Business Description
Affirm Holdings Inc
NAICS : 522291
SIC : 6163
ISIN : US00827B1061
Share Class Description:
STU:78P: Ordinary Shares - Class ATotal Employee Number:
2,206Compare
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Traded in other countries / regions
AFRM.USA1AFRM.Italy78P.GermanyAFRM.Mexico IPO Date
2021-01-14Description
Affirm Holdings Inc operates a generation payment network designed to address legacy payment options, archaic systems, and traditional risk and credit underwriting models. Its platform supports digital and mobile-first commerce. Its solutions increase customer awareness, consideration, and conversion across every channel, from e-commerce to in-store. Its solutions include Digital wallets, which integrate Affirm through existing wallets, and BNPL for Business, which provides payment solutions for small business customers. It serves Home & lifestyle, Fashion, Auto, Fitness & sporting goods, and Travel.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.26 | |||||
Equity-to-Asset | 0.35 | |||||
Debt-to-Equity | 1.83 | |||||
Debt-to-EBITDA | 8.02 | |||||
Interest Coverage | 1.92 | |||||
Piotroski F-Score | 7/9 | |||||
Altman Z-Score | 2.74 | |||||
Beneish M-Score | -1.53 | |||||
WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 31.5 | |||||
3-Year Book Growth Rate | 24 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 25.92 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 55.07 | |||||
Quick Ratio | 55.07 | |||||
Cash Ratio | 11.22 | |||||
Days Sales Outstanding | 25.58 | |||||
Days Payable | 18.36 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -4.3 | |||||
Shareholder Yield % | -6.58 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 68.07 | |||||
Operating Margin % | 20.44 | |||||
Net Margin % | 45.29 | |||||
EBITDA Margin % | 29.34 | |||||
ROE % | 50.3 | |||||
ROA % | 14.95 | |||||
ROIC % | 8.41 | |||||
3-Year ROIIC % | 26.57 | |||||
ROC (Joel Greenblatt) % | 63.47 | |||||
ROCE % | 7.45 | |||||
Years of Profitability over Past 10-Year | 2 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 13.11 | |||||
PE Ratio without NRI | 13.11 | |||||
Price-to-Owner-Earnings | 11.51 | |||||
PS Ratio | 5.92 | |||||
PB Ratio | 4.45 | |||||
Price-to-Tangible-Book | 4.95 | |||||
Price-to-Free-Cash-Flow | 25.41 | |||||
Price-to-Operating-Cash-Flow | 20.5 | |||||
EV-to-EBIT | 33.62 | |||||
EV-to-EBITDA | 25.46 | |||||
EV-to-Revenue | 7.47 | |||||
EV-to-FCF | 32.07 | |||||
Price-to-Projected-FCF | 3.42 | |||||
| Price-to-Net-Current-Asset-Value | 9.88 | |||||
Earnings Yield (Greenblatt) % | 2.97 | |||||
FCF Yield % | 4.07 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
Affirm Holdings Inc Executives
DetailsGF Valueâ„¢
Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | |||
| EPS (TTM) ($) | - | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | - | ||
| 14-Day RSI | - | ||
| 14-Day ATR ($) | - | ||
| 20-Day SMA ($) | - | ||
| 12-1 Month Momentum % | - | ||
| 52-Week Range ($) | 0 - 0 | ||
| Shares Outstanding (Mil) | 257.41 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Affirm Holdings Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Affirm Holdings Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Second quarter earnings conference call for 2027 | 2027-02-05 14:00 | In 154 days | ||
| Second quarter earnings results for 2027 | 2027-02-05 | In 153 days | ||
| General meeting for 2026 | 2026-12-15 09:00 | In 102 days | ||
| First quarter earnings conference call for 2027 | 2026-11-06 14:00 | In 63 days | ||
| First quarter earnings results for 2027 | 2026-11-06 | In 62 days | ||
| Goldman Sachs Communacopia + Technology Conference | 2026-09-08 15:05 | In 4 days | ||
| Fourth quarter earnings conference call for 2026 | 2026-08-27 14:00 | -- | ||
| Annual report for 2026 | 2026-08-27 | -- | ||
| Fourth quarter earnings results for 2026 | 2026-08-27 | -- | ||
| William Blair Growth Stock Conference | 2026-06-04 09:20 | -- |
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Affirm Holdings Inc Frequently Asked Questions
What is Affirm Holdings Inc(STU:78P)'s stock price today?
The current price of STU:78P is $0.00. The 52 week high of STU:78P is $0.00 and 52 week low is $0.00.
When is next earnings date of Affirm Holdings Inc(STU:78P)?
The next earnings date of Affirm Holdings Inc(STU:78P) is 2026-11-06 Est..
Does Affirm Holdings Inc(STU:78P) pay dividends? If so, how much?
Affirm Holdings Inc(STU:78P) does not pay dividend.
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