Business Description
Discover Financial Services
NAICS : 522210
SIC : 6141
ISIN : US2547091080
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Traded in other countries / regions
DFS.AustriaD1FS34.BrazilDC7.GermanyDFS.Mexico0IBC.UKDFS.USA IPO Date
2007-06-14Description
Discover Financial Services is a bank operating in two distinct segments: direct banking and payment services. The company issues credit and debit cards and provides other consumer banking products including deposit accounts, students loans, and other personal loans. It also operates the Discover, Pulse, and Diners Club networks. The Discover network is the fourth-largest payment network in the United States as ranked by overall purchase volume, and Pulse is one of the largest ATM networks in the country.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.56 | |||||
| Equity-to-Asset | 0.11 | |||||
| Debt-to-Equity | 1.27 | |||||
| Debt-to-EBITDA | 1.28 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -3.31 | |||||
| WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 10.2 | |||||
| 3-Year EPS without NRI Growth Rate | 19.5 | |||||
| 3-Year FCF Growth Rate | 10.4 | |||||
| 3-Year Book Growth Rate | 11.6 | |||||
| Future 3-5Y Total Revenue Growth Rate | 6.53 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 86.47 | |||||
| 9-Day RSI | 77.29 | |||||
| 14-Day RSI | 69.44 | |||||
| 6-1 Month Momentum % | -7.62 | |||||
| 12-1 Month Momentum % | -13.55 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 2.25 | |||||
| Dividend Payout Ratio | 0.16 | |||||
| 3-Year Dividend Growth Rate | 11 | |||||
| Forward Dividend Yield % | 2.52 | |||||
| 5-Year Yield-on-Cost % | 3.76 | |||||
| 3-Year Average Share Buyback Ratio | 4.8 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 29.08 | |||||
| ROE % | 29.31 | |||||
| ROA % | 3.39 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 7.56 | |||||
| Forward PE Ratio | 8.15 | |||||
| PE Ratio without NRI | 7.56 | |||||
| Shiller PE Ratio | 11.85 | |||||
| Price-to-Owner-Earnings | 7.73 | |||||
| PEG Ratio | 0.71 | |||||
| PS Ratio | 2.13 | |||||
| PB Ratio | 2.17 | |||||
| Price-to-Tangible-Book | 2.22 | |||||
| Price-to-Free-Cash-Flow | 4.41 | |||||
| Price-to-Operating-Cash-Flow | 4.24 | |||||
| EV-to-Revenue | 2.65 | |||||
| EV-to-Forward-Revenue | 2.99 | |||||
| EV-to-FCF | 5.3 | |||||
| Price-to-Projected-FCF | 0.31 | |||||
| Price-to-DCF (Earnings Based) | 0.39 | |||||
| Price-to-DCF (FCF Based) | 0.17 | |||||
| Price-to-Median-PS-Value | 0.79 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.66 | |||||
| Price-to-Graham-Number | 0.86 | |||||
| Forward Rate of Return (Yacktman) % | 29.38 |
Balance Sheet Breakdown
No Enough Data
Cashflow Statement Breakdown
No Enough Data
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Peter Lynch Chart
Performance
Dividend
Log
Annualized Return %
Total Annual Return %
Discover Financial Services Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 14,188 | ||
| EPS (TTM) ($) | 14.85 | ||
| Beta | 0.89 | ||
| Volatility % | 37.58 | ||
| 14-Day RSI | 69.44 | ||
| 14-Day ATR ($) | 2.58817 | ||
| 20-Day SMA ($) | 100.3685 | ||
| 12-1 Month Momentum % | -13.55 | ||
| 52-Week Range ($) | 87.644 - 119.91 | ||
| Shares Outstanding (Mil) | 253.95 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Discover Financial Services Filings
| Document | Form | Filing Date | ||
|---|---|---|---|---|
| No Filing Data | ||||
Discover Financial Services Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Discover Financial Services Frequently Asked Questions
What is Discover Financial Services(DFS)'s stock price today?
The current price of DFS is $112.33. The 52 week high of DFS is $119.91 and 52 week low is $87.64.
When is next earnings date of Discover Financial Services(DFS)?
The next earnings date of Discover Financial Services(DFS) is 2023-07-20 Est..
Does Discover Financial Services(DFS) pay dividends? If so, how much?
The Dividend Yield %  of Discover Financial Services(DFS) is 2.25% (As of Today), Highest Dividend Payout Ratio of Discover Financial Services(DFS) was 0.49. The lowest was 0.11. And the median was 0.19. The  Forward Dividend Yield % of Discover Financial Services(DFS) is 2.52%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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