Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
During the past 12 months, First Citizens BancShares's average Dividends Per Share Growth Rate was 10.10% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 54.40% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 42.00% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 20.80% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of First Citizens BancShares was 54.40% per year. The lowest was -3.50% per year. And the median was 3.20% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
First Citizens BancShares (STU:FC6A) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:FC6A vs KEY, RF, CFG: Dividend Yield % Comparison
For the Banks - Regional subindustry, First Citizens BancShares's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Citizens BancShares Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, First Citizens BancShares's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where First Citizens BancShares's Dividend Yield % falls into.
First Citizens BancShares Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
First Citizens BancShares Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 2.100000
2026-05-29
2026-05-29
2026-06-15
Cash Dividend
quarterly
USD:EUR 0.856000
USD 2.100000
2026-02-27
2026-02-27
2026-03-16
Cash Dividend
quarterly
USD:EUR 0.846000
USD 2.100000
2025-11-28
2025-11-28
2025-12-15
Cash Dividend
quarterly
USD:EUR 0.865000
USD 1.950000
2025-08-29
2025-08-29
2025-09-15
Cash Dividend
quarterly
USD:EUR 0.859000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Citizens BancShares (STU:FC6A) has a Dividend Yield % of 0.38% as of Aug. 20, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on First Citizens BancShares and its competitors. This is 23% above median its historical median of 0.31. Over the past decade, First Citizens BancShares' Dividend Yield % has ranged from 0.19 to 0.57. According to the industry distribution chart, First Citizens BancShares ranks #1217 out of 1248 companies in the Banks industry, placing it in the top 97.5%.
Is First Citizens BancShares' Dividend Yield % too high?
First Citizens BancShares' current Dividend Yield % of 0.38% is 23% above median its 10-year median of 0.31. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 0.57. The Banks industry median Dividend Yield % is 3.02. First Citizens BancShares' value of 0.38% is 87.4% below this industry median. Based on the distribution chart, First Citizens BancShares ranks #1217 out of 1248 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Citizens BancShares has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does First Citizens BancShares' Dividend Yield % compare to KEY and RF?
According to the Banks industry distribution chart, First Citizens BancShares ranks #1217 out of 1248 companies for Dividend Yield %. This places First Citizens BancShares in the lower half of its industry. The industry median Dividend Yield % is 3.02. First Citizens BancShares' value of 0.38% is 87.4% below this benchmark. Historically, First Citizens BancShares' own Dividend Yield % has ranged from 0.19 to 0.57 over the past decade. While the company's 10-year median is 0.31 vs. the industry median of 3.02, First Citizens BancShares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.02, based on 1,248 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Citizens BancShares's current Dividend Yield % of 0.38% is 87.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on First Citizens BancShares and its competitors. For the Banks industry, the median Dividend Yield % is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Citizens BancShares's current Dividend Yield % is 0.38%, which is 23% above median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Citizens BancShares stock overvalued right now?
First Citizens BancShares (STU:FC6A) has a current Dividend Yield % of 0.38%. The stock's GF Value™ is €1,878.09, compared to a current price of €1,850.00 — trading 1.5% below its estimated fair value. The current Dividend Yield % is 0.38%, which is 23% above median its 10-year median of 0.31 and 87.4% below the Banks industry median of 3.02. First Citizens BancShares' overall GF Score™ is 75/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For First Citizens BancShares (STU:FC6A), the current Dividend Yield % is 0.38% as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Citizens BancShares (STU:FC6A) Overvalued in 2026?
Based on GuruFocus' analysis, First Citizens BancShares stock appears to be undervalued.
The current stock price of €1,850.00 is trading 1.5% below its estimated GF Value™ of €1,878.09.
Key valuation signals for STU:FC6A:
Dividend Yield %: 0.38% (23% above median its 10-year median of 0.31)
GF Value™: €1,878.09 vs. price of €1,850.00 (1.5% below fair value)
Industry Position: 87.4% below the Banks median (#1217 of 1248)
No single metric tells the full story. See the STU:FC6A stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Citizens is a US regional bank with total assets of around $236 billion as of March 31, 2026. Headquartered in Raleigh, North Carolina, First Citizens' largest markets are North Carolina, South Carolina, and California. The bank has a track record of acquiring troubled banks from the FDIC, such as Silicon Valley Bridge Bank in 2023, which doubled its asset base. First Citizens offers products and services across retail, commercial, wealth management, and railcar leasing. First Citizens derived over 95% of its earnings from banking and less than 5% from railcar leasing in 2025.
75GF Score
Get the complete analysis for STU:FC6A
Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STU:FC6A has been successfully added to your 
