Business Description
First Citizens BancShares Inc
NAICS : 522110
SIC : 6022
ISIN : US31946M1036
Share Class Description:
STU:FC6A: Class ATotal Employee Number:
18,141Description
First Citizens is a US regional bank with total assets of around $237 billion as of June 30, 2026. Headquartered in Raleigh, North Carolina, First Citizens' largest markets are North Carolina, South Carolina, and California. The bank has a track record of acquiring troubled banks from the FDIC, such as Silicon Valley Bridge Bank in 2023, which doubled its asset base. First Citizens offers products and services across retail, commercial, wealth management, and railcar leasing. First Citizens derived over 95% of its earnings from banking and less than 5% from railcar leasing in 2025.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.7 | |||||
Equity-to-Asset | 0.09 | |||||
Debt-to-Equity | 1.48 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 5/9 | |||||
Beneish M-Score | -3.17 | |||||
WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 34.7 | |||||
3-Year EPS without NRI Growth Rate | 47.1 | |||||
3-Year FCF Growth Rate | -4.4 | |||||
3-Year Book Growth Rate | 41.6 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 8.79 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 2.04 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 21.91 | |||||
9-Day RSI | 36.19 | |||||
14-Day RSI | 43.79 | |||||
3-1 Month Momentum % | 12.05 | |||||
6-1 Month Momentum % | 7.51 | |||||
12-1 Month Momentum % | 14.81 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 0.37 | |||||
Dividend Payout Ratio | 0.04 | |||||
3-Year Dividend Growth Rate | 54.4 | |||||
Forward Dividend Yield % | 0.39 | |||||
5-Year Yield-on-Cost % | 2.14 | |||||
3-Year Average Share Buyback Ratio | 5.8 | |||||
Shareholder Yield % | 23.58 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 25.23 | |||||
FCF Margin % | 17.22 | |||||
OCF Margin % | 34.05 | |||||
ROE % | 10.65 | |||||
ROA % | 1.01 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 6 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 11.6 | |||||
Forward PE Ratio | 11.27 | |||||
PE Ratio without NRI | 10.97 | |||||
Shiller PE Ratio | 12.85 | |||||
Price-to-Owner-Earnings | 14.86 | |||||
PEG Ratio | 0.27 | |||||
PS Ratio | 2.82 | |||||
PB Ratio | 1.23 | |||||
Price-to-Tangible-Book | 1.26 | |||||
Price-to-Free-Cash-Flow | 16.4 | |||||
Price-to-Operating-Cash-Flow | 8.31 | |||||
EV-to-Revenue | 3.82 | |||||
EV-to-Forward-Revenue | 6.06 | |||||
EV-to-FCF | 22.21 | |||||
Price-to-GF-Value | 0.99 | |||||
Price-to-Projected-FCF | 0.77 | |||||
Price-to-DCF (Earnings Based) | 0.35 | |||||
Price-to-DCF (FCF Based) | 1.41 | |||||
Price-to-Median-PS-Value | 0.86 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.44 | |||||
Price-to-Graham-Number | 0.78 | |||||
FCF Yield % | 6.67 | |||||
Forward Rate of Return (Yacktman) % | 23.66 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
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First Citizens BancShares Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 8,021.466 | ||
| EPS (TTM) (€) | 160.892 | ||
| Beta | 0.3593 | ||
| 3-Year Sharpe Ratio | 0.51 | ||
| 3-Year Sortino Ratio | 0.9 | ||
| Volatility % | 22.79 | ||
| 14-Day RSI | 43.79 | ||
| 14-Day ATR (€) | 43.032663 | ||
| 20-Day SMA (€) | 1911.5 | ||
| 12-1 Month Momentum % | 14.81 | ||
| 52-Week Range (€) | 1380 - 1980 | ||
| Shares Outstanding (Mil) | 11.29 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
First Citizens BancShares Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
First Citizens BancShares Inc Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Fourth quarter earnings conference call for 2026 | 2027-01-22 09:00 | In 156 days | ||
| Fourth quarter earnings results for 2026 | 2027-01-22 | In 155 days | ||
| Third quarter earnings conference call for 2026 | 2026-10-23 09:00 | In 65 days | ||
| Third quarter earnings results for 2026 | 2026-10-23 | In 64 days | ||
| USD 2.100000 Cash Dividend | 2026-08-31 | In 11 days | ||
| Second quarter earnings conference call for 2026 | 2026-07-23 09:00 | 1,800.00 (+0.56%) | ||
| Second quarter earnings results for 2026 | 2026-07-23 | 1,800.00 (+0.56%) | ||
| USD 2.100000 Cash Dividend | 2026-05-29 | 1,720.00 (+1.18%) | ||
| General meeting for 2026 | 2026-05-04 09:00 | 1,680.00 (+0.00%) | ||
| First quarter earnings conference call for 2026 | 2026-04-23 09:00 | 1,750.00 (+0.57%) |
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First Citizens BancShares Inc Frequently Asked Questions
What is First Citizens BancShares Inc(STU:FC6A)'s stock price today?
The current price of STU:FC6A is €1850.00. The 52 week high of STU:FC6A is €1980.00 and 52 week low is €1380.00.
When is next earnings date of First Citizens BancShares Inc(STU:FC6A)?
The next earnings date of First Citizens BancShares Inc(STU:FC6A) is 2026-10-23 Est..
Does First Citizens BancShares Inc(STU:FC6A) pay dividends? If so, how much?
The Dividend Yield %  of First Citizens BancShares Inc(STU:FC6A) is 0.37% (As of Today), Highest Dividend Payout Ratio of First Citizens BancShares Inc(STU:FC6A) was 0.06. The lowest was 0.02. And the median was 0.04. The  Forward Dividend Yield % of First Citizens BancShares Inc(STU:FC6A) is 0.39%. For more information regarding to dividend, please check our Dividend Page.
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