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Old Republic InternationalORI +0.66%84 Shiller PE Ratio is 12.31 as of Sep. 14, 2026, which is 9% below its 10-year median of 13.48. GuruFocus rates ORI with a GF Score™ of 84/100 and a GF Value™ of $39.27 (Fairly Valued). The stock has 5 warning signs investors should review. Among 368 Insurance companies, Old Republic International ranks better than 68.48% on this metric.
The historical rank and industry rank for Old Republic International's Shiller PE Ratio or its related term are showing as below:
ORI'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 8.77 Med: 13.48 Max: 62.88
Current: 12.31
During the past years, Old Republic International's highest Shiller PE Ratio was 62.88. The lowest was 8.77. And the median was 13.48.
ORI's Shiller PE Ratio is ranked better than 68.48% of 368
companies
in the Insurance industry
Industry Median: 16.45
vs ORI: 12.31
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Old Republic International's adjusted earnings per share data for the three months ended in Jun. 2026 was $1.310. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $3.35 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Old Republic International (NYSE:ORI) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Old Republic International Shiller PE Ratio Related Terms
Old Republic International Shiller PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ORI vs KNSL, AFG, THG: Shiller PE Ratio Comparison
For the Insurance - Property & Casualty subindustry, Old Republic International's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Old Republic International Shiller PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Old Republic International's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Old Republic International's Shiller PE Ratio falls into.
Old Republic International Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Old Republic International (ORI) has a Shiller PE Ratio of 12.31 as of Sep. 14, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Old Republic International and its competitors. This is near median its historical median of 13.48. Over the past decade, Old Republic International's Shiller PE Ratio has ranged from 8.77 to 62.88. According to the industry distribution chart, Old Republic International ranks #116 out of 368 companies in the Insurance industry, placing it in the top 31.5%.
Is Old Republic International's Shiller PE Ratio too high?
Old Republic International's current Shiller PE Ratio of 12.31 is near median its 10-year median of 13.48. Over the past 10 years, this metric has ranged from a low of 8.77 to a high of 62.88. The Insurance industry median Shiller PE Ratio is 16.45. Old Republic International's value of 12.31 is 25.2% below this industry median. Based on the distribution chart, Old Republic International ranks #116 out of 368 companies in the Insurance industry, which is above the industry midpoint. Overall, Old Republic International has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Old Republic International's Shiller PE Ratio compare to KNSL and AFG?
According to the Insurance industry distribution chart, Old Republic International ranks #116 out of 368 companies for Shiller PE Ratio. This puts Old Republic International in the upper half of its industry. The industry median Shiller PE Ratio is 16.45. Old Republic International's value of 12.31 is 25.2% below this benchmark. Historically, Old Republic International's own Shiller PE Ratio has ranged from 8.77 to 62.88 over the past decade. While the company's 10-year median is 13.48 vs. the industry median of 16.45, Old Republic International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for an Insurance company?
The median Shiller PE Ratio among Insurance companies is 16.45, based on 368 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Old Republic International's current Shiller PE Ratio of 12.31 is 25.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Old Republic International and its competitors. For the Insurance industry, the median Shiller PE Ratio is 16.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Old Republic International's current Shiller PE Ratio is 12.31, which is near median its own 10-year median of 13.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Republic International stock overvalued right now?
Based on GuruFocus' analysis, Old Republic International (ORI) is currently considered Fairly Valued. The stock's GF Value™ is $39.27, compared to a current price of $41.23 — trading 5% above its estimated fair value. The current Shiller PE Ratio is 12.31, which is near median its 10-year median of 13.48 and 25.2% below the Insurance industry median of 16.45. Old Republic International's overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Old Republic International (ORI), the current Shiller PE Ratio is 12.31 as of Sep. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Old Republic International (ORI) Overvalued in 2026?
Based on GuruFocus' analysis, Old Republic International stock appears to be overvalued.
The current stock price of $41.23 is trading 5% above its estimated GF Value™ of $39.27.
GuruFocus considers Old Republic International to be Fairly Valued.
Key valuation signals for ORI:
Shiller PE Ratio: 12.31 (near median its 10-year median of 13.48)
GF Value™: $39.27 vs. price of $41.23 (5% above fair value)
Industry Position: 25.2% below the Insurance median (#116 of 368)
No single metric tells the full story. See the ORI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Old Republic International Corp is engaged in the business of insurance underwriting and related services. The company operates in two segments: Specialty Insurance and Title Insurance. The insurance provided by the company includes Automobile Extended Warranty Insurance, Aviation, Commercial Automobile Insurance, Inland Marine, Travel Accident, Workers' Compensation, Financial Indemnity, and others. The company generates the majority of its revenue from Specialty Insurance. The Specialty Insurance provides property and liability insurance principally to commercial clients.
84GF Score
Get the complete analysis for ORI
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