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UnitedHealth GroupUNH +1.28%78 EV-to-EBIT is 23.17 as of Aug. 05, 2026, which is 41% above its 10-year median of 16.38. GuruFocus rates UNH with a GF Score™ of 78/100 and a GF Value™ of $604.48 (Significantly Undervalued). The stock has 9 warning signs investors should review. Among 14 Healthcare Plans companies, UnitedHealth Group ranks better than 50% on this metric.
UnitedHealth Group (NYSE:UNH) EV-to-EBIT Explanation
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
UnitedHealth Group's Enterprise Value for the quarter that ended in Mar. 2026 was $299,734 Mil.
UnitedHealth Group's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $18,513 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UnitedHealth Group EV-to-EBIT Related Terms
UnitedHealth Group EV-to-EBIT Historical Data
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The historical data trend for UnitedHealth Group's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Healthcare Plans subindustry, UnitedHealth Group's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UnitedHealth Group EV-to-EBIT vs Healthcare Plans Industry
For the Healthcare Plans industry and Healthcare sector, UnitedHealth Group's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where UnitedHealth Group's EV-to-EBIT falls into.
UnitedHealth Group's current Enterprise Value is $428,963 Mil.
UnitedHealth Group's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $18,513 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UnitedHealth Group (UNH) has a EV-to-EBIT of 23.17 as of Aug. 05, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on UnitedHealth Group and its competitors. This is 41% above median its historical median of 16.38. Over the past decade, UnitedHealth Group's EV-to-EBIT has ranged from 8.91 to 26.12. According to the industry distribution chart, UnitedHealth Group ranks #7 out of 14 companies in the Healthcare Plans industry, placing it in the top 50%.
Is UnitedHealth Group's EV-to-EBIT too high?
UnitedHealth Group's current EV-to-EBIT of 23.17 is 41% above median its 10-year median of 16.38. Over the past 10 years, this metric has ranged from a low of 8.91 to a high of 26.12. The Healthcare Plans industry median EV-to-EBIT is 23.20. UnitedHealth Group's value of 23.17 is 0.1% below this industry median. Based on the distribution chart, UnitedHealth Group ranks #7 out of 14 companies in the Healthcare Plans industry, which is above the industry midpoint. Overall, UnitedHealth Group has a GF Score™ of 78/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does UnitedHealth Group's EV-to-EBIT compare to CVS and ELV?
According to the Healthcare Plans industry distribution chart, UnitedHealth Group ranks #7 out of 14 companies for EV-to-EBIT. This puts UnitedHealth Group in the upper half of its industry. The industry median EV-to-EBIT is 23.20. UnitedHealth Group's value of 23.17 is 0.1% below this benchmark. Historically, UnitedHealth Group's own EV-to-EBIT has ranged from 8.91 to 26.12 over the past decade. While the company's 10-year median is 16.38 vs. the industry median of 23.20, UnitedHealth Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Healthcare Plans company?
The median EV-to-EBIT among Healthcare Plans companies is 23.20, based on 14 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UnitedHealth Group's current EV-to-EBIT of 23.17 is 0.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on UnitedHealth Group and its competitors. For the Healthcare Plans industry, the median EV-to-EBIT is 23.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UnitedHealth Group's current EV-to-EBIT is 23.17, which is 41% above median its own 10-year median of 16.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UnitedHealth Group stock overvalued right now?
Based on GuruFocus' analysis, UnitedHealth Group (UNH) is currently considered Significantly Undervalued. The stock's GF Value™ is $604.48, compared to a current price of $412.75 — trading 31.7% below its estimated fair value. The current EV-to-EBIT is 23.17, which is 41% above median its 10-year median of 16.38 and 0.1% below the Healthcare Plans industry median of 23.20. UnitedHealth Group's overall GF Score™ is 78/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For UnitedHealth Group (UNH), the current EV-to-EBIT is 23.17 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UnitedHealth Group (UNH) Overvalued in 2026?
Based on GuruFocus' analysis, UnitedHealth Group stock appears to be undervalued.
The current stock price of $412.75 is trading 31.7% below its estimated GF Value™ of $604.48.
GuruFocus considers UnitedHealth Group to be Significantly Undervalued.
Key valuation signals for UNH:
EV-to-EBIT: 23.17 (41% above median its 10-year median of 16.38)
GF Value™: $604.48 vs. price of $412.75 (31.7% below fair value)
Industry Position: 0.1% below the Healthcare Plans median (#7 of 14)
No single metric tells the full story. See the UNH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UnitedHealth Group is one of the largest private health insurers and provides medical benefits to about 51 million members globally, including 1 million outside the US as of December 2025. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in medical insurance. Along with its insurance assets, UnitedHealth's Optum franchises help create a healthcare services colossus that spans everything from pharmaceutical benefits to providing outpatient care and analytics to affiliates and third parties.
78GF Score
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