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Also traded in: Germany, Mexico

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 0.07
RDN's Cash-to-Debt is ranked lower than
99% of the 70 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 3.44 vs. RDN: 0.07 )
Ranked among companies with meaningful Cash-to-Debt only.
RDN' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01  Med: 0.1 Max: No Debt
Current: 0.07
Equity-to-Asset 0.50
RDN's Equity-to-Asset is ranked higher than
81% of the 70 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.33 vs. RDN: 0.50 )
Ranked among companies with meaningful Equity-to-Asset only.
RDN' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.11  Med: 0.51 Max: 0.69
Current: 0.5
0.11
0.69
Interest Coverage 6.57
RDN's Interest Coverage is ranked lower than
91% of the 67 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 355.50 vs. RDN: 6.57 )
Ranked among companies with meaningful Interest Coverage only.
RDN' s Interest Coverage Range Over the Past 10 Years
Min: 4.5  Med: 5.39 Max: 6.57
Current: 6.57
4.5
6.57
Beneish M-Score: -2.44
WACC vs ROIC
9.55%
10.10%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 1/10

vs
industry
vs
history
Operating Margin % 40.84
RDN's Operating Margin % is ranked higher than
93% of the 69 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.33 vs. RDN: 40.84 )
Ranked among companies with meaningful Operating Margin % only.
RDN' s Operating Margin % Range Over the Past 10 Years
Min: -821.87  Med: -22.05 Max: 40.84
Current: 40.84
-821.87
40.84
Net Margin % 26.23
RDN's Net Margin % is ranked higher than
84% of the 70 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.25 vs. RDN: 26.23 )
Ranked among companies with meaningful Net Margin % only.
RDN' s Net Margin % Range Over the Past 10 Years
Min: -641.78  Med: -16.99 Max: 89.45
Current: 26.23
-641.78
89.45
ROE % 11.26
RDN's ROE % is ranked higher than
61% of the 70 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.40 vs. RDN: 11.26 )
Ranked among companies with meaningful ROE % only.
RDN' s ROE % Range Over the Past 10 Years
Min: -126.07  Med: -12.31 Max: 63.19
Current: 11.26
-126.07
63.19
ROA % 5.35
RDN's ROA % is ranked higher than
79% of the 70 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 2.30 vs. RDN: 5.35 )
Ranked among companies with meaningful ROA % only.
RDN' s ROA % Range Over the Past 10 Years
Min: -23.04  Med: -2.63 Max: 15.4
Current: 5.35
-23.04
15.4
3-Year Revenue Growth Rate 6.20
RDN's 3-Year Revenue Growth Rate is ranked higher than
59% of the 56 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 3.40 vs. RDN: 6.20 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
RDN' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -43.4  Med: 9.2 Max: 43.4
Current: 6.2
-43.4
43.4
GuruFocus has detected 2 Warning Signs with Radian Group Inc $RDN.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» RDN's 30-Y Financials

Financials (Next Earnings Date: 2017-07-27 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q2 2016

RDN Guru Trades in Q2 2016

Chuck Royce 130,000 sh (New)
Steven Cohen 1,022,100 sh (+922.10%)
David Dreman 1,582 sh (+120.33%)
Joel Greenblatt 32,665 sh (+18.84%)
Jim Simons 1,347,100 sh (+15.01%)
Steven Cohen 100,000 sh (unchged)
Paul Tudor Jones Sold Out
John Paulson Sold Out
Lee Ainslie 13,941,442 sh (-16.42%)
Westport Asset Management 527,989 sh (-19.76%)
» More
Q3 2016

RDN Guru Trades in Q3 2016

Diamond Hill Capital 212,987 sh (New)
Pioneer Investments 1,750,667 sh (New)
Chuck Royce 380,000 sh (+192.31%)
Jim Simons 2,455,900 sh (+82.31%)
David Dreman 1,582 sh (unchged)
Joel Greenblatt 29,091 sh (-10.94%)
Steven Cohen 746,500 sh (-26.96%)
Lee Ainslie 9,298,595 sh (-33.30%)
» More
Q4 2016

RDN Guru Trades in Q4 2016

Ken Heebner 50,000 sh (New)
David Dreman 30,067 sh (+1800.57%)
Chuck Royce 513,000 sh (+35.00%)
Pioneer Investments 1,962,623 sh (+12.11%)
Lee Ainslie Sold Out
Diamond Hill Capital 208,804 sh (-1.96%)
Steven Cohen 654,800 sh (-12.28%)
Jim Simons 2,104,804 sh (-14.30%)
Joel Greenblatt 19,372 sh (-33.41%)
» More
Q1 2017

RDN Guru Trades in Q1 2017

Alan Fournier 1,412,200 sh (New)
Steven Cohen 866,700 sh (+32.36%)
David Dreman 30,067 sh (unchged)
Ken Heebner Sold Out
Joel Greenblatt Sold Out
Diamond Hill Capital Sold Out
Pioneer Investments 1,961,216 sh (-0.07%)
Chuck Royce 463,000 sh (-9.75%)
Jim Simons 483,000 sh (-77.05%)
» More
» Details

Insider Trades

Latest Guru Trades with RDN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

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Business Description

Industry: Insurance - Specialty » Insurance - Specialty    NAICS: 524126    SIC: 6351
Compare:NYSE:MTG, NYSE:FAF, NYSE:AGO, OTCPK:GMICF, OTCPK:LCSHF, NYSE:OB, NYSE:EIG, NAS:GLRE, NAS:AMBC, NAS:TRUP, NAS:ITIC, NAS:ICCH, NYSE:FAC, OTCPK:ACMTA, NYSE:FNF » details
Traded in other countries:RAG.Germany, RDN.Mexico,
Headquarter Location:USA
Radian Group Inc, through its subsidiaries and affiliates, provides mortgage insurance on domestic residential First-liens and other products and services to the mortgage and real estate industries. Its segments include mortgage insurance and MRES.

Radian provides mortgage insurance and services to the real estate and mortgage finance industries. Radian's mortgage insurance provides coverage to lending institutions throughout the United States. Its services include analytics and consulting for buyers and sellers of, and investors in, mortgage- and real estate-related loans and securities and other asset-backed securities. Insurance premiums account for more than three fourths of the company's revenue. Services revenue and investment income are the other principal sources of revenue. Radian stopped writing new international business in 2008. Its only remaining mortgage exposure outside of the United States is in Hong Kong, where the company continues to wind down its business.

Ratios

vs
industry
vs
history
PE Ratio 11.55
RDN's PE Ratio is ranked higher than
52% of the 66 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 13.23 vs. RDN: 11.55 )
Ranked among companies with meaningful PE Ratio only.
RDN' s PE Ratio Range Over the Past 10 Years
Min: 0.91  Med: 8.7 Max: 22.1
Current: 11.55
0.91
22.1
Forward PE Ratio 9.35
RDN's Forward PE Ratio is ranked higher than
67% of the 45 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.09 vs. RDN: 9.35 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 11.55
RDN's PE Ratio without NRI is ranked lower than
52% of the 67 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.88 vs. RDN: 11.55 )
Ranked among companies with meaningful PE Ratio without NRI only.
RDN' s PE Ratio without NRI Range Over the Past 10 Years
Min: 0.91  Med: 8.84 Max: 22.1
Current: 11.55
0.91
22.1
Price-to-Owner-Earnings 11.74
RDN's Price-to-Owner-Earnings is ranked lower than
66% of the 35 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.20 vs. RDN: 11.74 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
RDN' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 0.82  Med: 8.65 Max: 26.64
Current: 11.74
0.82
26.64
PB Ratio 1.33
RDN's PB Ratio is ranked lower than
62% of the 68 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.08 vs. RDN: 1.33 )
Ranked among companies with meaningful PB Ratio only.
RDN' s PB Ratio Range Over the Past 10 Years
Min: 0.03  Med: 0.94 Max: 2.91
Current: 1.33
0.03
2.91
PS Ratio 3.03
RDN's PS Ratio is ranked lower than
86% of the 69 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.40 vs. RDN: 3.03 )
Ranked among companies with meaningful PS Ratio only.
RDN' s PS Ratio Range Over the Past 10 Years
Min: 0.08  Med: 2.22 Max: 4.75
Current: 3.03
0.08
4.75
Price-to-Free-Cash-Flow 9.50
RDN's Price-to-Free-Cash-Flow is ranked higher than
57% of the 44 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.68 vs. RDN: 9.50 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
RDN' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.45  Med: 10.28 Max: 179.71
Current: 9.5
0.45
179.71
Price-to-Operating-Cash-Flow 8.68
RDN's Price-to-Operating-Cash-Flow is ranked higher than
53% of the 51 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.27 vs. RDN: 8.68 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
RDN' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.44  Med: 9.87 Max: 321.14
Current: 8.68
0.44
321.14
EV-to-EBIT 6.65
RDN's EV-to-EBIT is ranked higher than
69% of the 104 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.96 vs. RDN: 6.65 )
Ranked among companies with meaningful EV-to-EBIT only.
RDN' s EV-to-EBIT Range Over the Past 10 Years
Min: -28  Med: 0.2 Max: 12.4
Current: 6.65
-28
12.4
EV-to-EBITDA 6.51
RDN's EV-to-EBITDA is ranked higher than
67% of the 104 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.71 vs. RDN: 6.51 )
Ranked among companies with meaningful EV-to-EBITDA only.
RDN' s EV-to-EBITDA Range Over the Past 10 Years
Min: -95.3  Med: 0.5 Max: 16.4
Current: 6.51
-95.3
16.4

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.06
RDN's Dividend Yield % is ranked lower than
99.99% of the 108 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.02 vs. RDN: 0.06 )
Ranked among companies with meaningful Dividend Yield % only.
RDN' s Dividend Yield % Range Over the Past 10 Years
Min: 0.06  Med: 0.14 Max: 7.84
Current: 0.06
0.06
7.84
Dividend Payout Ratio 0.01
RDN's Dividend Payout Ratio is ranked higher than
98% of the 57 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.36 vs. RDN: 0.01 )
Ranked among companies with meaningful Dividend Payout Ratio only.
RDN' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0  Med: 0.01 Max: 0.01
Current: 0.01
0
0.01
Forward Dividend Yield % 0.06
RDN's Forward Dividend Yield % is ranked lower than
100% of the 100 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.29 vs. RDN: 0.06 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 0.06
RDN's 5-Year Yield-on-Cost % is ranked lower than
99.99% of the 110 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.88 vs. RDN: 0.06 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
RDN' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.06  Med: 0.14 Max: 7.84
Current: 0.06
0.06
7.84
3-Year Average Share Buyback Ratio -7.40
RDN's 3-Year Average Share Buyback Ratio is ranked lower than
85% of the 39 Companies
in the Global Insurance - Specialty industry.

( Industry Median: -0.10 vs. RDN: -7.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
RDN' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -27.4  Med: -7.4 Max: 5.5
Current: -7.4
-27.4
5.5

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.45
RDN's Price-to-Tangible-Book is ranked lower than
62% of the 65 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.25 vs. RDN: 1.45 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
RDN' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.05  Med: 1.33 Max: 3.07
Current: 1.45
0.05
3.07
Price-to-Median-PS-Value 1.38
RDN's Price-to-Median-PS-Value is ranked lower than
86% of the 59 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.06 vs. RDN: 1.38 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
RDN' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.06  Med: 1.44 Max: 2.25
Current: 1.38
0.06
2.25
Price-to-Peter-Lynch-Fair-Value 0.28
RDN's Price-to-Peter-Lynch-Fair-Value is ranked lower than
99.99% of the 17 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.73 vs. RDN: 0.28 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
RDN' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0  Med: 0.63 Max: 1
Current: 0.28
0
1
Price-to-Graham-Number 0.86
RDN's Price-to-Graham-Number is ranked lower than
63% of the 57 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.87 vs. RDN: 0.86 )
Ranked among companies with meaningful Price-to-Graham-Number only.
RDN' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.11  Med: 0.8 Max: 1.7
Current: 0.86
0.11
1.7
Earnings Yield (Greenblatt) % 15.05
RDN's Earnings Yield (Greenblatt) % is ranked higher than
70% of the 110 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.27 vs. RDN: 15.05 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
RDN' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 8  Med: 15.3 Max: 2175.4
Current: 15.05
8
2175.4
Forward Rate of Return (Yacktman) % 45.14
RDN's Forward Rate of Return (Yacktman) % is ranked higher than
88% of the 33 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 17.53 vs. RDN: 45.14 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
RDN' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -182.3  Med: -4.1 Max: 395.5
Current: 45.14
-182.3
395.5

More Statistics

Revenue (TTM) (Mil) $1,214
EPS (TTM) $ 1.43
Beta1.49
Short Percentage of Float2.03%
52-Week Range $9.29 - 19.87
Shares Outstanding (Mil)215.10

Analyst Estimate

Dec17 Dec18 Dec19
Revenue (Mil $) 1,208 1,287
EPS ($) 1.76 1.89 2.27
EPS without NRI ($) 1.76 1.89 2.27
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($) 0.01 0.01 0.01
» More Articles for RDN

Headlines

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Westport Asset Management Comments on Radian Group Inc. Jan 21 2014 
Westport Select Cap Fund Fourth Quarter Commentary Jan 20 2014 
Westport Funds Third Quarter Letter Nov 05 2013 
4 Cheapest Financial Dividend Stocks from the Top Performing YTD List Jul 10 2013 

More From Other Websites
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Radian Group Inc. breached its 50 day moving average in a Bearish Manner : RDN-US : April 24, 2017 Apr 24 2017
Radian Extends Exclusive Partnership with Asian Real Estate Association of America Apr 18 2017
Radian Group Inc. breached its 50 day moving average in a Bullish Manner : RDN-US : April 13, 2017 Apr 13 2017
Radian to Webcast First Quarter Conference Call on April 27, 2017 Apr 13 2017
Is It Time To Add Radian Group (RDN) to Your Portfolio? Apr 11 2017
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