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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash-to-Debt 0.11
ORI's Cash-to-Debt is ranked lower than
98% of the 200 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10000.00 vs. ORI: 0.11 )
Ranked among companies with meaningful Cash-to-Debt only.
ORI' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.08  Med: 0.22 Max: 4.81
Current: 0.11
0.08
4.81
Equity-to-Asset 0.26
ORI's Equity-to-Asset is ranked lower than
51% of the 198 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.25 vs. ORI: 0.26 )
Ranked among companies with meaningful Equity-to-Asset only.
ORI' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.19  Med: 0.27 Max: 0.37
Current: 0.26
0.19
0.37
Debt-to-Equity 0.19
ORI's Debt-to-Equity is ranked lower than
63% of the 84 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.21 vs. ORI: 0.19 )
Ranked among companies with meaningful Debt-to-Equity only.
ORI' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.01  Med: 0.12 Max: 0.38
Current: 0.19
0.01
0.38
Debt-to-EBITDA 1.37
ORI's Debt-to-EBITDA is ranked lower than
57% of the 95 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.26 vs. ORI: 1.37 )
Ranked among companies with meaningful Debt-to-EBITDA only.
ORI' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -6.21  Med: 1.12 Max: 7.97
Current: 1.37
-6.21
7.97
WACC vs ROIC
8.43%
11.01%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 3/10

vs
industry
vs
history
Net Margin % 8.72
ORI's Net Margin % is ranked higher than
55% of the 200 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 8.01 vs. ORI: 8.72 )
Ranked among companies with meaningful Net Margin % only.
ORI' s Net Margin % Range Over the Past 10 Years
Min: -17.24  Med: 4.03 Max: 8.95
Current: 8.72
-17.24
8.95
ROE % 11.27
ORI's ROE % is ranked higher than
57% of the 200 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10.53 vs. ORI: 11.27 )
Ranked among companies with meaningful ROE % only.
ORI' s ROE % Range Over the Past 10 Years
Min: -13.48  Med: 5.7 Max: 12.19
Current: 11.27
-13.48
12.19
ROA % 2.82
ORI's ROA % is ranked higher than
54% of the 200 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 2.31 vs. ORI: 2.82 )
Ranked among companies with meaningful ROA % only.
ORI' s ROA % Range Over the Past 10 Years
Min: -4.2  Med: 1.32 Max: 2.95
Current: 2.82
-4.2
2.95
3-Year Revenue Growth Rate 3.70
ORI's 3-Year Revenue Growth Rate is ranked lower than
62% of the 181 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 6.40 vs. ORI: 3.70 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
ORI' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -5.2  Med: 4.8 Max: 16
Current: 3.7
-5.2
16
3-Year EBITDA Growth Rate 7.00
ORI's 3-Year EBITDA Growth Rate is ranked higher than
60% of the 156 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 3.90 vs. ORI: 7.00 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
ORI' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 0  Med: 7 Max: 239
Current: 7
0
239
3-Year EPS without NRI Growth Rate 10.10
ORI's 3-Year EPS without NRI Growth Rate is ranked higher than
54% of the 153 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.80 vs. ORI: 10.10 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
ORI' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: 0  Med: 7.3 Max: 129.4
Current: 10.1
0
129.4
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» ORI's 30-Y Financials

Financials (Next Earnings Date: 2018-10-26 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q3 2017

ORI Guru Trades in Q3 2017

Manning & Napier Advisors, Inc 34,075 sh (New)
Paul Tudor Jones 36,005 sh (New)
Jim Simons 7,765,885 sh (+13.78%)
Pioneer Investments 1,599,689 sh (+8.58%)
Charles Brandes 440,546 sh (+7.28%)
David Dreman 20,450 sh (unchged)
Kahn Brothers 48,000 sh (unchged)
Caxton Associates Sold Out
Jeremy Grantham Sold Out
Ken Fisher 370,544 sh (-0.13%)
Chuck Royce 544,706 sh (-4.05%)
» More
Q4 2017

ORI Guru Trades in Q4 2017

Richard Pzena 17,909 sh (New)
Jim Simons 9,023,085 sh (+16.19%)
Charles Brandes 475,306 sh (+7.89%)
Pioneer Investments 1,619,739 sh (+1.25%)
Kahn Brothers 48,000 sh (unchged)
Ken Fisher 369,845 sh (-0.19%)
Chuck Royce 526,096 sh (-3.42%)
Paul Tudor Jones 19,403 sh (-46.11%)
David Dreman 10,593 sh (-48.20%)
» More
Q1 2018

ORI Guru Trades in Q1 2018

Ray Dalio 11,703 sh (New)
Joel Greenblatt 12,135 sh (New)
Pioneer Investments 1,914,089 sh (+18.17%)
Jim Simons 9,526,885 sh (+5.58%)
Chuck Royce 526,096 sh (unchged)
David Dreman 10,593 sh (unchged)
Kahn Brothers 48,000 sh (unchged)
Paul Tudor Jones Sold Out
Ken Fisher 369,544 sh (-0.08%)
Richard Pzena 17,511 sh (-2.22%)
Charles Brandes 417,322 sh (-12.20%)
» More
Q2 2018

ORI Guru Trades in Q2 2018

Jeremy Grantham 223,280 sh (New)
Kahn Brothers 48,900 sh (+1.88%)
Richard Pzena Sold Out
Ray Dalio Sold Out
Joel Greenblatt Sold Out
Chuck Royce 511,296 sh (-2.81%)
Ken Fisher 349,513 sh (-5.42%)
Jim Simons 8,444,285 sh (-11.36%)
Charles Brandes 359,316 sh (-13.90%)
Pioneer Investments 1,573,353 sh (-17.80%)
» More
» Details

Insider Trades

Latest Guru Trades with ORI

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
Charles Brandes 2018-06-30 Reduce -13.90%0.03%$19.68 - $21.84 $ 20.47-2%359,316
Ken Fisher 2018-06-30 Reduce -5.42%$19.68 - $21.84 $ 20.47-2%349,513
Kahn Brothers 2018-06-30 Add 1.88%$19.68 - $21.84 $ 20.47-2%48,900
Joel Greenblatt 2018-06-30 Sold Out $19.68 - $21.84 $ 20.47-2%0
Richard Pzena 2018-06-30 Sold Out $19.68 - $21.84 $ 20.47-2%0
Charles Brandes 2018-03-31 Reduce -12.20%0.03%$19.76 - $22.21 $ 20.47-1%417,322
Ken Fisher 2018-03-31 Reduce -0.08%$19.76 - $22.21 $ 20.47-1%369,544
Richard Pzena 2018-03-31 Reduce -2.22%$19.76 - $22.21 $ 20.47-1%17,511
Joel Greenblatt 2018-03-31 New Buy$19.76 - $22.21 $ 20.47-1%12,135
Charles Brandes 2017-12-31 Add 7.89%0.02%$19.43 - $21.46 $ 20.470%475,306
Ken Fisher 2017-12-31 Reduce -0.19%$19.43 - $21.46 $ 20.470%369,845
Richard Pzena 2017-12-31 New Buy$19.43 - $21.46 $ 20.470%17,909
David Dreman 2017-12-31 Reduce -48.20%0.11%$19.43 - $21.46 $ 20.470%10,593
Premium More recent guru trades are included for Premium Members only!!
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Business Description

Industry: Insurance » Insurance - Diversified    NAICS: 524126    SIC: 6361
Compare:ASX:MPL, XSWX:HELN, SAU:8240, XAMS:ASRNL, OCSE:TRYG, LSE:DLG, JSE:RMI, NYSE:AIZ, MIL:US, XSWX:BALN, TSX:IAG, TSE:8729, OSL:GJF, BSP:PSSA3, BOM:540769, OCSE:TOP, WBO:VIG, NAS:ESGR, MIL:UNI, WBO:UQA » details
Traded in other countries:ORJ.Germany,
Headquarter Location:USA
Old Republic International Corporation is engaged in insurance underwriting and related services. It conducts its operations through General Insurance, Title Insurance, and the Republic Financial Indemnity and consumer credit indemnity Run-off Business.

Old Republic International offers a diverse range of specialized insurance products to individuals and institutions. The firm's property-casualty business, which accounted for more than half of premium in 2012, and almost 80% of pretax operating income, offers commercial liability products for risks that include workers' compensation, autos, and general liability. The title insurance business composes most of the remaining premium, with a minor assist from a tiny life insurance presence.

Ratios

vs
industry
vs
history
PE Ratio 11.08
ORI's PE Ratio is ranked higher than
56% of the 181 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 11.69 vs. ORI: 11.08 )
Ranked among companies with meaningful PE Ratio only.
ORI' s PE Ratio Range Over the Past 10 Years
Min: 7.74  Med: 12.51 Max: 699
Current: 11.08
7.74
699
Forward PE Ratio 10.66
ORI's Forward PE Ratio is ranked lower than
99.99% of the 27 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10.72 vs. ORI: 10.66 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 11.08
ORI's PE Ratio without NRI is ranked higher than
55% of the 181 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 11.69 vs. ORI: 11.08 )
Ranked among companies with meaningful PE Ratio without NRI only.
ORI' s PE Ratio without NRI Range Over the Past 10 Years
Min: 7.74  Med: 12.51 Max: 699
Current: 11.08
7.74
699
PB Ratio 1.22
ORI's PB Ratio is ranked higher than
55% of the 200 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.25 vs. ORI: 1.22 )
Ranked among companies with meaningful PB Ratio only.
ORI' s PB Ratio Range Over the Past 10 Years
Min: 0.47  Med: 0.93 Max: 1.36
Current: 1.22
0.47
1.36
PS Ratio 0.97
ORI's PS Ratio is ranked higher than
51% of the 192 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.04 vs. ORI: 0.97 )
Ranked among companies with meaningful PS Ratio only.
ORI' s PS Ratio Range Over the Past 10 Years
Min: 0.41  Med: 0.81 Max: 1.1
Current: 0.97
0.41
1.1
Price-to-Free-Cash-Flow 12.50
ORI's Price-to-Free-Cash-Flow is ranked lower than
69% of the 118 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 8.64 vs. ORI: 12.50 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
ORI' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 2.67  Med: 7.42 Max: 465
Current: 12.5
2.67
465
Price-to-Operating-Cash-Flow 12.50
ORI's Price-to-Operating-Cash-Flow is ranked lower than
75% of the 134 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.13 vs. ORI: 12.50 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
ORI' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 2.67  Med: 7.42 Max: 465
Current: 12.5
2.67
465
EV-to-EBIT 9.21
ORI's EV-to-EBIT is ranked lower than
52% of the 160 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.87 vs. ORI: 9.21 )
Ranked among companies with meaningful EV-to-EBIT only.
ORI' s EV-to-EBIT Range Over the Past 10 Years
Min: -238.2  Med: 7.9 Max: 366.9
Current: 9.21
-238.2
366.9
EV-to-EBITDA 9.21
ORI's EV-to-EBITDA is ranked lower than
55% of the 163 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 7.48 vs. ORI: 9.21 )
Ranked among companies with meaningful EV-to-EBITDA only.
ORI' s EV-to-EBITDA Range Over the Past 10 Years
Min: -238.2  Med: 7.9 Max: 366.9
Current: 9.21
-238.2
366.9
EV-to-Revenue 1.05
ORI's EV-to-Revenue is ranked lower than
54% of the 181 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.92 vs. ORI: 1.05 )
Ranked among companies with meaningful EV-to-Revenue only.
ORI' s EV-to-Revenue Range Over the Past 10 Years
Min: 0.3  Med: 0.7 Max: 1.2
Current: 1.05
0.3
1.2
Shiller PE Ratio 28.56
ORI's Shiller PE Ratio is ranked lower than
96% of the 28 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 16.17 vs. ORI: 28.56 )
Ranked among companies with meaningful Shiller PE Ratio only.
ORI' s Shiller PE Ratio Range Over the Past 10 Years
Min: 4.93  Med: 18.92 Max: 60.03
Current: 28.56
4.93
60.03

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 3.78
ORI's Dividend Yield % is ranked lower than
52% of the 283 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 3.98 vs. ORI: 3.78 )
Ranked among companies with meaningful Dividend Yield % only.
ORI' s Dividend Yield % Range Over the Past 10 Years
Min: 3.36  Med: 4.96 Max: 9.57
Current: 3.78
3.36
9.57
Dividend Payout Ratio 0.41
ORI's Dividend Payout Ratio is ranked higher than
74% of the 136 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.46 vs. ORI: 0.41 )
Ranked among companies with meaningful Dividend Payout Ratio only.
ORI' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.4  Med: 0.48 Max: 5.31
Current: 0.41
0.4
5.31
3-Year Dividend Growth Rate 1.40
ORI's 3-Year Dividend Growth Rate is ranked lower than
63% of the 91 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 6.50 vs. ORI: 1.40 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
ORI' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 1.4  Med: 8.5 Max: 21
Current: 1.4
1.4
21
Forward Dividend Yield % 3.79
ORI's Forward Dividend Yield % is ranked lower than
64% of the 279 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 4.00 vs. ORI: 3.79 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 4.04
ORI's 5-Year Yield-on-Cost % is ranked lower than
61% of the 321 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 4.69 vs. ORI: 4.04 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
ORI' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.6  Med: 5.32 Max: 10.26
Current: 4.04
3.6
10.26
3-Year Average Share Buyback Ratio -1.00
ORI's 3-Year Average Share Buyback Ratio is ranked higher than
61% of the 104 Companies
in the Global Insurance - Diversified industry.

( Industry Median: -0.20 vs. ORI: -1.00 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
ORI' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -6.3  Med: -1.3 Max: 5.4
Current: -1
-6.3
5.4

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.21
ORI's Price-to-Tangible-Book is ranked higher than
62% of the 197 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.44 vs. ORI: 1.21 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
ORI' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.58  Med: 1.04 Max: 1.85
Current: 1.21
0.58
1.85
Price-to-Intrinsic-Value-Projected-FCF 0.70
ORI's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
56% of the 72 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.72 vs. ORI: 0.70 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
ORI' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.22  Med: 0.44 Max: 1.05
Current: 0.7
0.22
1.05
Price-to-Median-PS-Value 1.19
ORI's Price-to-Median-PS-Value is ranked lower than
77% of the 167 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.98 vs. ORI: 1.19 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
ORI' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.47  Med: 1.12 Max: 2.51
Current: 1.19
0.47
2.51
Price-to-Peter-Lynch-Fair-Value 2.20
ORI's Price-to-Peter-Lynch-Fair-Value is ranked lower than
99.99% of the 31 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 1.10 vs. ORI: 2.20 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
ORI' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.32  Med: 0.54 Max: 38.75
Current: 2.2
0.32
38.75
Price-to-Graham-Number 0.77
ORI's Price-to-Graham-Number is ranked higher than
66% of the 166 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 0.86 vs. ORI: 0.77 )
Ranked among companies with meaningful Price-to-Graham-Number only.
ORI' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.38  Med: 0.73 Max: 5.04
Current: 0.77
0.38
5.04
Earnings Yield (Greenblatt) % 10.84
ORI's Earnings Yield (Greenblatt) % is ranked higher than
58% of the 197 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 10.86 vs. ORI: 10.84 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
ORI' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -101.8  Med: 9.6 Max: 24
Current: 10.84
-101.8
24
Forward Rate of Return (Yacktman) % 12.65
ORI's Forward Rate of Return (Yacktman) % is ranked lower than
60% of the 82 Companies
in the Global Insurance - Diversified industry.

( Industry Median: 11.53 vs. ORI: 12.65 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
ORI' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 1.4  Med: 12.7 Max: 37.1
Current: 12.65
1.4
37.1

More Statistics

Revenue (TTM) (Mil) $6,279.80
EPS (TTM) $ 1.85
Beta1.09
Volatility16.50%
52-Week Range $19.33 - 23.05
Shares Outstanding (Mil)302.46

Analyst Estimate

Dec18 Dec19
Revenue (Mil $)
EBIT (Mil $)
EBITDA (Mil $)
EPS ($) 1.80 1.93
EPS without NRI ($) 1.80 1.93
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($)

Piotroski F-Score Details

Piotroski F-Score: ----
Positive ROAN
Positive CFROAN
Higher ROA yoyN
CFROA > ROAN
Lower Leverage yoyN
Higher Current Ratio yoyN
Less Shares Outstanding yoyN
Higher Gross Margin yoyN
Higher Asset Turnover yoyN

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