NYSE:FAF (USA) Also trade in: Germany

First American Financial Corp

$ 52.75 -0.24 (-0.45%)
Volume: 92,726 Avg Vol (1m): 579,442
Market Cap $: 5.95 Bil Enterprise Value $: 5.30 Bil
P/E (TTM): 11.81 P/B: 1.55
Earnings Power Value -3.11
Net Current Asset Value 0
Tangible Book 23.23
Projected FCF 63.68
Median P/S Value 36.57
Graham Number 48.44
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 5/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 1.89
Cash-To-Debt ranked lower than
59.15% of 71 companies
in the Insurance - Specialty industry.
Industry Max: 10000, Med: 5.79, Min: 0.05
FAF: 1.89
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 1.4, Med: 2.18, Max: 3.05
Current: 1.89
1.4
3.05
Equity-to-Asset 0.35
Equity-to-Asset ranked higher than
65.28% of 72 companies
in the Insurance - Specialty industry.
Industry Max: 0.91, Med: 0.29, Min: 0.02
FAF: 0.35
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.32, Med: 0.35, Max: 0.39
Current: 0.35
0.32
0.39
Debt-to-Equity 0.19
Debt-to-Equity ranked lower than
53.85% of 39 companies
in the Insurance - Specialty industry.
Industry Max: 9.52, Med: 0.21, Min: 0.01
FAF: 0.19
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.1, Med: 0.18, Max: 0.25
Current: 0.19
0.1
0.25
Debt-to-EBITDA 3.92
Debt-to-EBITDA ranked lower than
52.78% of 36 companies
in the Insurance - Specialty industry.
Industry Max: 16.17, Med: 1.19, Min: 0.03
FAF: 3.92
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 0.85, Med: 0.96, Max: 3.92
Current: 3.92
0.85
3.92
Beneish M-Score -2.87
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 4.13%
WACC 9.08%

Profitability & Growth : 3/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 8.83
Net Margin ranked higher than
52.78% of 72 companies
in the Insurance - Specialty industry.
Industry Max: 424.16, Med: 7.04, Min: -4366.67
FAF: 8.83
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: 2.05, Med: 5.28, Max: 8.83
Current: 8.83
2.05
8.83
ROE % 13.85
ROE ranked higher than
73.61% of 72 companies
in the Insurance - Specialty industry.
Industry Max: 33.51, Med: 7.61, Min: -68.71
FAF: 13.85
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: 3.9, Med: 10.04, Max: 13.85
Current: 13.85
3.9
13.85
ROA % 4.82
ROA ranked higher than
80.56% of 72 companies
in the Insurance - Specialty industry.
Industry Max: 19.63, Med: 2, Min: -44.19
FAF: 4.82
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: 1.4, Med: 3.45, Max: 5.28
Current: 4.82
1.4
5.28
3-Year Total Revenue Growth Rate 3.60
3-Year Revenue Growth Rate ranked higher than
50.85% of 59 companies
in the Insurance - Specialty industry.
Industry Max: 377.7, Med: 6.1, Min: -54.6
FAF: 2.5
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -14.3, Med: 3.4, Max: 7.3
Current: 2.5
-14.3
7.3
3-Year EPS w/o NRI Growth Rate 16.90
3-Year EPS w/o NRI Growth Rate ranked higher than
78.72% of 47 companies
in the Insurance - Specialty industry.
Industry Max: 82.2, Med: 1.5, Min: -100
FAF: 16.9
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: 0, Med: 16.9, Max: 43.3
Current: 16.9
0
43.3

» FAF's 30-Y Financials

Financials (Next Earnings Date: 2019-07-26)

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Business Description

Industry Insurance - Specialty » Insurance - Specialty    NAICS : 524127    SIC : 6361
Compare NYSE:MTG NYSE:RDN NYSE:AGO XMAD:MAP SAU:8210 TSX:MIC JSE:SNT NYSE:FNF ASX:NHF LSE:LRE XSWX:VAHN NYSE:EIG XKLS:6139 NAS:TRUP XTER:NBG6 NAS:AMBC OSL:PROTCT LSE:RQIH NAS:ITIC NAS:TIPT
Traded in other countries Y1F.Germany
Address 1 First American Way, Santa Ana, CA, USA, 92707-5913
First American Financial Corp provides title insurance, closing and/or escrow services, and related services in connection with residential and commercial real estate transactions worldwide. The company also has a specialty insurance segment that issues property and casualty insurance policies and sells home warranty products. More than 75% of the company's total revenue comes from insurance premiums and escrow fees in the title insurance segment. More than 90% of the company's revenue is from United States operations. The company also operates in Canada, the United Kingdom, and Australia.

Ratios

Current vs industry vs history
PE Ratio (TTM) 11.79
PE Ratio ranked lower than
62.71% of 59 companies
in the Insurance - Specialty industry.
Industry Max: 307.5, Med: 13.54, Min: 0.03
FAF: 11.79
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 8.18, Med: 13.57, Max: 21.76
Current: 11.79
8.18
21.76
Forward PE Ratio 11.39
Forward P/E ranked lower than
100.00% of 24 companies
in the Insurance - Specialty industry.
Industry Max: 1666.67, Med: 12.47, Min: 5.34
FAF: 11.39
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 11.79
PE without NRI ranked lower than
63.33% of 60 companies
in the Insurance - Specialty industry.
Industry Max: 307.5, Med: 13.54, Min: 0.03
FAF: 11.79
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 8.18, Med: 13.57, Max: 21.76
Current: 11.79
8.18
21.76
Price-to-Owner-Earnings 40.96
Price-to-Owner-Earnings ranked lower than
97.62% of 42 companies
in the Insurance - Specialty industry.
Industry Max: 228.03, Med: 11.35, Min: 1.12
FAF: 40.96
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 38.74, Med: 112.98, Max: 356.44
Current: 40.96
38.74
356.44
PB Ratio 1.55
PB Ratio ranked lower than
73.24% of 71 companies
in the Insurance - Specialty industry.
Industry Max: 22.26, Med: 1.15, Min: 0.32
FAF: 1.55
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.56, Med: 1.32, Max: 1.98
Current: 1.55
0.56
1.98
PS Ratio 1.03
PS Ratio ranked higher than
63.38% of 71 companies
in the Insurance - Specialty industry.
Industry Max: 1229.09, Med: 1.5, Min: 0.12
FAF: 1.03
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 0.29, Med: 0.72, Max: 1.21
Current: 1.03
0.29
1.21
Price-to-Free-Cash-Flow 9.07
Price-to-Free-Cash-Flow ranked lower than
55.10% of 49 companies
in the Insurance - Specialty industry.
Industry Max: 2500, Med: 11.08, Min: 1.19
FAF: 9.07
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 5.77, Med: 11.49, Max: 42.83
Current: 9.07
5.77
42.83
Price-to-Operating-Cash-Flow 7.66
Price-to-Operating-Cash-Flow ranked higher than
50.94% of 53 companies
in the Insurance - Specialty industry.
Industry Max: 2416.67, Med: 10.52, Min: 1.19
FAF: 7.66
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 4.73, Med: 8.78, Max: 13.76
Current: 7.66
4.73
13.76
EV-to-EBIT 34.42
EV-to-EBIT ranked lower than
61.11% of 54 companies
in the Insurance - Specialty industry.
Industry Max: 48.44, Med: 9.72, Min: 0.24
FAF: 34.42
Ranked among companies with meaningful EV-to-EBIT only.
EV-to-EBIT range over the past 10 years
Min: 4.9, Med: 7.8, Max: 38.4
Current: 34.42
4.9
38.4
EV-to-EBITDA 28.33
EV-to-EBITDA ranked lower than
54.55% of 55 companies
in the Insurance - Specialty industry.
Industry Max: 361.55, Med: 9.13, Min: 0.23
FAF: 28.33
Ranked among companies with meaningful EV-to-EBITDA only.
EV-to-EBITDA range over the past 10 years
Min: 3.4, Med: 5.3, Max: 31.7
Current: 28.33
3.4
31.7
EV-to-Revenue 0.91
EV-to-Revenue ranked higher than
63.24% of 68 companies
in the Insurance - Specialty industry.
Industry Max: 62023.67, Med: 1.27, Min: 0.01
FAF: 0.91
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: 0.2, Med: 0.6, Max: 1.1
Current: 0.91
0.2
1.1
Shiller PE Ratio 20.35
Shiller PE Ratio ranked lower than
100.00% of 24 companies
in the Insurance - Specialty industry.
Industry Max: 46.96, Med: 16.7, Min: 6.86
FAF: 20.35
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 17.34, Med: 19.81, Max: 22.47
Current: 20.35
17.34
22.47

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 3.18
Trailing Dividend Yield ranked lower than
66.67% of 111 companies
in the Insurance - Specialty industry.
Industry Max: 15.32, Med: 3.46, Min: 0.05
FAF: 3.18
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 0.4, Med: 2.41, Max: 3.66
Current: 3.18
0.4
3.66
Dividend Payout Ratio 0.37
Dividend Payout Ratio ranked higher than
77.36% of 53 companies
in the Insurance - Specialty industry.
Industry Max: 4.02, Med: 0.38, Min: 0.01
FAF: 0.37
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.13, Med: 0.38, Max: 0.39
Current: 0.37
0.13
0.39
3-Year Dividend Growth Rate (Per Share) 17.00
3-Year Dividend Growth Rate ranked higher than
84.21% of 38 companies
in the Insurance - Specialty industry.
Industry Max: 58.7, Med: 8.3, Min: -100
FAF: 17
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
3-Year Dividend Growth Rate range over the past 10 years
Min: 0, Med: 19.7, Max: 51.8
Current: 17
0
51.8
Forward Dividend Yield % 3.17
Forward Dividend Yield ranked lower than
67.01% of 97 companies
in the Insurance - Specialty industry.
Industry Max: 13.61, Med: 4.14, Min: 0.05
FAF: 3.17
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 9.77
Yield-on-Cost (5y) ranked higher than
91.87% of 123 companies
in the Insurance - Specialty industry.
Industry Max: 80, Med: 5.59, Min: 0.05
FAF: 9.77
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 1.22, Med: 7.35, Max: 11.17
Current: 9.77
1.22
11.17
3-Year Share Buyback Rate -0.80
3-Year Share Buyback Rate ranked lower than
65.85% of 41 companies
in the Insurance - Specialty industry.
Industry Max: 71.7, Med: -0.2, Min: -17
FAF: -0.8
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -1.3, Med: -0.7, Max: -0.1
Current: -0.8
-1.3
-0.1

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 2.28
Price-to-Tangible-Book ranked lower than
81.16% of 69 companies
in the Insurance - Specialty industry.
Industry Max: 24.81, Med: 1.46, Min: 0.32
FAF: 2.28
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 1.16, Med: 2.01, Max: 2.92
Current: 2.28
1.16
2.92
Price-to-Projected-FCF 0.83
Price-to-Intrinsic-Value-Projected-FCF ranked lower than
61.76% of 34 companies
in the Insurance - Specialty industry.
Industry Max: 3.73, Med: 0.77, Min: 0.1
FAF: 0.83
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.73, Med: 0.9, Max: 1.05
Current: 0.83
0.73
1.05
Price-to-Median-PS-Value 1.45
Price-to-Median-PS-Value ranked lower than
86.44% of 59 companies
in the Insurance - Specialty industry.
Industry Max: 4.78, Med: 0.99, Min: 0.09
FAF: 1.45
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.46, Med: 0.95, Max: 1.6
Current: 1.45
0.46
1.6
Price-to-Graham-Number 1.09
Price-to-Graham-Number ranked lower than
74.00% of 50 companies
in the Insurance - Specialty industry.
Industry Max: 5.26, Med: 0.93, Min: 0.03
FAF: 1.09
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.76, Med: 1.1, Max: 1.52
Current: 1.09
0.76
1.52
Earnings Yield (Joel Greenblatt) % 2.91
Earnings Yield (Greenblatt) ranked higher than
54.17% of 72 companies
in the Insurance - Specialty industry.
Industry Max: 416.67, Med: 7.42, Min: -555.56
FAF: 2.91
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
Earnings Yield (Greenblatt) range over the past 10 years
Min: 2.6, Med: 12.8, Max: 20.4
Current: 2.91
2.6
20.4

More Statistics

Revenue (TTM) (Mil) $ 5,754.04
EPS (TTM) $ 4.49
Beta 1.25
Volatility % 30.04
52-Week Range $ 41.96 - 58.29
Shares Outstanding (Mil) 112.1

Analyst Estimate

Piotroski F-Score Details