Business Description
Potomac Bancshares Inc
NAICS : 522110
SIC : 6022
ISIN : US7376431067
Total Employee Number:
103Description
Potomac Bancshares Inc is a bank holding company. The bank engages in the general banking business and provides individuals, businesses, and local governments with a range of banking services. The services provided by the bank include commercial credit lines, equipment loans, and construction financing; real estate loans, secondary market, and adjustable-rate mortgages; retail loan products including home equity lines of credit; checking and savings accounts for businesses and individuals; and certificates of deposit, and individual retirement accounts.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 2.39 | |||||
Equity-to-Asset | 0.09 | |||||
Debt-to-Equity | 0.46 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 9/9 | |||||
Beneish M-Score | -2.42 | |||||
WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 9.6 | |||||
3-Year EPS without NRI Growth Rate | 7 | |||||
3-Year FCF Growth Rate | 0.7 | |||||
3-Year Book Growth Rate | 10.9 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 90.43 | |||||
9-Day RSI | 80.84 | |||||
14-Day RSI | 74.8 | |||||
3-1 Month Momentum % | 16.1 | |||||
6-1 Month Momentum % | 24.39 | |||||
12-1 Month Momentum % | 31.12 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2.16 | |||||
Dividend Payout Ratio | 0.22 | |||||
3-Year Dividend Growth Rate | 13.4 | |||||
Forward Dividend Yield % | 2.4 | |||||
5-Year Yield-on-Cost % | 3.98 | |||||
Shareholder Yield % | -5.33 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 24.3 | |||||
FCF Margin % | 22.85 | |||||
OCF Margin % | 26.02 | |||||
ROE % | 12.24 | |||||
ROA % | 1.04 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 2 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 10.58 | |||||
PE Ratio without NRI | 10.71 | |||||
Shiller PE Ratio | 15.23 | |||||
PEG Ratio | 1.34 | |||||
PS Ratio | 2.56 | |||||
PB Ratio | 1.22 | |||||
Price-to-Tangible-Book | 1.22 | |||||
Price-to-Free-Cash-Flow | 11.22 | |||||
Price-to-Operating-Cash-Flow | 9.85 | |||||
EV-to-Revenue | 1.21 | |||||
EV-to-FCF | 5.29 | |||||
Price-to-GF-Value | 1.19 | |||||
Price-to-Projected-FCF | 0.63 | |||||
Price-to-DCF (Earnings Based) | 0.58 | |||||
Price-to-DCF (FCF Based) | 0.61 | |||||
Price-to-Median-PS-Value | 1.11 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.24 | |||||
Price-to-Graham-Number | 0.76 | |||||
FCF Yield % | 8.92 | |||||
Forward Rate of Return (Yacktman) % | 16.66 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
Potomac Bancshares Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 40.372 | ||
| EPS (TTM) ($) | 2.36 | ||
| Beta | 0.4736 | ||
| 3-Year Sharpe Ratio | 0.65 | ||
| 3-Year Sortino Ratio | 1.28 | ||
| Volatility % | 13.8 | ||
| 14-Day RSI | 74.8 | ||
| 14-Day ATR ($) | 0.224181 | ||
| 20-Day SMA ($) | 23.74775 | ||
| 12-1 Month Momentum % | 31.12 | ||
| 52-Week Range ($) | 16.4 - 24.97 | ||
| Shares Outstanding (Mil) | 4.14 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 9 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Potomac Bancshares Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Potomac Bancshares Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Fourth quarter earnings results for 2026 | 2027-01-29 | In 183 days | ||
| Third quarter earnings results for 2026 | 2026-10-29 | In 91 days | ||
| USD 0.150000 Cash Dividend | 2026-08-06 | In 7 days | ||
| Second quarter earnings results for 2026 | 2026-07-30 | -- | ||
| General meeting for 2026 | 2026-05-19 16:30 | 22.17 (+0.00%) | ||
| USD 0.150000 Cash Dividend | 2026-05-07 | 21.65 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-04-29 | 19.88 (+0.00%) | ||
| Guidance call for 2026 | 2026-03-26 14:00 | 19.75 (+0.00%) | ||
| Annual report for 2025 | 2026-03-18 | 19.63 (+0.00%) | ||
| USD 0.130000 Cash Dividend | 2026-02-05 | 18.90 (+0.00%) |
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Potomac Bancshares Inc Frequently Asked Questions
What is Potomac Bancshares Inc(PTBS)'s stock price today?
The current price of PTBS is $24.97. The 52 week high of PTBS is $24.97 and 52 week low is $16.40.
When is next earnings date of Potomac Bancshares Inc(PTBS)?
The next earnings date of Potomac Bancshares Inc(PTBS) is 2026-07-30 Est..
Does Potomac Bancshares Inc(PTBS) pay dividends? If so, how much?
The Dividend Yield %  of Potomac Bancshares Inc(PTBS) is 2.16% (As of Today), Highest Dividend Payout Ratio of Potomac Bancshares Inc(PTBS) was 0.36. The lowest was 0.17. And the median was 0.25. The  Forward Dividend Yield % of Potomac Bancshares Inc(PTBS) is 2.4%. For more information regarding to dividend, please check our Dividend Page.
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