Q4 2023 Islandsbanki hf Earnings Call Transcript
Good morning and welcome to Ãslandsbanki hf, where we present the fourth-quarter and full year results of Ãslandsbanki. I'm Bjarney Anna, with Investor Relations, and I'm joined today by our CEO, Jón Guðni Ãmarsson; and our new CFO, Ellert Hlöðversson.
Before I hand the session over to them, I wanted to mention that as per usual, we will have a Q&A following the presentation. You can participate in the session via the conference call using the dial-in details and the operator will give you the floor. You can also submit questions through the platform or send an email to [email protected]. Guys, over to you.
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Thank you, Bjarney, and good morning to you all and thank you for joining this call on our full year results for 2023. Ãslandsbanki had quite a eventful year in 2023, during the middle of the year we had some internal changes. But then in the latter
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