Business Description
UnitedHealth Group Inc
NAICS : 524114
SIC : 6324
ISIN : US91324P1021
Share Class Description:
UNH: Ordinary SharesTotal Employee Number:
390,000Compare
Compare
Traded in other countries / regions
UNH.USAUNH.CanadaUNHH34.Brazil0R0O.UKUNH.MexicoUNH.Germany1UNH.ItalyUNH.ChileUNH.PeruUNH.AustriaUNH.Switzerland Index Membership
Dow 30S&P 500Russell 1000Russell 3000MSCI World Index IPO Date
1984-10-17Description
UnitedHealth Group is one of the largest private health insurers and provides medical benefits to about 51 million members globally, including 1 million outside the US as of December 2025. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in medical insurance. Along with its insurance assets, UnitedHealth's Optum franchises help create a healthcare services colossus that spans everything from pharmaceutical benefits to providing outpatient care and analytics to affiliates and third parties.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.4 | |||||
Equity-to-Asset | 0.31 | |||||
Debt-to-Equity | 0.8 | |||||
Debt-to-EBITDA | 3.41 | |||||
Interest Coverage | 4.76 | |||||
Piotroski F-Score | 6/9 | |||||
Altman Z-Score | 3.11 | |||||
Beneish M-Score | -2.42 | |||||
WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 12.9 | |||||
3-Year EBITDA Growth Rate | -8.9 | |||||
3-Year EPS without NRI Growth Rate | -9.7 | |||||
3-Year FCF Growth Rate | -10.5 | |||||
3-Year Book Growth Rate | 7.7 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 17.02 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 2.84 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 44.74 | |||||
9-Day RSI | 49.98 | |||||
14-Day RSI | 53.28 | |||||
3-1 Month Momentum % | 15.42 | |||||
6-1 Month Momentum % | 14.87 | |||||
12-1 Month Momentum % | 39.91 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 0.8 | |||||
Quick Ratio | 0.8 | |||||
Cash Ratio | 0.27 | |||||
Days Sales Outstanding | 20.02 | |||||
Days Payable | 75.03 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2.14 | |||||
Dividend Payout Ratio | 0.54 | |||||
3-Year Dividend Growth Rate | 10.9 | |||||
Forward Dividend Yield % | 2.23 | |||||
5-Year Yield-on-Cost % | 3.91 | |||||
3-Year Average Share Buyback Ratio | 1 | |||||
Shareholder Yield % | 2.34 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 18.8 | |||||
Operating Margin % | 4.19 | |||||
Net Margin % | 2.68 | |||||
EBITDA Margin % | 5.08 | |||||
FCF Margin % | 4.37 | |||||
OCF Margin % | 5.15 | |||||
ROE % | 12.61 | |||||
ROA % | 3.87 | |||||
ROIC % | 6.46 | |||||
3-Year ROIIC % | -12.13 | |||||
ROC (Joel Greenblatt) % | 170.82 | |||||
ROCE % | 9.38 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 8 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 31.99 | |||||
Forward PE Ratio | 21.39 | |||||
PE Ratio without NRI | 25.92 | |||||
Shiller PE Ratio | 22.84 | |||||
Price-to-Owner-Earnings | 21.63 | |||||
PEG Ratio | 64.8 | |||||
PS Ratio | 0.86 | |||||
PB Ratio | 3.93 | |||||
Price-to-Free-Cash-Flow | 19.59 | |||||
Price-to-Operating-Cash-Flow | 16.64 | |||||
EV-to-EBIT | 23.7 | |||||
EV-to-Forward-EBIT | 20.26 | |||||
EV-to-EBITDA | 19.21 | |||||
EV-to-Forward-EBITDA | 17.44 | |||||
EV-to-Revenue | 0.98 | |||||
EV-to-Forward-Revenue | 0.99 | |||||
EV-to-FCF | 22.31 | |||||
Price-to-GF-Value | 0.7 | |||||
Price-to-Projected-FCF | 1.16 | |||||
Price-to-DCF (Earnings Based) | 1.31 | |||||
Price-to-DCF (FCF Based) | 1.14 | |||||
Price-to-Median-PS-Value | 0.72 | |||||
Earnings Yield (Greenblatt) % | 4.22 | |||||
FCF Yield % | 5.11 | |||||
Forward Rate of Return (Yacktman) % | 7.65 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Total Annual Return % Â
UnitedHealth Group Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 449,713 | ||
| EPS (TTM) ($) | 13.24 | ||
| Beta | 0.7845 | ||
| 3-Year Sharpe Ratio | -0.02 | ||
| 3-Year Sortino Ratio | -0.02 | ||
| Volatility % | 54.02 | ||
| 14-Day RSI | 53.28 | ||
| 14-Day ATR ($) | 12.262766 | ||
| 20-Day SMA ($) | 424.6945 | ||
| 12-1 Month Momentum % | 39.91 | ||
| 52-Week Range ($) | 234.6 - 461.62 | ||
| Shares Outstanding (Mil) | 908.14 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
UnitedHealth Group Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
UnitedHealth Group Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-10-28 08:00 | In 97 days | ||
| Third quarter earnings results for 2026 | 2026-10-28 | In 96 days | ||
| Second quarter earnings conference call for 2026 | 2026-07-16 08:00 | 418.52 (-0.23%) | ||
| Second quarter earnings results for 2026 | 2026-07-16 | 418.52 (-0.23%) | ||
| USD 2.320000 Cash Dividend | 2026-06-15 | 408.52 (-0.12%) | ||
| General meeting for 2026 | 2026-06-01 11:00 | 380.31 (-0.90%) | ||
| First quarter earnings conference call for 2026 | 2026-04-21 08:00 | 323.48 (-0.22%) | ||
| First quarter earnings results for 2026 | 2026-04-21 | 323.48 (-0.22%) | ||
| USD 2.210000 Cash Dividend | 2026-03-09 | 286.48 (-0.30%) | ||
| Annual report for 2025 | 2026-03-02 | 293.27 (+3.01%) |
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Entries
UnitedHealth Group Inc Frequently Asked Questions
What is UnitedHealth Group Inc(UNH)'s stock price today?
The current price of UNH is $423.56. The 52 week high of UNH is $461.62 and 52 week low is $234.60.
When is next earnings date of UnitedHealth Group Inc(UNH)?
The next earnings date of UnitedHealth Group Inc(UNH) is 2026-10-28 Est..
Does UnitedHealth Group Inc(UNH) pay dividends? If so, how much?
The Dividend Yield %  of UnitedHealth Group Inc(UNH) is 2.14% (As of Today), Highest Dividend Payout Ratio of UnitedHealth Group Inc(UNH) was 0.54. The lowest was 0.27. And the median was 0.29. The  Forward Dividend Yield % of UnitedHealth Group Inc(UNH) is 2.23%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on NYSE:UNH
Press Release
Articles on UnitedHealth Group Inc
Headlines
See More- 1
Jul 22, 2026
US defers more than $1B in Medicaid payments to California, Minnesota
Seeking Alpha • 12:27am
Jul 19, 2026
Notable healthcare headlines for the week: UnitedHealth, J&J, and Intuitive Surgical in focus
Seeking Alpha • 8:05am
Jul 16, 2026
Midday Need to Know: UNH rises, retail sales growth slows & more
Seeking Alpha • 12:12pm
UnitedHealth projects 2026 adjusted EPS of $19.50-$20 as Medicare margins finish above 3%
Seeking Alpha • 11:47am
At a glance: stocks gapping up premarket
Seeking Alpha • 5:55am
UnitedHealth rallies on upbeat forecast; these ETFs have the highest exposure
Seeking Alpha • 5:38am
UnitedHealth lifts managed care peers after guidance hike
Seeking Alpha • 5:31am
Earnings Snapshot: UnitedHealth tops Q2 estimates, raises FY2026 EPS outlook
Seeking Alpha • 5:14am
UnitedHealth beats top-line and bottom-line estimates; updates FY2026 outlook
Seeking Alpha • 4:59am
Jul 15, 2026
Here are the major earnings before the open Thursday
Seeking Alpha • 5:00pm
UnitedHealth eyes another strong quarter as analysts see improving medical cost trends
Seeking Alpha • 9:12am
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