Qualicorp Consultoria E Corretora De Seguros SA is a full-service healthcare benefits administrator and health management service provider in Brazil. The company administers and manages health benefits by combining pre and post-sale services via a wide range of medical and administrative solutions designed to create value for its clients, customers and partners. It provides benefits administration, billing, benefits planning consulting, health insurance brokerage, health risk management services, analysis and reporting of loss ratios and third-party administration services. The Company has only one reportable segment: the Affinity segment. It operates in this segment through its subsidiaries.

Financial Strength

4/10

Name	Current	Vs Industry
Cash-To-Debt	0.42
Equity-to-Asset	0.28
Debt-to-Equity	1.76
Debt-to-EBITDA	3.61
Interest Coverage	0.77
Piotroski F-Score	3/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	0.7	Distress Grey Safe
Beneish M-Score	-2.37	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

2/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-0.5
	3-Year EBITDA Growth Rate	-5.4
	3-Year EPS without NRI Growth Rate	-19.1
	3-Year FCF Growth Rate	-41.9
	3-Year Book Growth Rate	-1.1
	Future 3-5Y Total Revenue Growth Rate	-1.79

Momentum Rank

4/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	32.23
	9-Day RSI	37.43
	14-Day RSI	41.06
	6-1 Month Momentum %	-31.44
	12-1 Month Momentum %	-48.1

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	1.16
	Quick Ratio	1.14
	Cash Ratio	0.7
	Days Inventory	26.5
	Days Sales Outstanding	48.8
	Days Payable	0.62

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	2.84
	3-Year Dividend Growth Rate	-42
	Forward Dividend Yield %	2.84
	5-Year Yield-on-Cost %	1.01
	3-Year Average Share Buyback Ratio	0.4
	Shareholder Yield %	3.54

Profitability Rank

7/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	77.11
	Operating Margin %	14.52
	Net Margin %	-5.79
	FCF Margin %	17.7
	ROE %	-7.55
	ROA %	-2.24
	ROIC %	4.22
	ROC (Joel Greenblatt) %	236.84
	ROCE %	5.03
	Years of Profitability over Past 10-Year	9

GF Value Rank

2/10

	Name	Current	Vs Industry		Vs History
	Forward PE Ratio	5.55
	Shiller PE Ratio	2.33
	Price-to-Owner-Earnings	4.2
	PS Ratio	0.43
	PB Ratio	0.58
	Price-to-Free-Cash-Flow	2.43
	Price-to-Operating-Cash-Flow	1.26
	EV-to-EBIT	11.59
	EV-to-Forward-EBIT	4.83
	EV-to-EBITDA	3.3
	EV-to-Forward-EBITDA	2.42
	EV-to-Revenue	1.19
	EV-to-Forward-Revenue	1.12
	EV-to-FCF	6.77
	Price-to-Projected-FCF	0.17
	Price-to-Median-PS-Value	0.13
	Earnings Yield (Greenblatt) %	8.61
	FCF Yield %	40.85
	Forward Rate of Return (Yacktman) %	41.44

Financials

Annual Quarterly TTM

BSP:QUAL3's 30-Y Financials

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014

Qualicorp Consultoria E Corretora De Seguros SA Executives

Details

GF Value: R$10.94

BSP:QUAL3

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 3 Severe warning signs with QUAL3. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil R$)	1,788.546
	EPS (TTM) (R$)	-0.372
	Beta	1.16
	Volatility %	47.7
	14-Day RSI	41.06
	14-Day ATR (R$)	0.166889
	20-Day SMA (R$)	2.978
	12-1 Month Momentum %	-48.1
	52-Week Range (R$)	2.65 - 6.87
	Shares Outstanding (Mil)	278.78

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	3
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Qualicorp Consultoria E Corretora De Seguros SA Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Qualicorp Consultoria E Corretora De Seguros SA Stock Events

	Event	Date	Price(R$)
No Event Data

Qualicorp Consultoria E Corretora De Seguros SA Frequently Asked Questions

What is Qualicorp Consultoria E Corretora De Seguros SA(BSP:QUAL3)'s stock price today?

The current price of BSP:QUAL3 is R$2.78. The 52 week high of BSP:QUAL3 is R$6.87 and 52 week low is R$2.65.

When is next earnings date of Qualicorp Consultoria E Corretora De Seguros SA(BSP:QUAL3)?

The next earnings date of Qualicorp Consultoria E Corretora De Seguros SA(BSP:QUAL3) is .

Does Qualicorp Consultoria E Corretora De Seguros SA(BSP:QUAL3) pay dividends? If so, how much?

The Dividend Yield % of Qualicorp Consultoria E Corretora De Seguros SA(BSP:QUAL3) is 2.84% (As of Today), Highest Dividend Payout Ratio of Qualicorp Consultoria E Corretora De Seguros SA(BSP:QUAL3) was 2.09. The lowest was 0. And the median was 0.88. The Forward Dividend Yield % of Qualicorp Consultoria E Corretora De Seguros SA(BSP:QUAL3) is 2.84%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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