Arman Financial Services (NSE:ARMANFIN) Shareholder Yield % : -7.54% (As of Mar. 2026)

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NSE:ARMANFIN Arman Financial Services Ltd NSE:ARMANFIN
83 GF Score
Price ₹1,917.30
GF Value ₹1,690.23
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Arman Financial Services Shareholder Yield %?

Arman Financial Services NSE:ARMANFIN -0.45% 83 Shareholder Yield % is -7.54% as of Mar. 2026. GuruFocus rates NSE:ARMANFIN with a GF Score™ of 83/100 and a GF Value™ of ₹1,690.23 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 495 Credit Services companies, Arman Financial Services ranks worse than 55.15% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Arman Financial Services's Shareholder Yield % was -7.54%.


Arman Financial Services  (NSE:ARMANFIN) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Arman Financial Services Shareholder Yield % Related Terms


Arman Financial Services Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Arman Financial Services's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Arman Financial Services Shareholder Yield % Chart

Arman Financial Services Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -27.89 -58.07 -26.52 33.74 -10.75

Arman Financial Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 33.74 24.98 24.19 22.52 -10.75

NSE:ARMANFIN vs V, MA, AXP: Shareholder Yield % Comparison

For the Credit Services subindustry, Arman Financial Services's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Arman Financial Services Shareholder Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Arman Financial Services's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Arman Financial Services's Shareholder Yield % falls into.


NSE:ARMANFIN
83GF Score
Arman Financial Services Ltd NSE:ARMANFIN
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Arman Financial Services Shareholder Yield % Calculation

Arman Financial Services's Shareholder Yield % for the quarter that ended in Mar. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=0.00 %+-0.07 %+-10.68 %
=-10.75 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of -7.54% mean?
Arman Financial Services (NSE:ARMANFIN) has a Shareholder Yield % of -7.54% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Arman Financial Services and its competitors. According to the industry distribution chart, Arman Financial Services ranks #273 out of 495 companies in the Credit Services industry, placing it in the top 55.2%.
Is Arman Financial Services' Shareholder Yield % too high?
Arman Financial Services' current Shareholder Yield % is -7.54%. Based on the distribution chart, Arman Financial Services ranks #273 out of 495 companies in the Credit Services industry, which is below the industry midpoint. Overall, Arman Financial Services has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Arman Financial Services' Shareholder Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Arman Financial Services ranks #273 out of 495 companies for Shareholder Yield %. This places Arman Financial Services in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Credit Services company?
A good Shareholder Yield % depends on the Credit Services industry context. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Arman Financial Services and its competitors. Arman Financial Services's current Shareholder Yield % is -7.54%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arman Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Arman Financial Services (NSE:ARMANFIN) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹1,690.23, compared to a current price of ₹1,917.30 — trading 13.4% above its estimated fair value. The current Shareholder Yield % is -7.54%. Arman Financial Services' overall GF Score™ is 83/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Arman Financial Services (NSE:ARMANFIN), the current Shareholder Yield % is -7.54% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arman Financial Services (NSE:ARMANFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Arman Financial Services stock appears to be overvalued. The current stock price of ₹1,917.30 is trading 13.4% above its estimated GF Value™ of ₹1,690.23. GuruFocus considers Arman Financial Services to be Modestly Overvalued.

Key valuation signals for NSE:ARMANFIN:

  • Shareholder Yield %: -7.54%
  • GF Value™: ₹1,690.23 vs. price of ₹1,917.30 (13.4% above fair value)
  • GF Score™: 83/100 with 7 warning signs

No single metric tells the full story. See the NSE:ARMANFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Arman Financial Services Business Description

Other Exchanges 531179:India
Address Off Ashram Road, 502-503, Sakar III, Opposite Old High Court, Ahmedabad, GJ, IND, 380014
Arman Financial Services Ltd is a Non-Banking Financial Company (NBFC-AFC) registered with the RBI. It specialises in financing two-wheeler purchases to MSMEs and extends microfinance services through its subsidiary focusing on women entrepreneurs. The Company has a presence in several Indian states, strategically focusing on rural and semi-urban areas. It serves the underserved informal sector with small-scale retail loans. The company generates the majority of its revenue from Interest Income. All the operations of the company are in India.
83GF Score

Get the complete analysis for NSE:ARMANFIN

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,917.30
Price
₹1,690.23
GF Value