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Also traded in: Germany, Mexico

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 5/10

vs
industry
vs
history
Cash-to-Debt 0.06
RDN's Cash-to-Debt is ranked lower than
97% of the 67 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.01 vs. RDN: 0.06 )
Ranked among companies with meaningful Cash-to-Debt only.
RDN' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01  Med: 0.05 Max: No Debt
Current: 0.06
Equity-to-Asset 0.50
RDN's Equity-to-Asset is ranked higher than
82% of the 67 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.34 vs. RDN: 0.50 )
Ranked among companies with meaningful Equity-to-Asset only.
RDN' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.11  Med: 0.51 Max: 0.69
Current: 0.5
0.11
0.69
Debt-to-Equity 0.34
RDN's Debt-to-Equity is ranked lower than
78% of the 37 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.20 vs. RDN: 0.34 )
Ranked among companies with meaningful Debt-to-Equity only.
RDN' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.12  Med: 0.42 Max: 1.73
Current: 0.34
0.12
1.73
Interest Coverage 4.39
RDN's Interest Coverage is ranked lower than
92% of the 64 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 461.09 vs. RDN: 4.39 )
Ranked among companies with meaningful Interest Coverage only.
RDN' s Interest Coverage Range Over the Past 10 Years
Min: 4.39  Med: 5.39 Max: 6
Current: 4.39
4.39
6
Beneish M-Score: -2.63
WACC vs ROIC
8.76%
6.06%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 1/10

vs
industry
vs
history
Operating Margin % 25.61
RDN's Operating Margin % is ranked higher than
94% of the 65 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.24 vs. RDN: 25.61 )
Ranked among companies with meaningful Operating Margin % only.
RDN' s Operating Margin % Range Over the Past 10 Years
Min: -821.87  Med: -22.05 Max: 39.06
Current: 25.61
-821.87
39.06
Net Margin % 16.26
RDN's Net Margin % is ranked higher than
86% of the 66 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 7.74 vs. RDN: 16.26 )
Ranked among companies with meaningful Net Margin % only.
RDN' s Net Margin % Range Over the Past 10 Years
Min: -641.78  Med: -16.99 Max: 89.45
Current: 16.26
-641.78
89.45
ROE % 6.70
RDN's ROE % is ranked higher than
61% of the 67 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.42 vs. RDN: 6.70 )
Ranked among companies with meaningful ROE % only.
RDN' s ROE % Range Over the Past 10 Years
Min: -126.07  Med: -12.31 Max: 63.19
Current: 6.7
-126.07
63.19
ROA % 3.26
RDN's ROA % is ranked higher than
79% of the 67 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 2.66 vs. RDN: 3.26 )
Ranked among companies with meaningful ROA % only.
RDN' s ROA % Range Over the Past 10 Years
Min: -23.04  Med: -2.63 Max: 15.4
Current: 3.26
-23.04
15.4
3-Year Revenue Growth Rate 6.20
RDN's 3-Year Revenue Growth Rate is ranked higher than
56% of the 55 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.90 vs. RDN: 6.20 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
RDN' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -43.4  Med: 9.2 Max: 43.4
Current: 6.2
-43.4
43.4
GuruFocus has detected 3 Warning Signs with Radian Group Inc $RDN.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» RDN's 30-Y Financials

Financials (Next Earnings Date: 2017-10-27 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q3 2016

RDN Guru Trades in Q3 2016

Pioneer Investments 1,750,667 sh (New)
Diamond Hill Capital 212,987 sh (New)
Chuck Royce 380,000 sh (+192.31%)
Jim Simons 2,455,900 sh (+82.31%)
David Dreman 1,582 sh (unchged)
Joel Greenblatt 29,091 sh (-10.94%)
Steven Cohen 746,500 sh (-26.96%)
Lee Ainslie 9,298,595 sh (-33.30%)
» More
Q4 2016

RDN Guru Trades in Q4 2016

Ken Heebner 50,000 sh (New)
David Dreman 30,067 sh (+1800.57%)
Chuck Royce 513,000 sh (+35.00%)
Pioneer Investments 1,962,623 sh (+12.11%)
Lee Ainslie Sold Out
Diamond Hill Capital 208,804 sh (-1.96%)
Steven Cohen 654,800 sh (-12.28%)
Jim Simons 2,104,804 sh (-14.30%)
Joel Greenblatt 19,372 sh (-33.41%)
» More
Q1 2017

RDN Guru Trades in Q1 2017

Alan Fournier 1,412,200 sh (New)
Steven Cohen 866,700 sh (+32.36%)
David Dreman 30,067 sh (unchged)
Ken Heebner Sold Out
Joel Greenblatt Sold Out
Diamond Hill Capital Sold Out
Pioneer Investments 1,961,216 sh (-0.07%)
Chuck Royce 463,000 sh (-9.75%)
Jim Simons 483,000 sh (-77.05%)
» More
Q2 2017

RDN Guru Trades in Q2 2017

Joel Greenblatt 12,480 sh (New)
Pioneer Investments 2,337,048 sh (+19.16%)
Steven Cohen Sold Out
Alan Fournier Sold Out
Chuck Royce 418,000 sh (-9.72%)
Jim Simons 374,300 sh (-22.51%)
David Dreman 17,495 sh (-41.81%)
» More
» Details

Insider Trades

Latest Guru Trades with RDN

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

GuruDate Trades Impact to Portfolio Price Range * (?) Current Price Change from Average Current Shares
David Dreman 2017-06-30 Reduce -41.81%0.13%$15.91 - $19.34 $ 17.874%17,495
Joel Greenblatt 2017-06-30 New Buy$15.91 - $19.34 $ 17.874%12,480
Ken Heebner 2017-03-31 Sold Out 0.04%$17.36 - $19.72 $ 17.87-3%0
Joel Greenblatt 2017-03-31 Sold Out $17.36 - $19.72 $ 17.87-3%0
Ken Heebner 2016-12-31 New Buy0.04%$12.99 - $18.31 $ 17.8719%50,000
David Dreman 2016-12-31 Add 1800.57%0.28%$12.99 - $18.31 $ 17.8719%30,067
Joel Greenblatt 2016-12-31 Reduce -33.41%$12.99 - $18.31 $ 17.8719%19,372
Joel Greenblatt 2016-09-30 Reduce -10.94%$9.88 - $14.04 $ 17.8739%29,091
Premium More recent guru trades are included for Premium Members only!!
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Business Description

Industry: Insurance - Specialty » Insurance - Specialty    NAICS: 524126    SIC: 6351
Compare:NYSE:MTG, NYSE:FAF, NYSE:OB, NYSE:EIG, NAS:AMBC, NAS:TRUP, NAS:ITIC, NAS:ICCH, NYSE:FAC, NYSE:FNF » details
Traded in other countries:RAG.Germany, RDN.Mexico,
Headquarter Location:USA
Radian Group Inc provides mortgage insurance and products and services to the real estate and mortgage finance industries. It operates with two business segments namely Mortgage Insurance and Services.

Radian provides mortgage insurance and services to the real estate and mortgage finance industries. Radian's mortgage insurance provides coverage to lending institutions throughout the United States. Its services include analytics and consulting for buyers and sellers of, and investors in, mortgage- and real estate-related loans and securities and other asset-backed securities. Insurance premiums account for more than three fourths of the company's revenue. Services revenue and investment income are the other principal sources of revenue. Radian stopped writing new international business in 2008. Its only remaining mortgage exposure outside of the United States is in Hong Kong, where the company continues to wind down its business.

Ratios

vs
industry
vs
history
PE Ratio 20.80
RDN's PE Ratio is ranked higher than
67% of the 63 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.80 vs. RDN: 20.80 )
Ranked among companies with meaningful PE Ratio only.
RDN' s PE Ratio Range Over the Past 10 Years
Min: 0.91  Med: 8.87 Max: 22.1
Current: 20.8
0.91
22.1
Forward PE Ratio 9.35
RDN's Forward PE Ratio is ranked higher than
75% of the 24 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 11.86 vs. RDN: 9.35 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 20.80
RDN's PE Ratio without NRI is ranked higher than
66% of the 64 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.78 vs. RDN: 20.80 )
Ranked among companies with meaningful PE Ratio without NRI only.
RDN' s PE Ratio without NRI Range Over the Past 10 Years
Min: 0.91  Med: 9.02 Max: 22.1
Current: 20.8
0.91
22.1
Price-to-Owner-Earnings 21.16
RDN's Price-to-Owner-Earnings is ranked lower than
59% of the 34 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 10.25 vs. RDN: 21.16 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
RDN' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 0.82  Med: 8.75 Max: 26.64
Current: 21.16
0.82
26.64
PB Ratio 1.35
RDN's PB Ratio is ranked lower than
61% of the 66 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.11 vs. RDN: 1.35 )
Ranked among companies with meaningful PB Ratio only.
RDN' s PB Ratio Range Over the Past 10 Years
Min: 0.03  Med: 0.94 Max: 2.91
Current: 1.35
0.03
2.91
PS Ratio 3.30
RDN's PS Ratio is ranked lower than
82% of the 65 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.35 vs. RDN: 3.30 )
Ranked among companies with meaningful PS Ratio only.
RDN' s PS Ratio Range Over the Past 10 Years
Min: 0.08  Med: 2.23 Max: 4.75
Current: 3.3
0.08
4.75
Price-to-Free-Cash-Flow 9.78
RDN's Price-to-Free-Cash-Flow is ranked higher than
70% of the 43 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 14.82 vs. RDN: 9.78 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
RDN' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.45  Med: 10.23 Max: 179.71
Current: 9.78
0.45
179.71
Price-to-Operating-Cash-Flow 9.08
RDN's Price-to-Operating-Cash-Flow is ranked higher than
69% of the 51 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 12.10 vs. RDN: 9.08 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
RDN' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 0.44  Med: 9.86 Max: 321.14
Current: 9.08
0.44
321.14
EV-to-EBIT 11.39
RDN's EV-to-EBIT is ranked higher than
70% of the 56 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.56 vs. RDN: 11.39 )
Ranked among companies with meaningful EV-to-EBIT only.
RDN' s EV-to-EBIT Range Over the Past 10 Years
Min: -28  Med: 0.2 Max: 12.4
Current: 11.39
-28
12.4
EV-to-EBITDA 11.10
RDN's EV-to-EBITDA is ranked higher than
70% of the 56 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 8.20 vs. RDN: 11.10 )
Ranked among companies with meaningful EV-to-EBITDA only.
RDN' s EV-to-EBITDA Range Over the Past 10 Years
Min: -95.3  Med: 0.5 Max: 16.4
Current: 11.1
-95.3
16.4
EV-to-Revenue 3.54
RDN's EV-to-Revenue is ranked lower than
86% of the 56 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.21 vs. RDN: 3.54 )
Ranked among companies with meaningful EV-to-Revenue only.
RDN' s EV-to-Revenue Range Over the Past 10 Years
Min: -4  Med: 2.3 Max: 5
Current: 3.54
-4
5

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.06
RDN's Dividend Yield % is ranked lower than
100% of the 114 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.55 vs. RDN: 0.06 )
Ranked among companies with meaningful Dividend Yield % only.
RDN' s Dividend Yield % Range Over the Past 10 Years
Min: 0.06  Med: 0.14 Max: 7.84
Current: 0.06
0.06
7.84
Dividend Payout Ratio 0.01
RDN's Dividend Payout Ratio is ranked higher than
98% of the 54 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.59 vs. RDN: 0.01 )
Ranked among companies with meaningful Dividend Payout Ratio only.
RDN' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0  Med: 0.01 Max: 0.01
Current: 0.01
0
0.01
Forward Dividend Yield % 0.06
RDN's Forward Dividend Yield % is ranked lower than
100% of the 103 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.35 vs. RDN: 0.06 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 0.06
RDN's 5-Year Yield-on-Cost % is ranked lower than
99.99% of the 118 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 4.93 vs. RDN: 0.06 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
RDN' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.06  Med: 0.14 Max: 7.84
Current: 0.06
0.06
7.84
3-Year Average Share Buyback Ratio -7.40
RDN's 3-Year Average Share Buyback Ratio is ranked lower than
89% of the 38 Companies
in the Global Insurance - Specialty industry.

( Industry Median: -0.10 vs. RDN: -7.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
RDN' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -27.4  Med: -7.4 Max: 5.5
Current: -7.4
-27.4
5.5

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 1.35
RDN's Price-to-Tangible-Book is ranked lower than
62% of the 63 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.23 vs. RDN: 1.35 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
RDN' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.05  Med: 1.33 Max: 3.07
Current: 1.35
0.05
3.07
Price-to-Intrinsic-Value-Projected-FCF 6.69
RDN's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
99.99% of the 33 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.84 vs. RDN: 6.69 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
RDN' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.02  Med: 0.6 Max: 6.72
Current: 6.69
0.02
6.72
Price-to-Median-PS-Value 1.50
RDN's Price-to-Median-PS-Value is ranked lower than
82% of the 61 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.01 vs. RDN: 1.50 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
RDN' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.06  Med: 1.45 Max: 2.25
Current: 1.5
0.06
2.25
Price-to-Peter-Lynch-Fair-Value 0.31
RDN's Price-to-Peter-Lynch-Fair-Value is ranked lower than
99.99% of the 17 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 1.21 vs. RDN: 0.31 )
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
RDN' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0  Med: 0.62 Max: 0.93
Current: 0.31
0
0.93
Price-to-Graham-Number 1.12
RDN's Price-to-Graham-Number is ranked higher than
50% of the 56 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 0.86 vs. RDN: 1.12 )
Ranked among companies with meaningful Price-to-Graham-Number only.
RDN' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.11  Med: 0.81 Max: 1.7
Current: 1.12
0.11
1.7
Earnings Yield (Greenblatt) % 8.80
RDN's Earnings Yield (Greenblatt) % is ranked higher than
74% of the 66 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 9.29 vs. RDN: 8.80 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
RDN' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: -10335.4  Med: 9.05 Max: 2175.4
Current: 8.8
-10335.4
2175.4
Forward Rate of Return (Yacktman) % 43.51
RDN's Forward Rate of Return (Yacktman) % is ranked higher than
88% of the 33 Companies
in the Global Insurance - Specialty industry.

( Industry Median: 15.92 vs. RDN: 43.51 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
RDN' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: -182.3  Med: -4.85 Max: 395.5
Current: 43.51
-182.3
395.5

More Statistics

Revenue (TTM) (Mil) $1,187.00
EPS (TTM) $ 0.86
Beta1.31
Short Percentage of Float1.21%
52-Week Range $12.96 - 19.87
Shares Outstanding (Mil)215.26

Analyst Estimate

Dec17 Dec18 Dec19
Revenue (Mil $)
EPS ($) 1.81 1.90 2.27
EPS without NRI ($) 1.81 1.90 2.27
EPS Growth Rate
(Future 3Y To 5Y Estimate)
N/A
Dividends per Share ($) 0.01
» More Articles for RDN

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Westport Asset Management Comments on Radian Group Inc. Jan 21 2014 
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More From Other Websites
ETFs with exposure to Radian Group Inc. : September 22, 2017 Sep 22 2017
Radian Group Inc. :RDN-US: Earnings Analysis: Q2, 2017 By the Numbers : September 21, 2017 Sep 21 2017
Radian Expands BlitzDocs Use to Contract Underwriting Submissions Sep 20 2017
Radian Group Inc. : RDN-US: Dividend Analysis : August 21st, 2017 (record date) : By the numbers :... Sep 18 2017
Radian Board Member Brian Montgomery Nominated to Lead FHA Sep 18 2017
Radian Group Raises Notes Offering to $450M, Gets Rated Sep 14 2017
MGIC Investment vs. Radian Group: Which Stock Fares Better? Sep 13 2017
Radian Group Inc. breached its 50 day moving average in a Bullish Manner : RDN-US : September 13,... Sep 13 2017
Radian Increases Size and Prices 7-Year Senior Notes Offering Sep 12 2017
Radian Group Inc. -- Moody's rates Radian Group's senior notes Ba3 Sep 12 2017
Radian Group on Growth Ground: Time to Retain the Stock Sep 12 2017
Radian Announces Cash Tender Offers to Purchase Notes due 2019, 2020 and 2021 Sep 12 2017
Radian Announces Offering of Senior Notes Sep 12 2017
See what the IHS Markit Score report has to say about Radian Group Inc. Sep 11 2017
Radian Serves as Title Sponsor of NAHREP’s 2017 Elevate Mortgage Summit Sep 11 2017
Radian Guaranty Inc. -- Moody's assigns ratings to Radian Group's existing multi-seniority shelf... Sep 01 2017
Why Is Radian Group (RDN) Down 1.8% Since the Last Earnings Report? Sep 01 2017
Radian Group???s (RDN) Unit???s New Solution to Boost Services Aug 30 2017
Radian Group Inc. breached its 50 day moving average in a Bearish Manner : RDN-US : August 29, 2017 Aug 29 2017

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