TransUnionTRU +2.05%89 Days Payable is 64.02 as of Mar. 2026, which is 8% below its 10-year median of 69.30. GuruFocus rates TRU with a GF Score™ of 89/100 and a GF Value™ of $96.37 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 541 Capital Markets companies, TransUnion ranks worse than 54.9% on this metric.
TransUnion's average Accounts Payable for the
three
months ended in Mar. 2026 was $365 Mil. TransUnion's Cost of Goods Sold for the
three
months ended in Mar. 2026 was $520 Mil.
Hence, TransUnion's Days Payable for the
three
months ended in Mar. 2026 was 64.02.
The historical rank and industry rank for TransUnion's Days Payable or its related term are showing as below:
TRU'
s Days Payable Range Over the Past 10 Years
Min: 59.54 Med: 69.3 Max: 81.87
Current: 66.09
During the past 13 years, TransUnion's highest Days Payable was 81.87. The lowest was 59.54. And the median was 69.30.
TRU's Days Payable is ranked worse than 54.9% of 541
companies
in the Capital Markets industry
Industry Median: 92.89
vs TRU: 66.09
TransUnion's Days Payable
increased
from Mar. 2025 (63.50) to Mar. 2026 (64.02).
It may suggest that TransUniondelayed paying its suppliers.
TransUnion Days Payable Related Terms
TransUnion Days Payable Historical Data
* Premium members only.
The historical data trend for TransUnion's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Financial Data & Stock Exchanges subindustry, TransUnion's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TransUnion Days Payable vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, TransUnion's Days Payable distribution charts can be found below:
* The bar in red indicates where TransUnion's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
TransUnion's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TransUnion (TRU) has a Days Payable of 64.02 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on TransUnion and its competitors. This is near median its historical median of 69.30. Over the past decade, TransUnion's Days Payable has ranged from 59.54 to 81.87. According to the industry distribution chart, TransUnion ranks #297 out of 541 companies in the Capital Markets industry, placing it in the top 54.9%.
Is TransUnion's Days Payable too high?
TransUnion's current Days Payable of 64.02 is near median its 10-year median of 69.30. Over the past 10 years, this metric has ranged from a low of 59.54 to a high of 81.87. The Capital Markets industry median Days Payable is 92.89. TransUnion's value of 64.02 is 31.1% below this industry median. Based on the distribution chart, TransUnion ranks #297 out of 541 companies in the Capital Markets industry, which is below the industry midpoint. Overall, TransUnion has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does TransUnion's Days Payable compare to FDS and MORN?
According to the Capital Markets industry distribution chart, TransUnion ranks #297 out of 541 companies for Days Payable. This places TransUnion in the lower half of its industry. The industry median Days Payable is 92.89. TransUnion's value of 64.02 is 31.1% below this benchmark. Historically, TransUnion's own Days Payable has ranged from 59.54 to 81.87 over the past decade. While the company's 10-year median is 69.30 vs. the industry median of 92.89, TransUnion has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Capital Markets company?
The median Days Payable among Capital Markets companies is 92.89, based on 541 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TransUnion's current Days Payable of 64.02 is 31.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on TransUnion and its competitors. For the Capital Markets industry, the median Days Payable is 92.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TransUnion's current Days Payable is 64.02, which is near median its own 10-year median of 69.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TransUnion stock overvalued right now?
Based on GuruFocus' analysis, TransUnion (TRU) is currently considered Modestly Undervalued. The stock's GF Value™ is $96.37, compared to a current price of $71.79 — trading 25.5% below its estimated fair value. The current Days Payable is 64.02, which is near median its 10-year median of 69.30 and 31.1% below the Capital Markets industry median of 92.89. TransUnion's overall GF Score™ is 89/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For TransUnion (TRU), the current Days Payable is 64.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TransUnion (TRU) Overvalued in 2026?
Based on GuruFocus' analysis, TransUnion stock appears to be undervalued.
The current stock price of $71.79 is trading 25.5% below its estimated GF Value™ of $96.37.
GuruFocus considers TransUnion to be Modestly Undervalued.
Key valuation signals for TRU:
Days Payable: 64.02 (near median its 10-year median of 69.30)
GF Value™: $96.37 vs. price of $71.79 (25.5% below fair value)
Industry Position: 31.1% below the Capital Markets median (#297 of 541)
No single metric tells the full story. See the TRU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TransUnion, along with Equifax and Experian, is one of the three leading credit bureaus in the United States, providing the consumer information that is the basis for granting credit. The company also provides fraud detection, marketing, and analytical services. TransUnion operates in over 30 countries. About 20%-25% of its revenue comes from international markets.
89GF Score
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