Cass Information Systems Inc
$
48.03
-0.85 (-1.74%)
| Volume: | 24,667 | Avg Vol (1m): | 40,147 |
| Market Cap $: | 697.70 Mil | Enterprise Value $: | 127.48 Mil |
| P/E (TTM): | 23.66 | P/B: | 3.02 |
| Earnings Power Value | 36.44 |
| Net Current Asset Value | 0 |
| Tangible Book | 14.99 |
| Projected FCF | 35.37 |
| Median P/S Value | 47.35 |
| Graham Number | 26.15 |
| Peter Lynch Value | 0 |
| DCF (FCF Based) | 0 |
| DCF (Earnings Based) | 0 |
1Y (-%)
Manual of Stocks™ Web
Financial Strength : 6/10
GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
| Current | vs industry | vs history | |
|---|---|---|---|
| Cash-to-Debt | No Debt |
Cash-To-Debt range over the past 10 years
Min: 0.65, Med: 3514.71, Max: 10000
Current: 10000
| |
| Equity-to-Asset | 0.14 |
Equity-to-Asset range over the past 10 years
Min: 0.09, Med: 0.12, Max: 0.15
Current: 0.14
| |
| Beneish M-Score | -2.41 |
Not Manipulator
Manipulator
| |
| WACC vs ROIC % |
ROIC 0%
WACC 4.71%
| ||
Profitability & Growth : 4/10
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
| Current | vs industry | vs history | |
|---|---|---|---|
| Net Margin % | 20.78 |
Net Margin range over the past 10 years
Min: 17.93, Med: 20.83, Max: 21.69
Current: 20.78
| |
| ROE % | 13.28 |
ROE range over the past 10 years
Min: 11.31, Med: 13.1, Max: 15.21
Current: 13.28
| |
| ROA % | 1.83 |
ROA range over the past 10 years
Min: 1.56, Med: 1.75, Max: 1.85
Current: 1.83
| |
| 3-Year Total Revenue Growth Rate | 7.00 |
3-Year Revenue Growth Rate range over the past 10 years
Min: -13.4, Med: 5.7, Max: 26.9
Current: 7.7
| |
| 3-Year EPS w/o NRI Growth Rate | 10.20 |
3-Year EPS w/o NRI Growth Rate range over the past 10 years
Min: -1.2, Med: 5.5, Max: 24.2
Current: 10.2
|
» CASS's 30-Y Financials
Financials (Next Earnings Date: 2019-07-26)
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Business Description
| Industry | Business Services » Business Services NAICS : 561499 SIC : 7389 |
| Compare | LSE:JSG SZSE:300075 SZSE:300215 SZSE:000996 XTAE:HLAN LSE:MTO NAS:SP SZSE:300579 SHSE:603081 LSE:ITE SZSE:002509 ASX:SIQ LSE:SMS NAS:PAYS XPAR:GLO LSE:RST OHEL:ATG1V SZSE:300202 NYSE:EEX SZSE:300116 |
| Traded in other countries | CC3.Germany |
| Address | 12444 Powerscourt Drive, Suite 550, St. Louis, MO, USA, 63131 |
| Cass Information Systems Inc is a U.S.-based company that provides payment and information-processing services. Customers of the company include big manufacturing, distribution, and retail companies. The company operates through two segments. The information services segment offers processing and payment services on transportation, energy, telecommunications, and environmental invoices. Customers of this segment are primarily large corporations. The banking services segment, which refers to the company's subsidiary Cass Commercial Bank, offers banking services to individuals, private businesses, and churches. The company generates all of its revenue from the American domestic market. | |
Ratios
| Current | vs industry | vs history | |
|---|---|---|---|
| PE Ratio (TTM) | 23.66 |
PE Ratio range over the past 10 years
Min: 11.75, Med: 23.65, Max: 34.25
Current: 23.66
| |
| PE Ratio without NRI | 23.66 |
PE without NRI range over the past 10 years
Min: 11.75, Med: 23.65, Max: 34.25
Current: 23.66
| |
| Price-to-Owner-Earnings | 15.59 |
Price-to-Owner-Earnings range over the past 10 years
Min: 10.81, Med: 18.61, Max: 28.38
Current: 15.59
| |
| PB Ratio | 3.02 |
PB Ratio range over the past 10 years
Min: 1.8, Med: 2.78, Max: 4.11
Current: 3.02
| |
| PS Ratio | 4.90 |
PS Ratio range over the past 10 years
Min: 2.39, Med: 4.82, Max: 7.04
Current: 4.9
| |
| Price-to-Free-Cash-Flow | 16.58 |
Price-to-Free-Cash-Flow range over the past 10 years
Min: 10.33, Med: 18.18, Max: 32.92
Current: 16.58
| |
| Price-to-Operating-Cash-Flow | 15.29 |
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 9.77, Med: 16.05, Max: 27.37
Current: 15.29
| |
| EV-to-Revenue | 0.87 |
EV-to-Revenue range over the past 10 years
Min: -0.7, Med: 1.6, Max: 3.6
Current: 0.87
| |
| Shiller PE Ratio | 28.34 |
Shiller PE Ratio range over the past 10 years
Min: 18.31, Med: 26.62, Max: 40.2
Current: 28.34
|
Dividend & Buy Back
| Current | vs industry | vs history | |
|---|---|---|---|
| Dividend Yield % | 1.97 |
Trailing Dividend Yield range over the past 10 years
Min: 1.09, Med: 1.58, Max: 2.08
Current: 1.97
| |
| Dividend Payout Ratio | 0.45 |
Dividend Payout Ratio range over the past 10 years
Min: 0.27, Med: 0.38, Max: 0.45
Current: 0.45
| |
| 3-Year Dividend Growth Rate (Per Share) | 9.70 |
3-Year Dividend Growth Rate range over the past 10 years
Min: 2.6, Med: 9.8, Max: 19.7
Current: 9.7
| |
| Forward Dividend Yield % | 2.13 | N/A | |
| Yield-on-Cost (5-Year) % | 2.83 |
Yield-on-Cost (5y) range over the past 10 years
Min: 1.56, Med: 2.27, Max: 2.99
Current: 2.83
| |
| 3-Year Share Buyback Rate | 0.50 |
3-Year Share Buyback Rate range over the past 10 years
Min: -0.8, Med: -0.1, Max: 6.3
Current: 0.5
|
Valuation & Return
| Current | vs industry | vs history | |
|---|---|---|---|
| Price-to-Tangible-Book | 3.20 |
Price-to-Tangible-Book range over the past 10 years
Min: 1.08, Med: 2.56, Max: 4.42
Current: 3.2
| |
| Price-to-Projected-FCF | 1.36 |
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.58, Med: 1.34, Max: 2.09
Current: 1.36
| |
| Price-to-Median-PS-Value | 1.01 |
Price-to-Median-PS-Value range over the past 10 years
Min: 0.24, Med: 0.69, Max: 2.65
Current: 1.01
| |
| Price-to-Graham-Number | 1.84 |
Price-to-Graham-Number range over the past 10 years
Min: 0.65, Med: 1.4, Max: 2.56
Current: 1.84
|
More Statistics
| Revenue (TTM) (Mil) $ | 145.99 |
| EPS (TTM) $ | 2.03 |
| Beta | 0.43 |
| Volatility % | 22.44 |
| 52-Week Range $ | 44.35 - 62.03 |
| Shares Outstanding (Mil) | 14.53 |