Business Description
Norwood Financial Corp
NAICS : 522110
SIC : 6022
717 Main Street, P.O. Box 269, Honesdale, PA, USA, 18431
Description
Norwood Financial Corp is a US-based bank holding company. It offers various personal and business credit services, trust and investment products, and real estate settlement services to the consumers, businesses, nonprofit organizations, and municipalities in each of the communities that the bank serves. The bank also manages automated teller machines at its branch location. It primarily serves the Pennsylvanian counties of Wayne, Pike, Monroe, and Lackawanna, as well as the Susquehanna County.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1.47 | |||||
| Equity-to-Asset | 0.08 | |||||
| Debt-to-Equity | 0.43 | |||||
| Debt-to-EBITDA | 0.98 | |||||
| Interest Coverage | N/A |
N/A
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N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Altman Z-Score | 0 | |||||
| Beneish M-Score | -2.37 | |||||
| WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 8.8 | |||||
| 3-Year EPS without NRI Growth Rate | 11.9 | |||||
| 3-Year FCF Growth Rate | 9.3 | |||||
| 3-Year Book Growth Rate | 8.8 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 65.4 | |||||
| 9-Day RSI | 57.49 | |||||
| 14-Day RSI | 54.96 | |||||
| 6-1 Month Momentum % | -14.91 | |||||
| 12-1 Month Momentum % | -5.38 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 4.32 | |||||
| Dividend Payout Ratio | 0.32 | |||||
| 3-Year Dividend Growth Rate | 5.7 | |||||
| Forward Dividend Yield % | 4.4 | |||||
| 5-Year Yield-on-Cost % | 5.49 | |||||
| 3-Year Average Share Buyback Ratio | -9.2 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 36.1 | |||||
| ROE % | 14.24 | |||||
| ROA % | 1.34 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 7.56 | |||||
| PE Ratio without NRI | 7.56 | |||||
| Shiller PE Ratio | 11.99 | |||||
| Price-to-Owner-Earnings | 7.59 | |||||
| PEG Ratio | 0.99 | |||||
| PS Ratio | 2.74 | |||||
| PB Ratio | 1.2 | |||||
| Price-to-Tangible-Book | 1.44 | |||||
| Price-to-Free-Cash-Flow | 7.34 | |||||
| Price-to-Operating-Cash-Flow | 7 | |||||
| EV-to-Revenue | 2.27 | |||||
| EV-to-FCF | 5.96 | |||||
| Price-to-Projected-FCF | 0.6 | |||||
| Price-to-DCF (Earnings Based) | 0.5 | |||||
| Price-to-DCF (FCF Based) | 0.54 | |||||
| Price-to-Median-PS-Value | 0.76 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.19 | |||||
| Price-to-Graham-Number | 0.7 | |||||
| Forward Rate of Return (Yacktman) % | 16.97 |
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Executives
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Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 76.456 | ||
| EPS (TTM) ($) | 3.37 | ||
| Beta | 0.56 | ||
| Volatility % | 16.48 | ||
| 14-Day RSI | 54.96 | ||
| 14-Day ATR ($) | 0.692597 | ||
| 20-Day SMA ($) | 25.2165 | ||
| 12-1 Month Momentum % | -5.38 | ||
| 52-Week Range ($) | 23 - 29 | ||
| Shares Outstanding (Mil) | 8.17 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Norwood Financial Corp Filings
| Document | Form | Filing Date | ||
|---|---|---|---|---|
| No Filing Data | ||||