Business Description
Arman Financial Services Ltd
ISIN : INE109C01017
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ARMANFIN.India IPO Date
2016-06-14Description
Arman Financial Services Ltd is an Indian non-banking financial company that provides loans for income-generating customers, largely comprised of economically poor and socially neglected communities. It offers Small and Medium Enterprise loans (SME), Two-Wheeler loans (TW), and Micro Finance JLG Loans. Its services are offered to the Indian market only.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.28 | |||||
| Equity-to-Asset | 0.19 | |||||
| Debt-to-Equity | 3.96 | |||||
| Debt-to-EBITDA | 8.28 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Altman Z-Score | 2.31 | |||||
| Beneish M-Score | 0.04 | |||||
| WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 19 | |||||
| 3-Year EBITDA Growth Rate | 32 | |||||
| 3-Year EPS without NRI Growth Rate | 29.6 | |||||
| 3-Year FCF Growth Rate | -99.9 | |||||
| 3-Year Book Growth Rate | 28.3 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 44.82 | |||||
| 9-Day RSI | 49.05 | |||||
| 14-Day RSI | 49.17 | |||||
| 6-1 Month Momentum % | -14.67 | |||||
| 12-1 Month Momentum % | 31.23 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Current Ratio | 177.27 | |||||
| Quick Ratio | 177.27 | |||||
| Cash Ratio | 39.51 | |||||
| Days Payable | 1.55 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | -0.2 | |||||
| Shareholder Yield % | -25.8 |
Profitability Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Gross Margin % | 43.41 | |||||
| Operating Margin % | 38.29 | |||||
| Net Margin % | 27.25 | |||||
| FCF Margin % | -122.62 | |||||
| ROE % | 41.58 | |||||
| ROA % | 7.65 | |||||
| ROIC % | 10.39 | |||||
| ROC (Joel Greenblatt) % | 3604.9 | |||||
| ROCE % | 10.8 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 11.41 | |||||
| PE Ratio without NRI | 10.84 | |||||
| Shiller PE Ratio | 42.58 | |||||
| PEG Ratio | 0.32 | |||||
| PS Ratio | 3.13 | |||||
| PB Ratio | 3.62 | |||||
| Price-to-Tangible-Book | 3.69 | |||||
| EV-to-EBIT | 15.33 | |||||
| EV-to-EBITDA | 15.23 | |||||
| EV-to-Revenue | 5.87 | |||||
| EV-to-FCF | -4.74 | |||||
| Price-to-DCF (Earnings Based) | 0.46 | |||||
| Price-to-Median-PS-Value | 1.04 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.44 | |||||
| Price-to-Graham-Number | 1.43 | |||||
| Price-to-Net-Current-Asset-Value | 4.46 | |||||
| Earnings Yield (Greenblatt) % | 6.51 | |||||
| FCF Yield % | -34.29 | |||||
| Forward Rate of Return (Yacktman) % | 4.77 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Arman Financial Services Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 5,834.127 | ||
| EPS (TTM) (₹) | 171.03 | ||
| Beta | 0.91 | ||
| Volatility % | 45.95 | ||
| 14-Day RSI | 49.17 | ||
| 14-Day ATR (₹) | 80.805121 | ||
| 20-Day SMA (₹) | 1991.2425 | ||
| 12-1 Month Momentum % | 31.23 | ||
| 52-Week Range (₹) | 1404 - 2680 | ||
| Shares Outstanding (Mil) | 10.48 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Arman Financial Services Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Arman Financial Services Ltd Stock Events
| Event | Date | Price(₹) | ||
|---|---|---|---|---|
| No Event Data | ||||
Arman Financial Services Ltd Frequently Asked Questions
What is Arman Financial Services Ltd(NSE:ARMANFIN)'s stock price today?
The current price of NSE:ARMANFIN is ₹1992.90. The 52 week high of NSE:ARMANFIN is ₹2680.00 and 52 week low is ₹1404.00.
When is next earnings date of Arman Financial Services Ltd(NSE:ARMANFIN)?
The next earnings date of Arman Financial Services Ltd(NSE:ARMANFIN) is .
Does Arman Financial Services Ltd(NSE:ARMANFIN) pay dividends? If so, how much?
Arman Financial Services Ltd(NSE:ARMANFIN) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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