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Kearny FinancialKRNY -0.63%55 EV-to-FCF is 54.34 as of Aug. 10, 2026, which is 6% above its 10-year median of 51.47. GuruFocus rates KRNY with a GF Score™ of 55/100 and a GF Value™ of $7.27 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,191 Banks companies, Kearny Financial ranks worse than 93.79% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Kearny Financial's Enterprise Value is $1,630.5 Mil.
Kearny Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $30.0 Mil. Therefore, Kearny Financial's EV-to-FCF for today is 54.34.
The historical rank and industry rank for Kearny Financial's EV-to-FCF or its related term are showing as below:
KRNY'
s EV-to-FCF Range Over the Past 10 Years
Min: 14.62 Med: 51.47 Max: 225.54
Current: 54.34
During the past 13 years, the highest EV-to-FCF of Kearny Financial was 225.54. The lowest was 14.62. And the median was 51.47.
KRNY's EV-to-FCF is ranked worse than 93.79% of 1191
companies
in the Banks industry
Industry Median: 7.41
vs KRNY: 54.34
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Kearny Financial's PE Ratio (TTM) for today is calculated as:
Kearny Financial's share price for today is $9.46.
Kearny Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.570.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Kearny Financial EV-to-FCF Related Terms
Kearny Financial EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Kearny Financial's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Kearny Financial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kearny Financial EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Kearny Financial's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Kearny Financial's EV-to-FCF falls into.
Kearny Financial's current Enterprise Value is $1,630.5 Mil.
Kearny Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $30.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kearny Financial (KRNY) has a EV-to-FCF of 54.34 as of Aug. 10, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Kearny Financial and its competitors. This is near median its historical median of 51.47. Over the past decade, Kearny Financial's EV-to-FCF has ranged from 14.62 to 225.54. According to the industry distribution chart, Kearny Financial ranks #1117 out of 1191 companies in the Banks industry, placing it in the top 93.8%.
Is Kearny Financial's EV-to-FCF too high?
Kearny Financial's current EV-to-FCF of 54.34 is near median its 10-year median of 51.47. Over the past 10 years, this metric has ranged from a low of 14.62 to a high of 225.54. The Banks industry median EV-to-FCF is 7.41. Kearny Financial's value of 54.34 is 633.3% above this industry median. Based on the distribution chart, Kearny Financial ranks #1117 out of 1191 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Kearny Financial has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kearny Financial's EV-to-FCF compare to CBNK and NPB?
According to the Banks industry distribution chart, Kearny Financial ranks #1117 out of 1191 companies for EV-to-FCF. This places Kearny Financial in the lower half of its industry. The industry median EV-to-FCF is 7.41. Kearny Financial's value of 54.34 is 633.3% above this benchmark. Historically, Kearny Financial's own EV-to-FCF has ranged from 14.62 to 225.54 over the past decade. While the company's 10-year median is 51.47 vs. the industry median of 7.41, Kearny Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.41, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kearny Financial's current EV-to-FCF of 54.34 is 633.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Kearny Financial and its competitors. For the Banks industry, the median EV-to-FCF is 7.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kearny Financial's current EV-to-FCF is 54.34, which is near median its own 10-year median of 51.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kearny Financial stock overvalued right now?
Based on GuruFocus' analysis, Kearny Financial (KRNY) is currently considered Modestly Overvalued. The stock's GF Value™ is $7.27, compared to a current price of $9.46 — trading 30.1% above its estimated fair value. The current EV-to-FCF is 54.34, which is near median its 10-year median of 51.47 and 633.3% above the Banks industry median of 7.41. Kearny Financial's overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Kearny Financial (KRNY), the current EV-to-FCF is 54.34 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kearny Financial (KRNY) Overvalued in 2026?
Based on GuruFocus' analysis, Kearny Financial stock appears to be overvalued.
The current stock price of $9.46 is trading 30.1% above its estimated GF Value™ of $7.27.
GuruFocus considers Kearny Financial to be Modestly Overvalued.
Key valuation signals for KRNY:
EV-to-FCF: 54.34 (near median its 10-year median of 51.47)
GF Value™: $7.27 vs. price of $9.46 (30.1% above fair value)
Industry Position: 633.3% above the Banks median (#1117 of 1191)
No single metric tells the full story. See the KRNY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kearny Financial Corp is a federally-chartered stock savings bank. The bank is engaged in the business of attracting deposits from the general public in New Jersey and New York, and using these deposits, together with other funds, to originate or purchase loans for its portfolios and invest in securities. The bank's loan portfolio is chiefly comprised of loans collateralized by commercial and residential real estate. The bank's primary source of income is net interest income.
55GF Score
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