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TransUnionTRU +1.45%91 3-Year EBITDA Growth Rate is 8.00% as of Jun. 2026, which is 2% above its 10-year median of 7.85. GuruFocus rates TRU with a GF Score™ of 91/100 and a GF Value™ of $99.15 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 505 Capital Markets companies, TransUnion ranks worse than 60.99% on this metric.
During the past 12 months, TransUnion's average EBITDA Per Share Growth Rate was 34.40% per year.
During the past 3 years, the average EBITDA Per Share Growth Rate was 8.00% per year.
During the past 5 years, the average EBITDA Per Share Growth Rate was 7.30% per year.
During the past 10 years, the average EBITDA Per Share Growth Rate was 8.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of TransUnion was 16.20% per year. The lowest was -8.40% per year. And the median was 7.85% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
TransUnion 3-Year EBITDA Growth Rate Related Terms
TRU vs FDS, MORN, OTCM: 3-Year EBITDA Growth Rate Comparison
For the Financial Data & Stock Exchanges subindustry, TransUnion's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TransUnion 3-Year EBITDA Growth Rate vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, TransUnion's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where TransUnion's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 8.00% mean?
TransUnion (TRU) has a 3-Year EBITDA Growth Rate of 8.00% as of Jun. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for TransUnion and its competitors. This is near median its historical median of 7.85. According to the industry distribution chart, TransUnion ranks #308 out of 505 companies in the Capital Markets industry, placing it in the top 61%.
Is TransUnion's 3-Year EBITDA Growth Rate too high?
TransUnion's current 3-Year EBITDA Growth Rate of 8.00% is near median its 10-year median of 7.85. The Capital Markets industry median 3-Year EBITDA Growth Rate is 14.80. TransUnion's value of 8.00% is 45.9% below this industry median. Based on the distribution chart, TransUnion ranks #308 out of 505 companies in the Capital Markets industry, which is below the industry midpoint. Overall, TransUnion has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does TransUnion's 3-Year EBITDA Growth Rate compare to FDS and MORN?
According to the Capital Markets industry distribution chart, TransUnion ranks #308 out of 505 companies for 3-Year EBITDA Growth Rate. This places TransUnion in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 14.80. TransUnion's value of 8.00% is 45.9% below this benchmark. While the company's 10-year median is 7.85 vs. the industry median of 14.80, TransUnion has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Capital Markets company?
The median 3-Year EBITDA Growth Rate among Capital Markets companies is 14.80, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TransUnion's current 3-Year EBITDA Growth Rate of 8.00% is 45.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for TransUnion and its competitors. For the Capital Markets industry, the median 3-Year EBITDA Growth Rate is 14.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TransUnion's current 3-Year EBITDA Growth Rate is 8.00%, which is near median its own 10-year median of 7.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TransUnion stock overvalued right now?
Based on GuruFocus' analysis, TransUnion (TRU) is currently considered Modestly Undervalued. The stock's GF Value™ is $99.15, compared to a current price of $78.83 — trading 20.5% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 8.00%, which is near median its 10-year median of 7.85 and 45.9% below the Capital Markets industry median of 14.80. TransUnion's overall GF Score™ is 91/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For TransUnion (TRU), the current 3-Year EBITDA Growth Rate is 8.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TransUnion (TRU) Overvalued in 2026?
Based on GuruFocus' analysis, TransUnion stock appears to be undervalued.
The current stock price of $78.83 is trading 20.5% below its estimated GF Value™ of $99.15.
GuruFocus considers TransUnion to be Modestly Undervalued.
Key valuation signals for TRU:
3-Year EBITDA Growth Rate: 8.00% (near median its 10-year median of 7.85)
GF Value™: $99.15 vs. price of $78.83 (20.5% below fair value)
Industry Position: 45.9% below the Capital Markets median (#308 of 505)
No single metric tells the full story. See the TRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TransUnion, along with Equifax and Experian, is one of the three leading credit bureaus in the United States, providing the consumer information that is the basis for granting credit. The company also provides fraud detection, marketing, and analytical services. TransUnion operates in over 30 countries. About 20%-25% of its revenue comes from international markets.
91GF Score
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