NYSE:TRU (USA) Also trade in: Germany

TransUnion

$ 64.69 -0.48 (-0.74%)
Volume: 959,579 Avg Vol (1m): 1,572,136
Market Cap $: 12.12 Bil Enterprise Value $: 16.00 Bil
P/E (TTM): 44.33 P/B: 6.22
Earnings Power Value -8.47
Net Current Asset Value -22.52
Tangible Book -20.72
Projected FCF 0
Median P/S Value 55.38
Graham Number 0
Peter Lynch Value 15.59
DCF (FCF Based) 0
DCF (Earnings Based) 0
YTD (-%)

Financial Strength : 4/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.06
Cash-To-Debt ranked lower than
95.68% of 625 companies
in the Business Services industry.
Industry Max: 10000, Med: 0.97, Min: -5244.17
TRU: 0.06
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.03, Med: 0.06, Max: 0.27
Current: 0.06
0.03
0.27
Equity-to-Asset 0.28
Equity-to-Asset ranked lower than
83.47% of 605 companies
in the Business Services industry.
Industry Max: 1, Med: 0.52, Min: -27
TRU: 0.28
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.12, Med: 0.27, Max: 0.36
Current: 0.28
0.12
0.36
Debt-to-Equity 2.03
Debt-to-Equity ranked lower than
93.33% of 465 companies
in the Business Services industry.
Industry Max: 42.31, Med: 0.43, Min: 0.01
TRU: 2.03
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 1.32, Med: 1.92, Max: 5.35
Current: 2.03
1.32
5.35
Debt-to-EBITDA 4.98
Debt-to-EBITDA ranked lower than
81.06% of 454 companies
in the Business Services industry.
Industry Max: 283.3, Med: 2.25, Min: 0.01
TRU: 4.98
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 3.53, Med: 5.08, Max: 8
Current: 4.98
3.53
8
Interest Coverage 3.19
Interest Coverage ranked lower than
76.62% of 556 companies
in the Business Services industry.
Industry Max: 91653.5, Med: 19.71, Min: 0.16
TRU: 3.19
Ranked among companies with meaningful Interest Coverage only.
Interest Coverage range over the past 10 years
Min: 0.68, Med: 2.49, Max: 5.3
Current: 3.19
0.68
5.3
Piotroski F-Score 5
0
1
2
3
4
5
6
7
8
9
Altman Z-Score 2.15
DISTRESS
GREY
SAFE
Beneish M-Score -2.42
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 8.43%
WACC 8.78%

Profitability & Growth : 7/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Operating Margin % 21.23
Operating Margin ranked higher than
90.92% of 617 companies
in the Business Services industry.
Industry Max: 5900, Med: 6.41, Min: -54300
TRU: 21.23
Ranked among companies with meaningful Operating Margin only.
Operating Margin range over the past 10 years
Min: 9.84, Med: 15.97, Max: 24.03
Current: 21.23
9.84
24.03
Net Margin % 11.44
Net Margin ranked higher than
92.89% of 619 companies
in the Business Services industry.
Industry Max: 19896.3, Med: 4.15, Min: -43600
TRU: 11.44
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: -2.97, Med: 3.73, Max: 22.82
Current: 11.44
-2.97
22.82
ROE % 14.61
ROE ranked higher than
86.93% of 597 companies
in the Business Services industry.
Industry Max: 3571.25, Med: 8.83, Min: -6953.32
TRU: 14.61
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: -5.59, Med: 4.98, Max: 28.54
Current: 14.61
-5.59
28.54
ROA % 4.08
ROA ranked higher than
73.13% of 629 companies
in the Business Services industry.
Industry Max: 51.2, Med: 3.69, Min: -448835.11
TRU: 4.08
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: -0.78, Med: 1.37, Max: 8.91
Current: 4.08
-0.78
8.91
ROC (Joel Greenblatt) % 137.55
ROC (Joel Greenblatt) ranked higher than
85.81% of 620 companies
in the Business Services industry.
Industry Max: 192979.45, Med: 22.23, Min: -1020642.86
TRU: 137.55
Ranked among companies with meaningful ROC (Joel Greenblatt) only.
ROC (Joel Greenblatt) range over the past 10 years
Min: 72.6, Med: 127.5, Max: 193.85
Current: 137.55
72.6
193.85
3-Year Total Revenue Growth Rate 15.40
3-Year Revenue Growth Rate ranked higher than
53.01% of 549 companies
in the Business Services industry.
Industry Max: 350.3, Med: 4.1, Min: -100
TRU: 10.3
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: 4.9, Med: 4.9, Max: 10.3
Current: 10.3
4.9
10.3
3-Year Total EBITDA Growth Rate 21.50
3-Year EBITDA Growth Rate ranked higher than
58.27% of 496 companies
in the Business Services industry.
Industry Max: 498.3, Med: 5.3, Min: -323.6
TRU: 16.2
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
3-Year EBITDA Growth Rate range over the past 10 years
Min: 7.5, Med: 8.2, Max: 16.2
Current: 16.2
7.5
16.2
3-Year EPS w/o NRI Growth Rate 231.70
3-Year EPS w/o NRI Growth Rate ranked lower than
100.00% of 434 companies
in the Business Services industry.
Industry Max: 405.6, Med: 9.5, Min: -324.8
TRU: 231.7
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: 0, Max: 231.7
Current: 231.7
0
231.7

» TRU's 30-Y Financials

Financials (Next Earnings Date: 2019-07-24)

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Business Description

Industry Business Services » Business Services    NAICS : 561499    SIC : 7323
Compare LSE:ITRK NYSE:ZTO NYSE:ROL XPAR:BVI NYSE:NLSN NAS:JKHY ASX:BXB XPAR:RCF NYSE:IRM NYSE:BR NYSE:EFX XPAR:WLN LSE:RTO NYSE:SERV OCSE:ISS NYSE:WEX NYSE:FDC TSE:7912 NYSE:G NYSE:BAH
Traded in other countries 1TU.Germany
Address 555 West Adams Street, Chicago, IL, USA, 60661
Transunion is a provider of risk and information solutions to businesses and consumers. The offering includes consumer reports, risk scores, and analytical services. Businesses use the products to assess creditworthiness of potential new clients, identify cross-selling opportunities, measure and manage debt portfolio risk, collect debt, and investigate potential fraud. Consumers use Transunion's services to gain insight into their credit profiles and access analytical tools designed to improve protection against identity theft. Transunion's customers are primarily located in the United States of America.

Ratios

Current vs industry vs history
PE Ratio (TTM) 45.26
PE Ratio ranked lower than
69.14% of 499 companies
in the Business Services industry.
Industry Max: 1325, Med: 22.72, Min: 0.03
TRU: 45.26
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 23.69, Med: 42.05, Max: 1399
Current: 45.26
23.69
1399
Forward PE Ratio 24.75
Forward P/E ranked lower than
89.76% of 127 companies
in the Business Services industry.
Industry Max: 49.75, Med: 19.16, Min: 3.73
TRU: 24.75
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 44.33
PE without NRI ranked lower than
69.20% of 500 companies
in the Business Services industry.
Industry Max: 1325, Med: 22.11, Min: 0.03
TRU: 44.33
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 23.49, Med: 41.76, Max: 1399
Current: 44.33
23.49
1399
Price-to-Owner-Earnings 36.35
Price-to-Owner-Earnings ranked lower than
77.45% of 306 companies
in the Business Services industry.
Industry Max: 531.44, Med: 22.95, Min: 1.13
TRU: 36.35
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 31.88, Med: 39.01, Max: 47.04
Current: 36.35
31.88
47.04
PB Ratio 6.22
PB Ratio ranked lower than
87.44% of 597 companies
in the Business Services industry.
Industry Max: 710, Med: 2.31, Min: 0.06
TRU: 6.22
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 3.13, Med: 5.49, Max: 7.7
Current: 6.22
3.13
7.7
PS Ratio 5.16
PS Ratio ranked lower than
90.17% of 600 companies
in the Business Services industry.
Industry Max: 1600, Med: 1.24, Min: 0.02
TRU: 5.16
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 2.43, Med: 4.41, Max: 6.84
Current: 5.16
2.43
6.84
Price-to-Free-Cash-Flow 32.24
Price-to-Free-Cash-Flow ranked lower than
72.89% of 273 companies
in the Business Services industry.
Industry Max: 2085, Med: 21.44, Min: 2.08
TRU: 32.24
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 20.37, Med: 29.68, Max: 50.85
Current: 32.24
20.37
50.85
Price-to-Operating-Cash-Flow 21.39
Price-to-Operating-Cash-Flow ranked lower than
77.94% of 340 companies
in the Business Services industry.
Industry Max: 3126.03, Med: 14.75, Min: 0.27
TRU: 21.39
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 11.73, Med: 18.89, Max: 27.53
Current: 21.39
11.73
27.53
EV-to-EBIT 33.66
EV-to-EBIT ranked lower than
83.80% of 500 companies
in the Business Services industry.
Industry Max: 1489.11, Med: 16.6, Min: 0.09
TRU: 33.66
Ranked among companies with meaningful EV-to-EBIT only.
EV-to-EBIT range over the past 10 years
Min: 23.6, Med: 33.9, Max: 51.4
Current: 33.66
23.6
51.4
EV-to-EBITDA 19.78
EV-to-EBITDA ranked lower than
79.28% of 526 companies
in the Business Services industry.
Industry Max: 1424.59, Med: 12.55, Min: 0.09
TRU: 19.78
Ranked among companies with meaningful EV-to-EBITDA only.
EV-to-EBITDA range over the past 10 years
Min: 13.8, Med: 17.6, Max: 25.4
Current: 19.78
13.8
25.4
EV-to-Revenue 6.69
EV-to-Revenue ranked lower than
91.56% of 604 companies
in the Business Services industry.
Industry Max: 23439, Med: 1.47, Min: 0.02
TRU: 6.69
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 4.1, Med: 5.8, Max: 8.8
Current: 6.69
4.1
8.8
PEG Ratio 4.30
PEG Ratio ranked lower than
100.00% of 239 companies
in the Business Services industry.
Industry Max: 343, Med: 2.1, Min: 0.04
TRU: 4.3
Ranked among companies with meaningful PEG Ratio only.
PEG Ratio range over the past 10 years
Min: 4.12, Med: 4.29, Max: 4.56
Current: 4.3
4.12
4.56
Current Ratio 1.64
Current Ratio ranked lower than
51.63% of 614 companies
in the Business Services industry.
Industry Max: 556.87, Med: 1.64, Min: 0.01
TRU: 1.64
Ranked among companies with meaningful Current Ratio only.
Current Ratio range over the past 10 years
Min: 0.86, Med: 1.47, Max: 1.84
Current: 1.64
0.86
1.84
Quick Ratio 1.64
Quick Ratio ranked higher than
54.40% of 614 companies
in the Business Services industry.
Industry Max: 556.87, Med: 1.49, Min: 0.01
TRU: 1.64
Ranked among companies with meaningful Quick Ratio only.
Quick Ratio range over the past 10 years
Min: 0.86, Med: 1.47, Max: 1.84
Current: 1.64
0.86
1.84
Days Sales Outstanding 71.51
Days Sales Outstanding ranked lower than
63.78% of 588 companies
in the Business Services industry.
Industry Max: 815.98, Med: 60.92, Min: 0.37
TRU: 71.51
Ranked among companies with meaningful Days Sales Outstanding only.
Days Sales Outstanding range over the past 10 years
Min: 50.9, Med: 57.78, Max: 71.95
Current: 71.51
50.9
71.95
Days Payable 76.87
Days Payable ranked higher than
74.29% of 525 companies
in the Business Services industry.
Industry Max: 967, Med: 46.52, Min: -0.7
TRU: 76.87
Ranked among companies with meaningful Days Payable only.
Days Payable range over the past 10 years
Min: 71.98, Med: 75.74, Max: 78.49
Current: 76.87
71.98
78.49

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 0.46
Trailing Dividend Yield ranked lower than
99.42% of 693 companies
in the Business Services industry.
Industry Max: 136.99, Med: 2.25, Min: 0.03
TRU: 0.46
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 0.1, Med: 0.24, Max: 0.48
Current: 0.46
0.1
0.48
Dividend Payout Ratio 0.21
Dividend Payout Ratio ranked higher than
98.75% of 401 companies
in the Business Services industry.
Industry Max: 40, Med: 0.42, Min: 0.01
TRU: 0.21
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.15, Med: 0.15, Max: 0.21
Current: 0.21
0.15
0.21
Forward Dividend Yield % 0.46
Forward Dividend Yield ranked lower than
96.75% of 646 companies
in the Business Services industry.
Industry Max: 230.93, Med: 2.5, Min: 0.03
TRU: 0.46
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 0.46
Yield-on-Cost (5y) ranked lower than
99.56% of 676 companies
in the Business Services industry.
Industry Max: 136.99, Med: 2.72, Min: 0.03
TRU: 0.46
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 0.1, Med: 0.24, Max: 0.48
Current: 0.46
0.1
0.48
3-Year Share Buyback Rate -0.60
3-Year Share Buyback Rate ranked lower than
71.36% of 405 companies
in the Business Services industry.
Industry Max: 63.2, Med: -1.8, Min: -337.1
TRU: -0.6
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -7.4, Med: -7.4, Max: -0.6
Current: -0.6
-7.4
-0.6

Valuation & Return

Current vs industry vs history
Price-to-Median-PS-Value 1.17
Price-to-Median-PS-Value ranked lower than
79.41% of 510 companies
in the Business Services industry.
Industry Max: 147.09, Med: 1.08, Min: 0.01
TRU: 1.17
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.63, Med: 0.98, Max: 1.47
Current: 1.17
0.63
1.47
Price-to-Peter-Lynch-Fair-Value 4.15
Price-to-Peter-Lynch-Fair-Value ranked lower than
100.00% of 139 companies
in the Business Services industry.
Industry Max: 30.77, Med: 1.61, Min: 0.05
TRU: 4.15
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
Price-to-Peter-Lynch-Fair-Value range over the past 10 years
Min: 4.07, Med: 4.29, Max: 4.29
Current: 4.15
4.07
4.29
Earnings Yield (Joel Greenblatt) % 2.99
Earnings Yield (Greenblatt) ranked lower than
66.99% of 624 companies
in the Business Services industry.
Industry Max: 1111.11, Med: 4.76, Min: -10000
TRU: 2.99
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
Earnings Yield (Greenblatt) range over the past 10 years
Min: 1.9, Med: 3, Max: 4.2
Current: 2.99
1.9
4.2
Forward Rate of Return (Yacktman) % 12.59
Forward Rate of Return ranked lower than
100.00% of 365 companies
in the Business Services industry.
Industry Max: 5453.81, Med: 8.6, Min: -52.24
TRU: 12.59
Ranked among companies with meaningful Forward Rate of Return only.
Forward Rate of Return range over the past 10 years
Min: 12.5, Med: 12.6, Max: 12.6
Current: 12.59
12.5
12.6

More Statistics

Revenue (TTM) (Mil) $ 2,399.1
EPS (TTM) $ 1.43
Beta 1.25
Volatility % 22.11
52-Week Range $ 52.15 - 79.48
Shares Outstanding (Mil) 187.3

Analyst Estimate

Piotroski F-Score Details

Piotroski F-Score 5
Positive ROA Y
Positive CFROA Y
Higher ROA yoy N
CFROA > ROA Y
Lower Leverage yoy N
Higher Current Ratio yoy Y
Less Shares Outstanding yoy N
Higher Gross Margin yoy N
Higher Asset Turnover yoy Y