Business Description
Arman Financial Services Ltd
ISIN : INE109C01017
Total Employee Number:
1,154Compare
Compare
Traded in other countries / regions
531179.India IPO Date
2016-06-14Description
Arman Financial Services Ltd is a Non-Banking Financial Company (NBFC-AFC) registered with the RBI. It specializes in financing two-wheeler purchases to MSMEs and extends microfinance services through its subsidiary focusing on women entrepreneurs. The Company has a presence in several Indian states, strategically focusing on rural and semi-urban areas. It serves the underserved informal sector with small-scale retail loans. The company generates the majority of its revenue from Interest Income.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.28 | |||||
Equity-to-Asset | 0.33 | |||||
Debt-to-Equity | 1.9 | |||||
Debt-to-EBITDA | 8.56 | |||||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 5/9 | |||||
Altman Z-Score | 1.68 | |||||
Beneish M-Score | -1.58 | |||||
WACC vs ROIC | ||||||
Growth Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 8 | |||||
3-Year EBITDA Growth Rate | -19.4 | |||||
3-Year EPS without NRI Growth Rate | 7.8 | |||||
3-Year FCF Growth Rate | 17.8 | |||||
3-Year Book Growth Rate | 27.3 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 47.05 | |||||
9-Day RSI | 52.15 | |||||
14-Day RSI | 53.71 | |||||
3-1 Month Momentum % | 26.66 | |||||
6-1 Month Momentum % | 47.29 | |||||
12-1 Month Momentum % | 39.87 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.99 | |||||
Quick Ratio | 1.99 | |||||
Cash Ratio | 0.54 | |||||
Days Payable | 1.2 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -7.4 | |||||
Shareholder Yield % | -7.13 |
Profitability Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 42.51 | |||||
Operating Margin % | 31.39 | |||||
Net Margin % | 17.75 | |||||
EBITDA Margin % | 31.66 | |||||
FCF Margin % | -73.15 | |||||
OCF Margin % | -72.67 | |||||
ROE % | 13.03 | |||||
ROA % | 4.86 | |||||
ROIC % | 8.54 | |||||
3-Year ROIIC % | 7.08 | |||||
ROC (Joel Greenblatt) % | 614.39 | |||||
ROCE % | 11.66 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 18.33 | |||||
PE Ratio without NRI | 13.09 | |||||
Shiller PE Ratio | 30.25 | |||||
PEG Ratio | 0.43 | |||||
PS Ratio | 3.25 | |||||
PB Ratio | 2.27 | |||||
Price-to-Tangible-Book | 2.27 | |||||
EV-to-EBIT | 16.51 | |||||
EV-to-EBITDA | 16.37 | |||||
EV-to-Revenue | 5.18 | |||||
EV-to-FCF | -7.08 | |||||
Price-to-GF-Value | 1.12 | |||||
Price-to-DCF (Earnings Based) | 0.5 | |||||
Price-to-Median-PS-Value | 1.1 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.52 | |||||
Price-to-Graham-Number | 1.25 | |||||
Earnings Yield (Greenblatt) % | 6.06 | |||||
FCF Yield % | -22.66 | |||||
Forward Rate of Return (Yacktman) % | 7.67 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Arman Financial Services Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 6,555.631 | ||
| EPS (TTM) (₹) | 110.05 | ||
| Beta | 1.0257 | ||
| 3-Year Sharpe Ratio | -0.22 | ||
| 3-Year Sortino Ratio | -0.31 | ||
| Volatility % | 29.91 | ||
| 14-Day RSI | 53.71 | ||
| 14-Day ATR (₹) | 69.894174 | ||
| 20-Day SMA (₹) | 1985.5 | ||
| 12-1 Month Momentum % | 39.87 | ||
| 52-Week Range (₹) | 1301 - 2158.6 | ||
| Shares Outstanding (Mil) | 10.49 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Arman Financial Services Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Arman Financial Services Ltd Stock Events
| Event | Date | Price (₹) | ||
|---|---|---|---|---|
| No Event Data | ||||
Arman Financial Services Ltd Frequently Asked Questions
What is Arman Financial Services Ltd(NSE:ARMANFIN)'s stock price today?
The current price of NSE:ARMANFIN is ₹2011.30. The 52 week high of NSE:ARMANFIN is ₹2158.60 and 52 week low is ₹1301.00.
When is next earnings date of Arman Financial Services Ltd(NSE:ARMANFIN)?
The next earnings date of Arman Financial Services Ltd(NSE:ARMANFIN) is .
Does Arman Financial Services Ltd(NSE:ARMANFIN) pay dividends? If so, how much?
Arman Financial Services Ltd(NSE:ARMANFIN) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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