KRNY (Kearny Financial) Dividend Payout Ratio: 0.73 (As of Mar. 2026) — 62% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KRNY Kearny Financial Corp KRNY
55 GF Score
Price $9.46
GF Value $7.27
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is Kearny Financial Dividend Payout Ratio?

Kearny Financial KRNY -0.63% 55 Dividend Payout Ratio is 0.73 as of Mar. 2026, which is 62% above its 10-year median of 0.45. GuruFocus rates KRNY with a GF Score™ of 55/100 and a GF Value™ of $7.27 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,169 Banks companies, Kearny Financial ranks worse than 91.45% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Kearny Financial's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.73.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Kearny Financial Corp is 0.73, which seems too high.

The historical rank and industry rank for Kearny Financial's Dividend Payout Ratio or its related term are showing as below:

KRNY' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.43   Med: 0.45   Max: 1.05
Current: 0.73

During the past 13 years, the highest Dividend Payout Ratio of Kearny Financial was 1.05. The lowest was 0.43. And the median was 0.45.

KRNY's Dividend Payout Ratio is ranked worse than
91.45% of 1169 companies
in the Banks industry
Industry Median: 0.32 vs KRNY: 0.73

As of today (2026-08-10), the Dividend Yield % of Kearny Financial is 4.65%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Kearny Financial was 8.19%. The lowest was 0.50%. And the median was 3.07%.

Kearny Financial's Dividends per Share for the months ended in Mar. 2026 was $0.11.

During the past 3 years, the average Dividends Per Share Growth Rate was 0.80% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 8.30% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Kearny Financial was 42.60% per year. The lowest was -9.10% per year. And the median was 7.90% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Kearny Financial (NAS:KRNY) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Kearny Financial Dividend Payout Ratio Related Terms

Kearny Financial Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Kearny Financial's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kearny Financial Dividend Payout Ratio Chart

Kearny Financial Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.44 0.56 0.98 1.05 0.75

Kearny Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.00 0.73 0.73 0.73 0.73

KRNY vs CBNK, NPB, CIVB: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Kearny Financial's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Kearny Financial Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Kearny Financial's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Kearny Financial's Dividend Payout Ratio falls into.


KRNY
55GF Score
Kearny Financial Corp KRNY
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kearny Financial Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Kearny Financial's Dividend Payout Ratio for the fiscal year that ended in Jun. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Jun. 2025 )/ EPS without NRI (A: Jun. 2025 )
=0.44/ 0.42
=1.05

Kearny Financial's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=0.11/ 0.15
=0.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.73 mean?
Kearny Financial (KRNY) has a Dividend Payout Ratio of 0.73 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Kearny Financial and its competitors. This is 62% above median its historical median of 0.45. Over the past decade, Kearny Financial's Dividend Payout Ratio has ranged from 0.43 to 1.05. According to the industry distribution chart, Kearny Financial ranks #1069 out of 1169 companies in the Banks industry, placing it in the top 91.4%.
Is Kearny Financial's Dividend Payout Ratio too high?
Kearny Financial's current Dividend Payout Ratio of 0.73 is 62% above median its 10-year median of 0.45. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 1.05. The Banks industry median Dividend Payout Ratio is 0.32. Kearny Financial's value of 0.73 is 128.1% above this industry median. Based on the distribution chart, Kearny Financial ranks #1069 out of 1169 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Kearny Financial has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kearny Financial's Dividend Payout Ratio compare to CBNK and NPB?
According to the Banks industry distribution chart, Kearny Financial ranks #1069 out of 1169 companies for Dividend Payout Ratio. This places Kearny Financial in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Kearny Financial's value of 0.73 is 128.1% above this benchmark. Historically, Kearny Financial's own Dividend Payout Ratio has ranged from 0.43 to 1.05 over the past decade. While the company's 10-year median is 0.45 vs. the industry median of 0.32, Kearny Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,169 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kearny Financial's current Dividend Payout Ratio of 0.73 is 128.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Kearny Financial and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kearny Financial's current Dividend Payout Ratio is 0.73, which is 62% above median its own 10-year median of 0.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kearny Financial stock overvalued right now?
Based on GuruFocus' analysis, Kearny Financial (KRNY) is currently considered Modestly Overvalued. The stock's GF Value™ is $7.27, compared to a current price of $9.46 — trading 30.1% above its estimated fair value. The current Dividend Payout Ratio is 0.73, which is 62% above median its 10-year median of 0.45 and 128.1% above the Banks industry median of 0.32. Kearny Financial's overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Kearny Financial (KRNY), the current Dividend Payout Ratio is 0.73 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kearny Financial (KRNY) Overvalued in 2026?

Based on GuruFocus' analysis, Kearny Financial stock appears to be overvalued. The current stock price of $9.46 is trading 30.1% above its estimated GF Value™ of $7.27. GuruFocus considers Kearny Financial to be Modestly Overvalued.

Key valuation signals for KRNY:

  • Dividend Payout Ratio: 0.73 (62% above median its 10-year median of 0.45)
  • GF Value™: $7.27 vs. price of $9.46 (30.1% above fair value)
  • GF Score™: 55/100 with 7 warning signs
  • Industry Position: 128.1% above the Banks median (#1069 of 1169)

No single metric tells the full story. See the KRNY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Kearny Financial Business Description

Address 120 Passaic Avenue, Fairfield, NJ, USA, 07004
Kearny Financial Corp is a federally-chartered stock savings bank. The bank is engaged in the business of attracting deposits from the general public in New Jersey and New York, and using these deposits, together with other funds, to originate or purchase loans for its portfolios and invest in securities. The bank's loan portfolio is chiefly comprised of loans collateralized by commercial and residential real estate. The bank's primary source of income is net interest income.
55GF Score

Get the complete analysis for KRNY

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.46
Price
$7.27
GF Value