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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Potomac Bancshares's Enterprise Value is $48.84 Mil.
Potomac Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, Potomac Bancshares's EV-to-FCF for today is .
The historical rank and industry rank for Potomac Bancshares's EV-to-FCF or its related term are showing as below:
PTBS'
s EV-to-FCF Range Over the Past 10 Years
Min: 0 Med: 0 Max: 5.29
Current: 5.29
During the past 13 years, the highest EV-to-FCF of Potomac Bancshares was 5.29. The lowest was 0.00. And the median was 0.00.
PTBS's EV-to-FCF is ranked better than 56.68% of 1191
companies
in the Banks industry
Industry Median: 7.24
vs PTBS: 5.29
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Potomac Bancshares's PE Ratio (TTM) for today is calculated as:
Potomac Bancshares's share price for today is $24.97.
Potomac Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.360.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Potomac Bancshares EV-to-FCF Related Terms
Potomac Bancshares EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Potomac Bancshares's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Potomac Bancshares's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Potomac Bancshares EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Potomac Bancshares's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Potomac Bancshares's EV-to-FCF falls into.
Potomac Bancshares's current Enterprise Value is $48.84 Mil.
Potomac Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Is Potomac Bancshares (PTBS) Overvalued in 2026?
Based on GuruFocus' analysis, Potomac Bancshares stock appears to be overvalued.
The current stock price of $24.97 is trading 19.4% above its estimated GF Value™ of $20.92.
GuruFocus considers Potomac Bancshares to be Modestly Overvalued.
Key valuation signals for PTBS:
EV-to-FCF:
GF Value™: $20.92 vs. price of $24.97 (19.4% above fair value)
No single metric tells the full story. See the PTBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Potomac Bancshares Inc is a bank holding company. The bank engages in the general banking business and provides individuals, businesses, and local governments with a range of banking services. The services provided by the bank include commercial credit lines, equipment loans, and construction financing; real estate loans, secondary market, and adjustable-rate mortgages; retail loan products including home equity lines of credit; checking and savings accounts for businesses and individuals; and certificates of deposit, and individual retirement accounts.
72GF Score
Get the complete analysis for PTBS
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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