MGIC Investment Corp
$
13.63
0 (0%)
| Volume: | 2,159,772 | Avg Vol (1m): | 2,586,337 |
| Market Cap $: | 4.85 Bil | Enterprise Value $: | 130.09 Mil |
| P/E (TTM): | 7.48 | P/B: | 1.32 |
| Earnings Power Value | 12.24 |
| Net Current Asset Value | 0 |
| Tangible Book | 10.13 |
| Projected FCF | 10.26 |
| Median P/S Value | 5.5 |
| Graham Number | 20.42 |
| Peter Lynch Value | 45.75 |
| DCF (FCF Based) | 0 |
| DCF (Earnings Based) | 0 |
1Y (-%)
Manual of Stocks™ Web
Financial Strength : 5/10
GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
| Current | vs industry | vs history | |
|---|---|---|---|
| Cash-to-Debt | 0.31 |
Cash-To-Debt ranked
lower than
92.96%
of
71
companies
in the
Insurance - Specialty
industry.
Industry Max: 10000, Med: 5.79, Min: 0.05
MTG:
0.31
Ranked among companies with meaningful Cash-To-Debt only.
|
Cash-To-Debt range over the past 10 years
Min: 0, Med: 0.25, Max: 10000
Current: 0.31
|
| Equity-to-Asset | 0.65 |
Equity-to-Asset ranked
higher than
88.89%
of
72
companies
in the
Insurance - Specialty
industry.
Industry Max: 0.91, Med: 0.29, Min: 0.02
MTG:
0.65
Ranked among companies with meaningful Equity-to-Asset only.
|
Equity-to-Asset range over the past 10 years
Min: 0.04, Med: 0.56, Max: 0.67
Current: 0.65
|
| Debt-to-Equity | 0.22 |
Debt-to-Equity ranked
lower than
71.79%
of
39
companies
in the
Insurance - Specialty
industry.
Industry Max: 9.52, Med: 0.21, Min: 0.01
MTG:
0.22
Ranked among companies with meaningful Debt-to-Equity only.
|
Debt-to-Equity range over the past 10 years
Min: 0.03, Med: 0.2, Max: 4.19
Current: 0.22
|
| Debt-to-EBITDA | 0.86 |
Debt-to-EBITDA ranked
higher than
69.44%
of
36
companies
in the
Insurance - Specialty
industry.
Industry Max: 16.17, Med: 1.19, Min: 0.03
MTG:
0.86
Ranked among companies with meaningful Debt-to-EBITDA only.
|
Debt-to-EBITDA range over the past 10 years
Min: -5.19, Med: 0.89, Max: 12.83
Current: 0.86
|
| WACC vs ROIC % |
ROIC 0%
WACC 11.76%
| ||
Profitability & Growth : 2/10
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
| Current | vs industry | vs history | |
|---|---|---|---|
| Net Margin % | 59.01 |
Net Margin ranked
higher than
94.44%
of
72
companies
in the
Insurance - Specialty
industry.
Industry Max: 424.16, Med: 7.04, Min: -4366.67
MTG:
59.01
Ranked among companies with meaningful Net Margin only.
|
Net Margin range over the past 10 years
Min: -77.39, Med: 10.97, Max: 112.55
Current: 59.01
|
| ROE % | 19.46 |
ROE ranked
higher than
72.22%
of
72
companies
in the
Insurance - Specialty
industry.
Industry Max: 33.51, Med: 7.61, Min: -68.71
MTG:
19.46
Ranked among companies with meaningful ROE only.
|
ROE range over the past 10 years
Min: -133.03, Med: 0.95, Max: 71.62
Current: 19.46
|
| ROA % | 11.94 |
ROA ranked
higher than
84.72%
of
72
companies
in the
Insurance - Specialty
industry.
Industry Max: 19.63, Med: 2, Min: -44.19
MTG:
11.94
Ranked among companies with meaningful ROA only.
|
ROA range over the past 10 years
Min: -14.5, Med: 1.88, Max: 21.05
Current: 11.94
|
| 3-Year Total Revenue Growth Rate | 2.60 |
3-Year Revenue Growth Rate ranked
lower than
54.24%
of
59
companies
in the
Insurance - Specialty
industry.
Industry Max: 377.7, Med: 6.1, Min: -54.6
MTG:
9.4
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
|
3-Year Revenue Growth Rate range over the past 10 years
Min: -32.7, Med: 8.3, Max: 23.9
Current: 9.4
|
| 3-Year Total EBITDA Growth Rate | 16.20 |
3-Year EBITDA Growth Rate ranked
higher than
85.11%
of
47
companies
in the
Insurance - Specialty
industry.
Industry Max: 171.4, Med: 3.3, Min: -41.6
MTG:
23.9
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
|
3-Year EBITDA Growth Rate range over the past 10 years
Min: 0, Med: 10.4, Max: 190.2
Current: 23.9
|
| 3-Year EPS w/o NRI Growth Rate | -11.90 |
3-Year EPS w/o NRI Growth Rate ranked
higher than
70.21%
of
47
companies
in the
Insurance - Specialty
industry.
Industry Max: 82.2, Med: 1.5, Min: -100
MTG:
-11.9
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
| N/A |
» MTG's 30-Y Financials
Financials (Next Earnings Date: 2019-07-18)
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Business Description
| Industry | Insurance - Specialty » Insurance - Specialty   NAICS : 524126   SIC : 6351 |
| Compare | NYSE:RDN NYSE:AGO NYSE:FAF SAU:8210 TSX:MIC JSE:SNT ASX:NHF LSE:LRE XSWX:VAHN XMAD:MAP NYSE:EIG XKLS:6139 NAS:TRUP XTER:NBG6 NAS:AMBC OSL:PROTCT LSE:RQIH NAS:ITIC NAS:TIPT TSX:TSU |
| Traded in other countries | MGC.Germany |
| Address | MGIC Plaza, 250 East Kilbourn Avenue, Milwaukee, WI, USA, 53202 |
| MGIC provides private mortgage insurance and other services to mortgage lenders, covering them against defaults by homeowners on residential mortgages. The insurance premiums that these customers pay for the protection accounts for close to 90% of the company's total revenue. Investment income accounts for most of the remaining revenue. The company sells its insurance products in all 50 states of the United States and in Puerto Rico. Its greatest exposure is in California, Florida, Texas, Pennsylvania, and Ohio. | |
Ratios
| Current | vs industry | vs history | |
|---|---|---|---|
| PE Ratio (TTM) | 7.48 |
PE Ratio ranked
lower than
61.02%
of
59
companies
in the
Insurance - Specialty
industry.
Industry Max: 307.5, Med: 13.54, Min: 0.03
MTG:
7.48
Ranked among companies with meaningful PE Ratio only.
|
PE Ratio range over the past 10 years
Min: 2.4, Med: 11.2, Max: 40.84
Current: 7.48
|
| Forward PE Ratio | 8.54 |
Forward P/E ranked
higher than
75.00%
of
24
companies
in the
Insurance - Specialty
industry.
Industry Max: 1666.67, Med: 12.47, Min: 5.34
MTG:
8.54
Ranked among companies with meaningful Forward P/E only.
| N/A |
| PE Ratio without NRI | 7.48 |
PE without NRI ranked
lower than
61.67%
of
60
companies
in the
Insurance - Specialty
industry.
Industry Max: 307.5, Med: 13.54, Min: 0.03
MTG:
7.48
Ranked among companies with meaningful PE without NRI only.
|
PE without NRI range over the past 10 years
Min: 2.4, Med: 11.2, Max: 40.84
Current: 7.48
|
| Price-to-Owner-Earnings | 9.11 |
Price-to-Owner-Earnings ranked
lower than
61.90%
of
42
companies
in the
Insurance - Specialty
industry.
Industry Max: 228.03, Med: 11.35, Min: 1.12
MTG:
9.11
Ranked among companies with meaningful Price-to-Owner-Earnings only.
|
Price-to-Owner-Earnings range over the past 10 years
Min: 6.91, Med: 15.14, Max: 53.6
Current: 9.11
|
| PB Ratio | 1.32 |
PB Ratio ranked
lower than
70.42%
of
71
companies
in the
Insurance - Specialty
industry.
Industry Max: 22.26, Med: 1.15, Min: 0.32
MTG:
1.32
Ranked among companies with meaningful PB Ratio only.
|
PB Ratio range over the past 10 years
Min: 0.05, Med: 1.2, Max: 4.07
Current: 1.32
|
| PS Ratio | 4.51 |
PS Ratio ranked
lower than
95.77%
of
71
companies
in the
Insurance - Specialty
industry.
Industry Max: 1229.09, Med: 1.5, Min: 0.12
MTG:
4.51
Ranked among companies with meaningful PS Ratio only.
|
PS Ratio range over the past 10 years
Min: 0.07, Med: 1.83, Max: 5.8
Current: 4.51
|
| Price-to-Free-Cash-Flow | 9.21 |
Price-to-Free-Cash-Flow ranked
lower than
65.31%
of
49
companies
in the
Insurance - Specialty
industry.
Industry Max: 2500, Med: 11.08, Min: 1.19
MTG:
9.21
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
|
Price-to-Free-Cash-Flow range over the past 10 years
Min: 0.08, Med: 9.67, Max: 89.65
Current: 9.21
|
| Price-to-Operating-Cash-Flow | 9.06 |
Price-to-Operating-Cash-Flow ranked
lower than
64.15%
of
53
companies
in the
Insurance - Specialty
industry.
Industry Max: 2416.67, Med: 10.52, Min: 1.19
MTG:
9.06
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
|
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 0.08, Med: 9.42, Max: 84.46
Current: 9.06
|
| EV-to-EBIT | 0.15 |
EV-to-EBIT ranked
higher than
64.81%
of
54
companies
in the
Insurance - Specialty
industry.
Industry Max: 48.44, Med: 9.72, Min: 0.24
MTG:
0.15
Ranked among companies with meaningful EV-to-EBIT only.
|
EV-to-EBIT range over the past 10 years
Min: -32.1, Med: -0.2, Max: 14
Current: 0.15
|
| EV-to-EBITDA | 0.13 |
EV-to-EBITDA ranked
higher than
67.27%
of
55
companies
in the
Insurance - Specialty
industry.
Industry Max: 361.55, Med: 9.13, Min: 0.23
MTG:
0.13
Ranked among companies with meaningful EV-to-EBITDA only.
|
EV-to-EBITDA range over the past 10 years
Min: -26.3, Med: -0.2, Max: 18
Current: 0.13
|
| EV-to-Revenue | 0.11 |
EV-to-Revenue ranked
lower than
94.12%
of
68
companies
in the
Insurance - Specialty
industry.
Industry Max: 62023.67, Med: 1.27, Min: 0.01
MTG:
0.11
Ranked among companies with meaningful EV-to-Revenue only.
|
EV-to-Revenue range over the past 10 years
Min: -3.6, Med: 0.3, Max: 1.8
Current: 0.11
|
| PEG Ratio | 0.17 |
PEG Ratio ranked
lower than
100.00%
of
24
companies
in the
Insurance - Specialty
industry.
Industry Max: 43, Med: 0.94, Min: 0.16
MTG:
0.17
Ranked among companies with meaningful PEG Ratio only.
|
PEG Ratio range over the past 10 years
Min: 0.13, Med: 0.2, Max: 0.24
Current: 0.17
|
Dividend & Buy Back
| Current | vs industry | vs history | |
|---|---|---|---|
| 3-Year Share Buyback Rate | -1.50 |
3-Year Share Buyback Rate ranked
lower than
80.49%
of
41
companies
in the
Insurance - Specialty
industry.
Industry Max: 71.7, Med: -0.2, Min: -17
MTG:
-1.5
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
|
3-Year Share Buyback Rate range over the past 10 years
Min: -34.8, Med: -0.2, Max: 5.6
Current: -1.5
|
Valuation & Return
| Current | vs industry | vs history | |
|---|---|---|---|
| Price-to-Tangible-Book | 1.35 |
Price-to-Tangible-Book ranked
lower than
65.22%
of
69
companies
in the
Insurance - Specialty
industry.
Industry Max: 24.81, Med: 1.46, Min: 0.32
MTG:
1.35
Ranked among companies with meaningful Price-to-Tangible-Book only.
|
Price-to-Tangible-Book range over the past 10 years
Min: 0.08, Med: 1.66, Max: 5.11
Current: 1.35
|
| Price-to-Projected-FCF | 1.33 |
Price-to-Intrinsic-Value-Projected-FCF ranked
lower than
100.00%
of
34
companies
in the
Insurance - Specialty
industry.
Industry Max: 3.73, Med: 0.77, Min: 0.1
MTG:
1.33
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
|
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.02, Med: 0.56, Max: 35.43
Current: 1.33
|
| Price-to-Median-PS-Value | 2.48 |
Price-to-Median-PS-Value ranked
lower than
100.00%
of
59
companies
in the
Insurance - Specialty
industry.
Industry Max: 4.78, Med: 0.99, Min: 0.09
MTG:
2.48
Ranked among companies with meaningful Price-to-Median-PS-Value only.
|
Price-to-Median-PS-Value range over the past 10 years
Min: 0.06, Med: 2.16, Max: 4.93
Current: 2.48
|
| Price-to-Peter-Lynch-Fair-Value | 0.30 |
Price-to-Peter-Lynch-Fair-Value ranked
lower than
100.00%
of
11
companies
in the
Insurance - Specialty
industry.
Industry Max: 2.63, Med: 0.86, Min: 0.24
MTG:
0.3
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
|
Price-to-Peter-Lynch-Fair-Value range over the past 10 years
Min: 0.23, Med: 0.49, Max: 1.8
Current: 0.3
|
| Price-to-Graham-Number | 0.67 |
Price-to-Graham-Number ranked
lower than
56.00%
of
50
companies
in the
Insurance - Specialty
industry.
Industry Max: 5.26, Med: 0.93, Min: 0.03
MTG:
0.67
Ranked among companies with meaningful Price-to-Graham-Number only.
|
Price-to-Graham-Number range over the past 10 years
Min: 0.3, Med: 1.05, Max: 2.4
Current: 0.67
|
| Earnings Yield (Joel Greenblatt) % | 705.24 |
Earnings Yield (Greenblatt) ranked
higher than
73.61%
of
72
companies
in the
Insurance - Specialty
industry.
Industry Max: 416.67, Med: 7.42, Min: -555.56
MTG:
705.24
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
|
Earnings Yield (Greenblatt) range over the past 10 years
Min: -7519.1, Med: -14.8, Max: 62565.8
Current: 705.24
|
| Forward Rate of Return (Yacktman) % | 23.65 |
Forward Rate of Return ranked
higher than
86.84%
of
38
companies
in the
Insurance - Specialty
industry.
Industry Max: 91.04, Med: 13.79, Min: -41.13
MTG:
23.65
Ranked among companies with meaningful Forward Rate of Return only.
|
Forward Rate of Return range over the past 10 years
Min: -52.8, Med: -37.6, Max: 23.9
Current: 23.65
|
More Statistics
| Revenue (TTM) (Mil) $ | 1,149.73 |
| EPS (TTM) $ | 1.83 |
| Beta | 1.78 |
| Volatility % | 30.94 |
| 52-Week Range $ | 9.41 - 14.97 |
| Shares Outstanding (Mil) | 355.99 |