Affirm HoldingsSTU:78P 81 Market Cap is $24,246.50 Mil as of Jun. 29, 2026. GuruFocus rates STU:78P with a GF Score™ of 81/100. The stock has 7 warning signs investors should review. Among 554 Credit Services companies, Affirm Holdings ranks better than 98.74% on this metric.
Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). Affirm Holdings's share price for the quarter that ended in Mar. 2026 was $0. Affirm Holdings's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 242.75 Mil. Therefore, Affirm Holdings's market cap for the quarter that ended in Mar. 2026 was $0.00 Mil.
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. Affirm Holdings's Enterprise Value for Today is $24,246.50 Mil.
Affirm Holdings (STU:78P) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
Affirm Holdings Market Cap Related Terms
Affirm Holdings Market Cap Historical Data
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The historical data trend for Affirm Holdings's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Affirm Holdings's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Affirm Holdings Market Cap vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Affirm Holdings's Market Cap distribution charts can be found below:
* The bar in red indicates where Affirm Holdings's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
Affirm Holdings's Market Cap for the fiscal year that ended in Jun. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Affirm Holdings (STU:78P) has a Market Cap of $24,246.50 Mil as of Jun. 29, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Affirm Holdings and its competitors. According to the industry distribution chart, Affirm Holdings ranks #7 out of 554 companies in the Credit Services industry, placing it in the top 1.3%.
Is Affirm Holdings' Market Cap too high?
Affirm Holdings' current Market Cap is $24,246.50 Mil. The Credit Services industry median Market Cap is 45.51. Affirm Holdings' value of $24,246.50 Mil is 53178.5% above this industry median. Based on the distribution chart, Affirm Holdings ranks #7 out of 554 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Affirm Holdings has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does Affirm Holdings' Market Cap compare to SYF and SOFI?
According to the Credit Services industry distribution chart, Affirm Holdings ranks #7 out of 554 companies for Market Cap. This places Affirm Holdings in the top 1% of its industry — outperforming the majority of peers. The industry median Market Cap is 45.51. Affirm Holdings' value of $24,246.50 Mil is 53178.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Credit Services company?
The median Market Cap among Credit Services companies is 45.51, based on 554 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Affirm Holdings's current Market Cap of $24,246.50 Mil is 53178.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on Affirm Holdings and its competitors. For the Credit Services industry, the median Market Cap is 45.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Affirm Holdings's current Market Cap is $24,246.50 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Affirm Holdings stock overvalued right now?
Affirm Holdings (STU:78P) has a current Market Cap of $24,246.50 Mil. The current Market Cap is $24,246.50 Mil and 53178.5% above the Credit Services industry median of 45.51. Affirm Holdings' overall GF Score™ is 81/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For Affirm Holdings (STU:78P), the current Market Cap is $24,246.50 Mil as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Founded in 2012, Affirm is a market leader in the buy now, pay later space with around $36 billion in transaction volume in fiscal 2025. Affirm offers both zero-interest financing, which is merchant subsidized, and interest-bearing loans, which function as personal loans that are approved on a per-transaction basis. Over 70% of Affirm's transaction volume comes from its interest-bearing loans, which also constitute the majority of its revenue. Affirm primarily operates in the United States, which accounted for more than 95% of its revenue in 2025, but it has also expanded to Canada and the United Kingdom.
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