Business Description
Cass Information Systems Inc
NAICS : 561499
SIC : 7389
ISIN : US14808P1093
Share Class Description:
STU:CC3: Ordinary SharesTotal Employee Number:
1,016Description
Cass Information Systems Inc is a provider of payment and information processing services to large manufacturing, distribution, and retail enterprises across the United States. The company provides transportation invoice rating, payment processing, auditing, accounting, and transportation information. It is also a processor and payer of energy invoices, including electricity, gas, waste, and other facility-related expenses. Additionally, the firm has a banking subsidiary, offering banking services mainly to privately held businesses in the St. Louis metropolitan area and restaurant franchises and faith-based ministries within the United States. The company operates in two reportable segments: Information Services, which generates the maximum revenue, and Banking Services.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.69 | |||||
Equity-to-Asset | 0.1 | |||||
Debt-to-Equity | 0.6 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 7/9 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 1.9 | |||||
3-Year EPS without NRI Growth Rate | -0.9 | |||||
3-Year FCF Growth Rate | -10.7 | |||||
3-Year Book Growth Rate | 7.6 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 67.79 | |||||
9-Day RSI | 71.15 | |||||
14-Day RSI | 70.31 | |||||
3-1 Month Momentum % | 2.62 | |||||
6-1 Month Momentum % | 13.29 | |||||
12-1 Month Momentum % | 1.55 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2.39 | |||||
Dividend Payout Ratio | 0.52 | |||||
3-Year Dividend Growth Rate | 3.4 | |||||
Forward Dividend Yield % | 2.42 | |||||
5-Year Yield-on-Cost % | 2.78 | |||||
3-Year Average Share Buyback Ratio | 1.9 | |||||
Shareholder Yield % | 5.95 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 19.07 | |||||
FCF Margin % | 13.83 | |||||
OCF Margin % | 16.55 | |||||
ROE % | 14.54 | |||||
ROA % | 1.43 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 19.99 | |||||
Forward PE Ratio | 15.31 | |||||
PE Ratio without NRI | 21.82 | |||||
Shiller PE Ratio | 22.02 | |||||
Price-to-Owner-Earnings | 18.13 | |||||
PEG Ratio | 54.55 | |||||
PS Ratio | 3.82 | |||||
PB Ratio | 2.8 | |||||
Price-to-Tangible-Book | 3.05 | |||||
Price-to-Free-Cash-Flow | 27.37 | |||||
Price-to-Operating-Cash-Flow | 22.91 | |||||
EV-to-Revenue | 3.14 | |||||
EV-to-FCF | 22.67 | |||||
Price-to-GF-Value | 1.09 | |||||
Price-to-Projected-FCF | 1.26 | |||||
Price-to-DCF (Earnings Based) | 1.91 | |||||
Price-to-DCF (FCF Based) | 2.4 | |||||
Price-to-Median-PS-Value | 0.93 | |||||
Price-to-Graham-Number | 1.72 | |||||
FCF Yield % | 3.76 | |||||
Forward Rate of Return (Yacktman) % | 6.57 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Cass Information Systems Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 157.657 | ||
| EPS (TTM) (€) | 2.26 | ||
| Beta | 0.3655 | ||
| 3-Year Sharpe Ratio | 0.12 | ||
| 3-Year Sortino Ratio | 0.17 | ||
| Volatility % | 19.55 | ||
| 14-Day RSI | 70.31 | ||
| 14-Day ATR (€) | 1.047971 | ||
| 20-Day SMA (€) | 43.42 | ||
| 12-1 Month Momentum % | 1.55 | ||
| 52-Week Range (€) | 31.2 - 46.6 | ||
| Shares Outstanding (Mil) | 12.87 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Cass Information Systems Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Cass Information Systems Inc Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Third quarter earnings results for 2026 | 2026-10-23 | In 110 days | ||
| Second quarter earnings results for 2026 | 2026-07-17 08:00 | In 13 days | ||
| USD 0.320000 Cash Dividend | 2026-06-05 | 40.40 (+3.06%) | ||
| First quarter earnings results for 2026 | 2026-04-23 | 41.40 (+1.47%) | ||
| General meeting for 2025 | 2026-04-21 08:00 | 39.40 (-2.48%) | ||
| Annual report for 2025 | 2026-03-06 | 39.00 (+0.00%) | ||
| USD 0.320000 Cash Dividend | 2026-03-03 | 38.20 (+2.69%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-22 | 36.60 (+3.98%) | ||
| USD 0.320000 Cash Dividend | 2025-12-05 | 37.20 (+0.00%) | ||
| Third quarter earnings results for 2025 | 2025-10-23 | 32.80 (+0.00%) |
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Cass Information Systems Inc Frequently Asked Questions
What is Cass Information Systems Inc(STU:CC3)'s stock price today?
The current price of STU:CC3 is €45.60. The 52 week high of STU:CC3 is €46.60 and 52 week low is €31.20.
When is next earnings date of Cass Information Systems Inc(STU:CC3)?
The next earnings date of Cass Information Systems Inc(STU:CC3) is 2026-07-17 Est..
Does Cass Information Systems Inc(STU:CC3) pay dividends? If so, how much?
The Dividend Yield %  of Cass Information Systems Inc(STU:CC3) is 2.39% (As of Today), Highest Dividend Payout Ratio of Cass Information Systems Inc(STU:CC3) was 0.9. The lowest was 0.39. And the median was 0.51. The  Forward Dividend Yield % of Cass Information Systems Inc(STU:CC3) is 2.42%. For more information regarding to dividend, please check our Dividend Page.
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