Affirm Holdings Inc at UBS Global Technology and AI Conference Transcript

Dec 02, 2025 / 09:55PM GMT
Unidentified Participant

All right. Welcome everyone. We're really happy to have with us this afternoon, Michael Linford, who's the COO of Affirm. He's joining us here for now, I guess many years in a row. So thanks again, Michael, for making the trip here to join us in Arizona.

Thank you for having me. Also want to thank Maggie Dean, IR from Affirm who's also here and made the trip out to Arizona. So we really appreciate you both being a big part of the event here. It's been many years that you've been supporting us, so thank you.

All right, we'll get started. We have a good long list of questions here and we're going to try our very best to squeeze in some Q&A at the end from the audience. So please just get ready to raise your hand and we'll bring you a microphone. But let's see if we can start with holiday trends. So here we are. It's not totally through the quarter, but we got through a nice big chunk of holiday spending with Black Friday, Cyber Monday. Maybe you could just tell us a little bit about how the holiday season is shaping up for Affirm.

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