Islandsbanki hfOISE:ISB +0.43%72 PB Ratio is 1.15 as of Jul. 11, 2026, which is 6% above its 10-year median of 1.09. GuruFocus rates OISE:ISB with a GF Score™ of 72/100 and a GF Value™ of kr145.45 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,515 Banks companies, Islandsbanki hf ranks worse than 53.53% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-11), Islandsbanki hf's share price is kr141.60. Islandsbanki hf's Book Value per Share for the quarter that ended in Mar. 2026 was kr122.87. Hence, Islandsbanki hf's PB Ratio of today is 1.15.
Warning Sign:
Islandsbanki hf stock PB Ratio (=1.15) is close to 3-year high of 1.2.
The historical rank and industry rank for Islandsbanki hf's PB Ratio or its related term are showing as below:
OISE:ISB'
s PB Ratio Range Over the Past 10 Years
Min: 0.86 Med: 1.09 Max: 1.33
Current: 1.15
During the past 9 years, Islandsbanki hf's highest PB Ratio was 1.33. The lowest was 0.86. And the median was 1.09.
OISE:ISB's PB Ratio is ranked worse than 53.53% of 1515
companies
in the Banks industry
Industry Median: 1.1
vs OISE:ISB: 1.15
During the past 12 months, Islandsbanki hf's average Book Value Per Share Growth Rate was 5.60% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 5.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 6.20% per year.
During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of Islandsbanki hf was 7.20% per year. The lowest was 1.10% per year. And the median was 5.50% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Islandsbanki hf PB Ratio Related Terms
Islandsbanki hf PB Ratio Historical Data
* Premium members only.
The historical data trend for Islandsbanki hf's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Islandsbanki hf's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Islandsbanki hf PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Islandsbanki hf's PB Ratio distribution charts can be found below:
* The bar in red indicates where Islandsbanki hf's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Islandsbanki hf's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Islandsbanki hf (OISE:ISB) has a PB Ratio of 1.15 as of Jul. 11, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Islandsbanki hf and its competitors. This is near median its historical median of 1.09. Over the past decade, Islandsbanki hf's PB Ratio has ranged from 0.86 to 1.33. According to the industry distribution chart, Islandsbanki hf ranks #811 out of 1515 companies in the Banks industry, placing it in the top 53.5%.
Is Islandsbanki hf's PB Ratio too high?
Islandsbanki hf's current PB Ratio of 1.15 is near median its 10-year median of 1.09. Over the past 10 years, this metric has ranged from a low of 0.86 to a high of 1.33. The Banks industry median PB Ratio is 1.10. Islandsbanki hf's value of 1.15 is 4.5% above this industry median. Based on the distribution chart, Islandsbanki hf ranks #811 out of 1515 companies in the Banks industry, which is below the industry midpoint. Overall, Islandsbanki hf has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Islandsbanki hf's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Islandsbanki hf ranks #811 out of 1515 companies for PB Ratio. This places Islandsbanki hf in the lower half of its industry. The industry median PB Ratio is 1.10. Islandsbanki hf's value of 1.15 is 4.5% above this benchmark. Historically, Islandsbanki hf's own PB Ratio has ranged from 0.86 to 1.33 over the past decade. While the company's 10-year median is 1.09 vs. the industry median of 1.10, Islandsbanki hf has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Islandsbanki hf's current PB Ratio of 1.15 is 4.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Islandsbanki hf and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Islandsbanki hf's current PB Ratio is 1.15, which is near median its own 10-year median of 1.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islandsbanki hf stock overvalued right now?
Based on GuruFocus' analysis, Islandsbanki hf (OISE:ISB) is currently considered Fairly Valued. The stock's GF Value™ is kr145.45, compared to a current price of kr141.60 — trading 2.6% below its estimated fair value. The current PB Ratio is 1.15, which is near median its 10-year median of 1.09 and 4.5% above the Banks industry median of 1.10. Islandsbanki hf's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Islandsbanki hf (OISE:ISB), the current PB Ratio is 1.15 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Islandsbanki hf (OISE:ISB) Overvalued in 2026?
Based on GuruFocus' analysis, Islandsbanki hf stock appears to be undervalued.
The current stock price of kr141.60 is trading 2.6% below its estimated GF Value™ of kr145.45.
GuruFocus considers Islandsbanki hf to be Fairly Valued.
Key valuation signals for OISE:ISB:
PB Ratio: 1.15 (near median its 10-year median of 1.09)
GF Value™: kr145.45 vs. price of kr141.60 (2.6% below fair value)
Industry Position: 4.5% above the Banks median (#811 of 1515)
No single metric tells the full story. See the OISE:ISB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Islandsbanki hf is a customer-centric universal bank. The company's segments include Personal Banking; Business Banking; Corporate and Investment Banking; Treasury and Proprietary Trading and Cost centres. It generates maximum revenue from the Business Banking segment. Business Banking provides small and medium-sized enterprises (SMEs) with comprehensive financial services, including Ergo, the Bank's asset financing service.
72GF Score
Get the complete analysis for OISE:ISB
PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
OISE:ISB has been successfully added to your 
