNY: 58.7
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: 0.1, Max: 58.7
Current: 58.7
0
58.7

» KRNY's 30-Y Financials

Financials (Next Earnings Date: 2019-07-30)

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Business Description

Industry Banks » Savings & Cooperative Banks    NAICS : 522120    SIC : 6035
Compare NAS:OCFC NAS:CASH NAS:EBSB NYSE:PFS NAS:HMST NYSE:FBC NYSE:AX NAS:UBNK NAS:NWBI NAS:LOB NAS:DCOM NAS:CFFN NAS:HONE NAS:FDEF NAS:WSBF NAS:UCFC NAS:HIFS HKSE:00900 NAS:EBTC NAS:HBCP
Traded in other countries
Address 120 Passaic Avenue, Fairfield, NJ, USA, 07004
Kearny Financial Corp is a Maryland holding company for Kearny Bank, a federally-chartered stock savings bank. The bank is primarily engaged in the business of attracting deposits from the general public in New Jersey and New York, and using these deposits, together with other funds, to originate or purchase loans for its portfolios and invest in securities. The bank's loan portfolio is chiefly comprised of loans collateralized by commercial and residential real estate. It is also heavily into secured and unsecured business and consumer loans. The bank's primary source of income is net interest income.

Ratios

Current vs industry vs history
PE Ratio (TTM) 28.63
PE Ratio ranked lower than
92.74% of 1557 companies
in the Savings & Cooperative Banks industry.
Industry Max: 625000, Med: 12.36, Min: 0.02
KRNY: 28.63
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 28, Med: 89.17, Max: 245.2
Current: 28.63
28
245.2
Forward PE Ratio 27.17
Forward P/E ranked lower than
97.74% of 487 companies
in the Savings & Cooperative Banks industry.
Industry Max: 232.56, Med: 11.17, Min: 3.33
KRNY: 27.17
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 28.63
PE without NRI ranked lower than
92.56% of 1532 companies
in the Savings & Cooperative Banks industry.
Industry Max: 625000, Med: 12.43, Min: 0.02
KRNY: 28.63
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 28, Med: 89.17, Max: 245.2
Current: 28.63
28
245.2
Price-to-Owner-Earnings 25.12
Price-to-Owner-Earnings ranked lower than
87.06% of 989 companies
in the Savings & Cooperative Banks industry.
Industry Max: 2862049.23, Med: 12.46, Min: 0.01
KRNY: 25.12
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 24.56, Med: 90.48, Max: 1284.44
Current: 25.12
24.56
1284.44
PB Ratio 1.00
PB Ratio ranked higher than
54.33% of 1651 companies
in the Savings & Cooperative Banks industry.
Industry Max: 339397.23, Med: 1.11, Min: 0
KRNY: 1
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.87, Med: 1.3, Max: 2.17
Current: 1
0.87
2.17
PS Ratio 7.00
PS Ratio ranked lower than
93.15% of 1649 companies
in the Savings & Cooperative Banks industry.
Industry Max: 207056.49, Med: 3.01, Min: 0.01
KRNY: 7
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 6.86, Med: 10.46, Max: 19.5
Current: 7
6.86
19.5
Price-to-Free-Cash-Flow 26.31
Price-to-Free-Cash-Flow ranked lower than
92.40% of 882 companies
in the Savings & Cooperative Banks industry.
Industry Max: 2338.98, Med: 10.27, Min: 0
KRNY: 26.31
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 16.27, Med: 34.64, Max: 65.59
Current: 26.31
16.27
65.59
Price-to-Operating-Cash-Flow 22.41
Price-to-Operating-Cash-Flow ranked lower than
91.88% of 948 companies
in the Savings & Cooperative Banks industry.
Industry Max: 1945525.29, Med: 9.19, Min: 0.01
KRNY: 22.41
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 15.47, Med: 32.03, Max: 58.83
Current: 22.41
15.47
58.83
EV-to-Revenue 9.92
EV-to-Revenue ranked lower than
90.26% of 1325 companies
in the Savings & Cooperative Banks industry.
Industry Max: 2007.65, Med: 3.55, Min: 0.02
KRNY: 9.92
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 5.8, Med: 11.6, Max: 21.6
Current: 9.92
5.8
21.6
Shiller PE Ratio 80.89
Shiller PE Ratio ranked lower than
97.77% of 672 companies
in the Savings & Cooperative Banks industry.
Industry Max: 1946.36, Med: 17.52, Min: 0.06
KRNY: 80.89
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 0.2, Med: 108.58, Max: 170
Current: 80.89
0.2
170

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 1.63
Trailing Dividend Yield ranked lower than
87.05% of 2587 companies
in the Savings & Cooperative Banks industry.
Industry Max: 266.3, Med: 2.92, Min: 0.01
KRNY: 1.63
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 0.16, Med: 1.45, Max: 2.48
Current: 1.63
0.16
2.48
Dividend Payout Ratio 0.42
Dividend Payout Ratio ranked lower than
64.08% of 1420 companies
in the Savings & Cooperative Banks industry.
Industry Max: 186.51, Med: 0.33, Min: 0.01
KRNY: 0.42
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.42, Med: 1.67, Max: 2.23
Current: 0.42
0.42
2.23
Forward Dividend Yield % 1.84
Forward Dividend Yield ranked lower than
84.45% of 2534 companies
in the Savings & Cooperative Banks industry.
Industry Max: 98, Med: 3.16, Min: 0.01
KRNY: 1.84
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 1.63
Yield-on-Cost (5y) ranked lower than
87.78% of 2561 companies
in the Savings & Cooperative Banks industry.
Industry Max: 266.3, Med: 3.65, Min: 0.01
KRNY: 1.63
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 0.16, Med: 1.45, Max: 2.48
Current: 1.63
0.16
2.48
3-Year Share Buyback Rate -2.10
3-Year Share Buyback Rate ranked higher than
50.57% of 1137 companies
in the Savings & Cooperative Banks industry.
Industry Max: 82.2, Med: -2.1, Min: -499.5
KRNY: -2.1
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -12.6, Med: 0.6, Max: 3.2
Current: -2.1
-12.6
3.2

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.23
Price-to-Tangible-Book ranked lower than
55.60% of 1669 companies
in the Savings & Cooperative Banks industry.
Industry Max: 359582.88, Med: 1.2, Min: 0.01
KRNY: 1.23
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.99, Med: 1.8, Max: 2.96
Current: 1.23
0.99
2.96
Price-to-Projected-FCF 0.84
Price-to-Intrinsic-Value-Projected-FCF ranked lower than
66.08% of 958 companies
in the Savings & Cooperative Banks industry.
Industry Max: 460, Med: 0.76, Min: 0.01
KRNY: 0.84
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.84, Med: 1.07, Max: 1.88
Current: 0.84
0.84
1.88
Price-to-Median-PS-Value 0.67
Price-to-Median-PS-Value ranked higher than
85.56% of 1524 companies
in the Savings & Cooperative Banks industry.
Industry Max: 186, Med: 1.02, Min: 0.03
KRNY: 0.67
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.67, Med: 1.07, Max: 2.09
Current: 0.67
0.67
2.09
Price-to-Graham-Number 1.25
Price-to-Graham-Number ranked lower than
86.38% of 1476 companies
in the Savings & Cooperative Banks industry.
Industry Max: 99940.04, Med: 0.86, Min: 0
KRNY: 1.25
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.05, Med: 2.88, Max: 7.24
Current: 1.25
0.05
7.24

More Statistics

Revenue (TTM) (Mil) $ 172.28
EPS (TTM) $ 0.45
Beta 0.5
Volatility % 18.19
52-Week Range $ 11.26 - 14.4
Shares Outstanding (Mil) 90.54

Analyst Estimate

Piotroski F-Score Details