Business Description
Arman Financial Services Ltd
ISIN : INE109C01017
Total Employee Number:
1,154Compare
Compare
Traded in other countries / regions
531179.India IPO Date
2016-06-14Description
Arman Financial Services Ltd is a Non-Banking Financial Company (NBFC-AFC) registered with the RBI. It specialises in financing two-wheeler purchases to MSMEs and extends microfinance services through its subsidiary focusing on women entrepreneurs. The Company has a presence in several Indian states, strategically focusing on rural and semi-urban areas. It serves the underserved informal sector with small-scale retail loans. The company generates the majority of its revenue from Interest Income. All the operations of the company are in India.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.28 | |||||
Equity-to-Asset | 0.33 | |||||
Debt-to-Equity | 1.9 | |||||
Debt-to-EBITDA | 9.32 | |||||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 5/9 | |||||
Altman Z-Score | 2.13 | |||||
Beneish M-Score | -0.87 | |||||
WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 9.4 | |||||
3-Year EBITDA Growth Rate | 8 | |||||
3-Year EPS without NRI Growth Rate | 1.2 | |||||
3-Year FCF Growth Rate | 17.8 | |||||
3-Year Book Growth Rate | 27.3 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 48.22 | |||||
9-Day RSI | 55.8 | |||||
14-Day RSI | 58.76 | |||||
3-1 Month Momentum % | 11.47 | |||||
6-1 Month Momentum % | 4.44 | |||||
12-1 Month Momentum % | 3.35 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1429.52 | |||||
Quick Ratio | 1429.52 | |||||
Cash Ratio | 257.02 | |||||
Days Payable | 1.27 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -7.4 | |||||
Shareholder Yield % | -7.54 |
Profitability Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 41.61 | |||||
Operating Margin % | 31.01 | |||||
Net Margin % | 9.29 | |||||
EBITDA Margin % | 31.29 | |||||
FCF Margin % | -78.72 | |||||
OCF Margin % | -78.21 | |||||
ROE % | 6.34 | |||||
ROA % | 2.37 | |||||
ROIC % | 7.17 | |||||
3-Year ROIIC % | 5.32 | |||||
ROC (Joel Greenblatt) % | 447 | |||||
ROCE % | 9.14 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 36.05 | |||||
PE Ratio without NRI | 14.71 | |||||
Shiller PE Ratio | 30.98 | |||||
PEG Ratio | 0.23 | |||||
PS Ratio | 3.34 | |||||
PB Ratio | 2.18 | |||||
Price-to-Tangible-Book | 2.17 | |||||
EV-to-EBIT | 17.54 | |||||
EV-to-EBITDA | 17.38 | |||||
EV-to-Revenue | 5.44 | |||||
EV-to-FCF | -6.88 | |||||
Price-to-GF-Value | 1.14 | |||||
Price-to-DCF (Earnings Based) | 0.62 | |||||
Price-to-Median-PS-Value | 1.13 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.59 | |||||
Price-to-Graham-Number | 1.19 | |||||
| Price-to-Net-Current-Asset-Value | 2.33 | |||||
Earnings Yield (Greenblatt) % | 5.7 | |||||
FCF Yield % | -23.65 | |||||
Forward Rate of Return (Yacktman) % | 7.02 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Arman Financial Services Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 6,091.658 | ||
| EPS (TTM) (₹) | 53.46 | ||
| Beta | 0.9595 | ||
| 3-Year Sharpe Ratio | -0.32 | ||
| 3-Year Sortino Ratio | -0.44 | ||
| Volatility % | 34.23 | ||
| 14-Day RSI | 58.76 | ||
| 14-Day ATR (₹) | 75.710504 | ||
| 20-Day SMA (₹) | 1867.46 | ||
| 12-1 Month Momentum % | 3.35 | ||
| 52-Week Range (₹) | 1270 - 2069.2 | ||
| Shares Outstanding (Mil) | 10.51 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Arman Financial Services Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Arman Financial Services Ltd Stock Events
| Event | Date | Price (₹) | ||
|---|---|---|---|---|
| No Event Data | ||||
Arman Financial Services Ltd Frequently Asked Questions
What is Arman Financial Services Ltd(NSE:ARMANFIN)'s stock price today?
The current price of NSE:ARMANFIN is ₹1928.20. The 52 week high of NSE:ARMANFIN is ₹2069.20 and 52 week low is ₹1270.00.
When is next earnings date of Arman Financial Services Ltd(NSE:ARMANFIN)?
The next earnings date of Arman Financial Services Ltd(NSE:ARMANFIN) is .
Does Arman Financial Services Ltd(NSE:ARMANFIN) pay dividends? If so, how much?
Arman Financial Services Ltd(NSE:ARMANFIN) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Arman Financial Services Ltd
No articles.
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