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Old Republic InternationalORI -0.16%85 Earnings Yield (Joel Greenblatt) % is 12.82% as of Jun. 2026, which is 20% above its 10-year median of 10.64. GuruFocus rates ORI with a GF Score™ of 85/100 and a GF Value™ of $38.84 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 511 Insurance companies, Old Republic International ranks better than 70.25% on this metric.
Old Republic International's Enterprise Value for the quarter that ended in Jun. 2026 was $11,847 Mil.
Old Republic International's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was $1,519 Mil. Old Republic International's Earnings Yield (Joel Greenblatt) for the quarter that ended in Jun. 2026 was 12.82%.
The historical rank and industry rank for Old Republic International's Earnings Yield (Joel Greenblatt) % or its related term are showing as below:
ORI'
s Earnings Yield (Joel Greenblatt) % Range Over the Past 10 Years
Min: 1.2 Med: 10.64 Max: 28.85
Current: 12.27
During the past 13 years, the highest Earnings Yield (Joel Greenblatt) of Old Republic International was 28.85%. The lowest was 1.20%. And the median was 10.64%.
ORI's Earnings Yield (Joel Greenblatt) % is ranked better than 70.25% of 511
companies
in the Insurance industry
Industry Median: 7.16
vs ORI: 12.27
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
A better indicator of the attractiveness of an investment which takes growth into account is the Forward Rate of Return (Yacktman) %. Old Republic International's Forward Rate of Return (Yacktman) % for the quarter that ended in Jun. 2026 was 9.15%. The Forward Rate of Return uses the normalized Free Cash Flow of the past five years, and considers growth. The forward rate of return can be thought of as the return that investors buying the stock today can expect from it in the future.
Old Republic International (NYSE:ORI) Earnings Yield (Joel Greenblatt) % Explanation
Joel Greenblatt defines the earnings yield using the above equation because it more accurately reflects the company's profitability relative to its stock price. Items like interest payment and tax etc. are not directly related to the company's operational profitability.
Enterprise Value instead of market cap (share price) is used in the calculation because it is the real price stock and bond investors together pay for the company.
Be Aware
Joel Greenblatt's definition of earnings yield has the same problems the regular earnings yield does. It does not consider the growth of the company. It only looks at one-year's business operation. For cyclical companies, the earnings yield is usually highest at the peak of the business cycle. But these earnings are rarely sustainable.
Old Republic International Earnings Yield (Joel Greenblatt) % Related Terms
Old Republic International Earnings Yield (Joel Greenblatt) % Historical Data
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The historical data trend for Old Republic International's Earnings Yield (Joel Greenblatt) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Old Republic International Earnings Yield (Joel Greenblatt) % Chart
ORI vs AFG, KNSL, THG: Earnings Yield (Joel Greenblatt) % Comparison
For the Insurance - Property & Casualty subindustry, Old Republic International's Earnings Yield (Joel Greenblatt) %, along with its competitors' market caps and Earnings Yield (Joel Greenblatt) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Old Republic International Earnings Yield (Joel Greenblatt) % vs Insurance Industry
For the Insurance industry and Financial Services sector, Old Republic International's Earnings Yield (Joel Greenblatt) % distribution charts can be found below:
* The bar in red indicates where Old Republic International's Earnings Yield (Joel Greenblatt) % falls into.
Old Republic International Earnings Yield (Joel Greenblatt) % Calculation
In his book, The Little That Beat the Market, hedge fund manager Joel Greenblatt defines Earnings Yield as operating income divided by enterprise value.
Old Republic Internationals Earnings Yield (Joel Greenblatt) for the fiscal year that ended in Dec. 2025 is calculated as
Old Republic International's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,519 Mil.
What does a Earnings Yield (Joel Greenblatt) % of 12.82% mean?
Old Republic International (ORI) has a Earnings Yield (Joel Greenblatt) % of 12.82% as of Jun. 2026. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Old Republic International and its competitors. This is 20% above median its historical median of 10.64. Over the past decade, Old Republic International's Earnings Yield (Joel Greenblatt) % has ranged from 1.20 to 28.85. According to the industry distribution chart, Old Republic International ranks #152 out of 511 companies in the Insurance industry, placing it in the top 29.7%.
Is Old Republic International's Earnings Yield (Joel Greenblatt) % too high?
Old Republic International's current Earnings Yield (Joel Greenblatt) % of 12.82% is 20% above median its 10-year median of 10.64. Over the past 10 years, this metric has ranged from a low of 1.20 to a high of 28.85. The Insurance industry median Earnings Yield (Joel Greenblatt) % is 7.16. Old Republic International's value of 12.82% is 79.1% above this industry median. Based on the distribution chart, Old Republic International ranks #152 out of 511 companies in the Insurance industry, which is above the industry midpoint. Overall, Old Republic International has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Old Republic International's Earnings Yield (Joel Greenblatt) % compare to AFG and KNSL?
According to the Insurance industry distribution chart, Old Republic International ranks #152 out of 511 companies for Earnings Yield (Joel Greenblatt) %. This puts Old Republic International in the upper half of its industry. The industry median Earnings Yield (Joel Greenblatt) % is 7.16. Old Republic International's value of 12.82% is 79.1% above this benchmark. Historically, Old Republic International's own Earnings Yield (Joel Greenblatt) % has ranged from 1.20 to 28.85 over the past decade. While the company's 10-year median is 10.64 vs. the industry median of 7.16, Old Republic International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings Yield (Joel Greenblatt) % for an Insurance company?
The median Earnings Yield (Joel Greenblatt) % among Insurance companies is 7.16, based on 511 companies in the industry. Companies in the top quartile (top 25%) have a Earnings Yield (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, Earnings Yield (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Old Republic International's current Earnings Yield (Joel Greenblatt) % of 12.82% is 79.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings Yield (Joel Greenblatt) % mean?
A high Earnings Yield (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's earnings yield equals the ratio of earnings before interest and taxes to enterprise value. View historical data on Old Republic International and its competitors. For the Insurance industry, the median Earnings Yield (Joel Greenblatt) % is 7.16 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Old Republic International's current Earnings Yield (Joel Greenblatt) % is 12.82%, which is 20% above median its own 10-year median of 10.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Republic International stock overvalued right now?
Based on GuruFocus' analysis, Old Republic International (ORI) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.84, compared to a current price of $43.45 — trading 11.9% above its estimated fair value. The current Earnings Yield (Joel Greenblatt) % is 12.82%, which is 20% above median its 10-year median of 10.64 and 79.1% above the Insurance industry median of 7.16. Old Republic International's overall GF Score™ is 85/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings Yield (Joel Greenblatt) % calculated?
Earnings Yield (Joel Greenblatt) % is calculated from a company's financial statements. For Old Republic International (ORI), the current Earnings Yield (Joel Greenblatt) % is 12.82% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Old Republic International (ORI) Overvalued in 2026?
Based on GuruFocus' analysis, Old Republic International stock appears to be overvalued.
The current stock price of $43.45 is trading 11.9% above its estimated GF Value™ of $38.84.
GuruFocus considers Old Republic International to be Modestly Overvalued.
Key valuation signals for ORI:
Earnings Yield (Joel Greenblatt) %: 12.82% (20% above median its 10-year median of 10.64)
GF Value™: $38.84 vs. price of $43.45 (11.9% above fair value)
Industry Position: 79.1% above the Insurance median (#152 of 511)
No single metric tells the full story. See the ORI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Old Republic International Corp is engaged in the business of insurance underwriting and related services. The company operates in two segments: Specialty Insurance and Title Insurance. The insurance provided by the company includes Automobile Extended Warranty Insurance, Aviation, Commercial Automobile Insurance, Inland Marine, Travel Accident, Workers' Compensation, Financial Indemnity, and others. The company generates the majority of its revenue from Specialty Insurance. The Specialty Insurance provides property and liability insurance principally to commercial clients.
85GF Score
Get the complete analysis for ORI
Earnings Yield (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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