NYSE:MTG (USA) Also trade in: Germany Mexico

MGIC Investment Corp

$ 13.63 0 (0%)
Volume: 2,159,772 Avg Vol (1m): 2,586,337
Market Cap $: 4.85 Bil Enterprise Value $: 130.09 Mil
P/E (TTM): 7.48 P/B: 1.32
Earnings Power Value 12.24
Net Current Asset Value 0
Tangible Book 10.13
Projected FCF 10.26
Median P/S Value 5.5
Graham Number 20.42
Peter Lynch Value 45.75
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 5/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.31
Cash-To-Debt ranked lower than
92.96% of 71 companies
in the Insurance - Specialty industry.
Industry Max: 10000, Med: 5.79, Min: 0.05
MTG: 0.31
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0, Med: 0.25, Max: 10000
Current: 0.31
0
10000
Equity-to-Asset 0.65
Equity-to-Asset ranked higher than
88.89% of 72 companies
in the Insurance - Specialty industry.
Industry Max: 0.91, Med: 0.29, Min: 0.02
MTG: 0.65
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.04, Med: 0.56, Max: 0.67
Current: 0.65
0.04
0.67
Debt-to-Equity 0.22
Debt-to-Equity ranked lower than
71.79% of 39 companies
in the Insurance - Specialty industry.
Industry Max: 9.52, Med: 0.21, Min: 0.01
MTG: 0.22
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.03, Med: 0.2, Max: 4.19
Current: 0.22
0.03
4.19
Debt-to-EBITDA 0.86
Debt-to-EBITDA ranked higher than
69.44% of 36 companies
in the Insurance - Specialty industry.
Industry Max: 16.17, Med: 1.19, Min: 0.03
MTG: 0.86
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: -5.19, Med: 0.89, Max: 12.83
Current: 0.86
-5.19
12.83
WACC vs ROIC %
ROIC 0%
WACC 11.76%

Profitability & Growth : 2/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 59.01
Net Margin ranked higher than
94.44% of 72 companies
in the Insurance - Specialty industry.
Industry Max: 424.16, Med: 7.04, Min: -4366.67
MTG: 59.01
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: -77.39, Med: 10.97, Max: 112.55
Current: 59.01
-77.39
112.55
ROE % 19.46
ROE ranked higher than
72.22% of 72 companies
in the Insurance - Specialty industry.
Industry Max: 33.51, Med: 7.61, Min: -68.71
MTG: 19.46
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: -133.03, Med: 0.95, Max: 71.62
Current: 19.46
-133.03
71.62
ROA % 11.94
ROA ranked higher than
84.72% of 72 companies
in the Insurance - Specialty industry.
Industry Max: 19.63, Med: 2, Min: -44.19
MTG: 11.94
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: -14.5, Med: 1.88, Max: 21.05
Current: 11.94
-14.5
21.05
3-Year Total Revenue Growth Rate 2.60
3-Year Revenue Growth Rate ranked lower than
54.24% of 59 companies
in the Insurance - Specialty industry.
Industry Max: 377.7, Med: 6.1, Min: -54.6
MTG: 9.4
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -32.7, Med: 8.3, Max: 23.9
Current: 9.4
-32.7
23.9
3-Year Total EBITDA Growth Rate 16.20
3-Year EBITDA Growth Rate ranked higher than
85.11% of 47 companies
in the Insurance - Specialty industry.
Industry Max: 171.4, Med: 3.3, Min: -41.6
MTG: 23.9
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
3-Year EBITDA Growth Rate range over the past 10 years
Min: 0, Med: 10.4, Max: 190.2
Current: 23.9
0
190.2
3-Year EPS w/o NRI Growth Rate -11.90
3-Year EPS w/o NRI Growth Rate ranked higher than
70.21% of 47 companies
in the Insurance - Specialty industry.
Industry Max: 82.2, Med: 1.5, Min: -100
MTG: -11.9
Ranked among companies with meaningful 3-Year EPS w/o NRI Growth Rate only.
N/A

» MTG's 30-Y Financials

Financials (Next Earnings Date: 2019-07-18)

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Business Description

Industry Insurance - Specialty » Insurance - Specialty    NAICS : 524126    SIC : 6351
Compare NYSE:RDN NYSE:AGO NYSE:FAF SAU:8210 TSX:MIC JSE:SNT ASX:NHF LSE:LRE XSWX:VAHN XMAD:MAP NYSE:EIG XKLS:6139 NAS:TRUP XTER:NBG6 NAS:AMBC OSL:PROTCT LSE:RQIH NAS:ITIC NAS:TIPT TSX:TSU
Traded in other countries MGC.Germany
Address MGIC Plaza, 250 East Kilbourn Avenue, Milwaukee, WI, USA, 53202
MGIC provides private mortgage insurance and other services to mortgage lenders, covering them against defaults by homeowners on residential mortgages. The insurance premiums that these customers pay for the protection accounts for close to 90% of the company's total revenue. Investment income accounts for most of the remaining revenue. The company sells its insurance products in all 50 states of the United States and in Puerto Rico. Its greatest exposure is in California, Florida, Texas, Pennsylvania, and Ohio.

Ratios

Current vs industry vs history
PE Ratio (TTM) 7.48
PE Ratio ranked lower than
61.02% of 59 companies
in the Insurance - Specialty industry.
Industry Max: 307.5, Med: 13.54, Min: 0.03
MTG: 7.48
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 2.4, Med: 11.2, Max: 40.84
Current: 7.48
2.4
40.84
Forward PE Ratio 8.54
Forward P/E ranked higher than
75.00% of 24 companies
in the Insurance - Specialty industry.
Industry Max: 1666.67, Med: 12.47, Min: 5.34
MTG: 8.54
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 7.48
PE without NRI ranked lower than
61.67% of 60 companies
in the Insurance - Specialty industry.
Industry Max: 307.5, Med: 13.54, Min: 0.03
MTG: 7.48
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 2.4, Med: 11.2, Max: 40.84
Current: 7.48
2.4
40.84
Price-to-Owner-Earnings 9.11
Price-to-Owner-Earnings ranked lower than
61.90% of 42 companies
in the Insurance - Specialty industry.
Industry Max: 228.03, Med: 11.35, Min: 1.12
MTG: 9.11
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 6.91, Med: 15.14, Max: 53.6
Current: 9.11
6.91
53.6
PB Ratio 1.32
PB Ratio ranked lower than
70.42% of 71 companies
in the Insurance - Specialty industry.
Industry Max: 22.26, Med: 1.15, Min: 0.32
MTG: 1.32
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.05, Med: 1.2, Max: 4.07
Current: 1.32
0.05
4.07
PS Ratio 4.51
PS Ratio ranked lower than
95.77% of 71 companies
in the Insurance - Specialty industry.
Industry Max: 1229.09, Med: 1.5, Min: 0.12
MTG: 4.51
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 0.07, Med: 1.83, Max: 5.8
Current: 4.51
0.07
5.8
Price-to-Free-Cash-Flow 9.21
Price-to-Free-Cash-Flow ranked lower than
65.31% of 49 companies
in the Insurance - Specialty industry.
Industry Max: 2500, Med: 11.08, Min: 1.19
MTG: 9.21
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 0.08, Med: 9.67, Max: 89.65
Current: 9.21
0.08
89.65
Price-to-Operating-Cash-Flow 9.06
Price-to-Operating-Cash-Flow ranked lower than
64.15% of 53 companies
in the Insurance - Specialty industry.
Industry Max: 2416.67, Med: 10.52, Min: 1.19
MTG: 9.06
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 0.08, Med: 9.42, Max: 84.46
Current: 9.06
0.08
84.46
EV-to-EBIT 0.15
EV-to-EBIT ranked higher than
64.81% of 54 companies
in the Insurance - Specialty industry.
Industry Max: 48.44, Med: 9.72, Min: 0.24
MTG: 0.15
Ranked among companies with meaningful EV-to-EBIT only.
EV-to-EBIT range over the past 10 years
Min: -32.1, Med: -0.2, Max: 14
Current: 0.15
-32.1
14
EV-to-EBITDA 0.13
EV-to-EBITDA ranked higher than
67.27% of 55 companies
in the Insurance - Specialty industry.
Industry Max: 361.55, Med: 9.13, Min: 0.23
MTG: 0.13
Ranked among companies with meaningful EV-to-EBITDA only.
EV-to-EBITDA range over the past 10 years
Min: -26.3, Med: -0.2, Max: 18
Current: 0.13
-26.3
18
EV-to-Revenue 0.11
EV-to-Revenue ranked lower than
94.12% of 68 companies
in the Insurance - Specialty industry.
Industry Max: 62023.67, Med: 1.27, Min: 0.01
MTG: 0.11
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: -3.6, Med: 0.3, Max: 1.8
Current: 0.11
-3.6
1.8
PEG Ratio 0.17
PEG Ratio ranked lower than
100.00% of 24 companies
in the Insurance - Specialty industry.
Industry Max: 43, Med: 0.94, Min: 0.16
MTG: 0.17
Ranked among companies with meaningful PEG Ratio only.
PEG Ratio range over the past 10 years
Min: 0.13, Med: 0.2, Max: 0.24
Current: 0.17
0.13
0.24

Dividend & Buy Back

Current vs industry vs history
3-Year Share Buyback Rate -1.50
3-Year Share Buyback Rate ranked lower than
80.49% of 41 companies
in the Insurance - Specialty industry.
Industry Max: 71.7, Med: -0.2, Min: -17
MTG: -1.5
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -34.8, Med: -0.2, Max: 5.6
Current: -1.5
-34.8
5.6

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.35
Price-to-Tangible-Book ranked lower than
65.22% of 69 companies
in the Insurance - Specialty industry.
Industry Max: 24.81, Med: 1.46, Min: 0.32
MTG: 1.35
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.08, Med: 1.66, Max: 5.11
Current: 1.35
0.08
5.11
Price-to-Projected-FCF 1.33
Price-to-Intrinsic-Value-Projected-FCF ranked lower than
100.00% of 34 companies
in the Insurance - Specialty industry.
Industry Max: 3.73, Med: 0.77, Min: 0.1
MTG: 1.33
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.02, Med: 0.56, Max: 35.43
Current: 1.33
0.02
35.43
Price-to-Median-PS-Value 2.48
Price-to-Median-PS-Value ranked lower than
100.00% of 59 companies
in the Insurance - Specialty industry.
Industry Max: 4.78, Med: 0.99, Min: 0.09
MTG: 2.48
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.06, Med: 2.16, Max: 4.93
Current: 2.48
0.06
4.93
Price-to-Peter-Lynch-Fair-Value 0.30
Price-to-Peter-Lynch-Fair-Value ranked lower than
100.00% of 11 companies
in the Insurance - Specialty industry.
Industry Max: 2.63, Med: 0.86, Min: 0.24
MTG: 0.3
Ranked among companies with meaningful Price-to-Peter-Lynch-Fair-Value only.
Price-to-Peter-Lynch-Fair-Value range over the past 10 years
Min: 0.23, Med: 0.49, Max: 1.8
Current: 0.3
0.23
1.8
Price-to-Graham-Number 0.67
Price-to-Graham-Number ranked lower than
56.00% of 50 companies
in the Insurance - Specialty industry.
Industry Max: 5.26, Med: 0.93, Min: 0.03
MTG: 0.67
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.3, Med: 1.05, Max: 2.4
Current: 0.67
0.3
2.4
Earnings Yield (Joel Greenblatt) % 705.24
Earnings Yield (Greenblatt) ranked higher than
73.61% of 72 companies
in the Insurance - Specialty industry.
Industry Max: 416.67, Med: 7.42, Min: -555.56
MTG: 705.24
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
Earnings Yield (Greenblatt) range over the past 10 years
Min: -7519.1, Med: -14.8, Max: 62565.8
Current: 705.24
-7519.1
62565.8
Forward Rate of Return (Yacktman) % 23.65
Forward Rate of Return ranked higher than
86.84% of 38 companies
in the Insurance - Specialty industry.
Industry Max: 91.04, Med: 13.79, Min: -41.13
MTG: 23.65
Ranked among companies with meaningful Forward Rate of Return only.
Forward Rate of Return range over the past 10 years
Min: -52.8, Med: -37.6, Max: 23.9
Current: 23.65
-52.8
23.9

More Statistics

Revenue (TTM) (Mil) $ 1,149.73
EPS (TTM) $ 1.83
Beta 1.78
Volatility % 30.94
52-Week Range $ 9.41 - 14.97
Shares Outstanding (Mil) 355.99

Analyst Estimate

Piotroski F-Score Details