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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-30), Norwood Financial's 3-1 Month Momentum % is 10.84%.
The industry rank for Norwood Financial's 3-1 Month Momentum % or its related term are showing as below:
NWFL's 3-1 Month Momentum % is ranked better than 66.07% of 1574
companies
in the Banks industry
Industry Median: 4.825
vs NWFL: 10.84
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Norwood Financial 3-1 Month Momentum % Related Terms
NWFL vs CZFS, AVBH, WSBF: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Norwood Financial's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Norwood Financial 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Norwood Financial's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Norwood Financial's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Norwood Financial (NWFL) has a 3-1 Month Momentum % of 10.84% as of Aug. 30, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Norwood Financial and its competitors. According to the industry distribution chart, Norwood Financial ranks #534 out of 1574 companies in the Banks industry, placing it in the top 33.9%.
Is Norwood Financial's 3-1 Month Momentum % too high?
Norwood Financial's current 3-1 Month Momentum % is 10.84%. The Banks industry median 3-1 Month Momentum % is 4.83. Norwood Financial's value of 10.84% is 124.7% above this industry median. Based on the distribution chart, Norwood Financial ranks #534 out of 1574 companies in the Banks industry, which is above the industry midpoint. Overall, Norwood Financial has a GF Score™ of 60/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Norwood Financial's 3-1 Month Momentum % compare to CZFS and AVBH?
According to the Banks industry distribution chart, Norwood Financial ranks #534 out of 1574 companies for 3-1 Month Momentum %. This puts Norwood Financial in the upper half of its industry. The industry median 3-1 Month Momentum % is 4.83. Norwood Financial's value of 10.84% is 124.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.83, based on 1,574 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Norwood Financial's current 3-1 Month Momentum % of 10.84% is 124.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Norwood Financial and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Norwood Financial's current 3-1 Month Momentum % is 10.84%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Norwood Financial stock overvalued right now?
Based on GuruFocus' analysis, Norwood Financial (NWFL) is currently considered Fairly Valued. The stock's GF Value™ is $33.47, compared to a current price of $34.14 — trading 2% above its estimated fair value. The current 3-1 Month Momentum % is 10.84% and 124.7% above the Banks industry median of 4.83. Norwood Financial's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Norwood Financial (NWFL), the current 3-1 Month Momentum % is 10.84% as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Norwood Financial (NWFL) Overvalued in 2026?
Based on GuruFocus' analysis, Norwood Financial stock appears to be overvalued.
The current stock price of $34.14 is trading 2% above its estimated GF Value™ of $33.47.
GuruFocus considers Norwood Financial to be Fairly Valued.
Key valuation signals for NWFL:
3-1 Month Momentum %: 10.84%
GF Value™: $33.47 vs. price of $34.14 (2% above fair value)
Industry Position: 124.7% above the Banks median (#534 of 1574)
No single metric tells the full story. See the NWFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Norwood Financial Corp is a U.S.-based bank holding company. It offers various personal and business credit services, trust and investment products, and real estate settlement services to consumers, businesses, nonprofit organizations, and municipalities in each of the communities that the bank serves. The bank also manages automated teller machines at its branch location. It serves the Pennsylvanian counties of Wayne, Pike, Monroe, and Lackawanna, as well as Susquehanna County.
60GF Score
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